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Best Home Warranty Companies in Connecticut

As a Connecticut homeowner, a home warranty can help you save money in the long run when one of your systems or appliances break down. To learn what your coverage options are, keep reading this review.

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A Connecticut home warranty protects major systems and appliances in your home that break down due to normal wear and tear and gives you peace of mind that you’ll be able to afford a repair or replacement if an issue arises.

Since there are numerous home warranty providers available, and it’s difficult to know which home warranty company will fit your needs, the This Old House Reviews Team did the research for you. We looked at coverage plans, pricing, and customer reviews to help you find the best home warranty company in Connecticut.

Connecticut’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Connecticut include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. Select Home Warranty: Lowest Deductible

The best home warranties in Connecticut provide comprehensive coverage, plans at affordable price points, and excellent customer service. Here’s more detail about our top three picks.

1. American Home Shield

American Home Shield (AHS) is our top pick for Connecticut residents because of its veteran status within the industry and its extensive coverage options. AHS offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The home warranty provider covers systems and appliances regardless of their age, even if they have damage due to rust or corrosion or have undetectable pre-existing conditions.

Compare the benefits and drawbacks of American Home Shield:

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Close to 50 years of industry experience Not many add-on coverage options
Offers three options for service fees Is on the expensive end for monthly premiums
Doesn’t require a home inspection before coverage starts Has a short repair guarantee of 30 days
Has high coverage caps on appliances and systems

American Home Shield pricing will be dependent on the service fee you select. The chart below breaks it down for you:

Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month
To get a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) is known for its affordable home warranty plans that are available to all Connecticut homeowners, regardless of the age of their homes. Its Basic Plan covers most home systems and appliances like your water heater, garbage disposals, electrical system, and heating system, and its Total Plan adds your washer, dryer, air conditioner, and refrigerator to the list of covered items.

Before becoming a CHW customer, consider the following advantages and disadvantages:

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Provides after-hours service Has low coverage caps, which means the customer pays for the rest of the repair once a certain limit is reached
Has a large number of add-on options, including coverage for your septic system, pool, and second refrigerator Customers can’t build their own plan
Offers a 90-day repair guarantee Customers can’t choose their own technician for repairs

Here’s what the cost breakdown looks like for both Choice Home Warranty plans:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

In addition to relatively affordable monthly premiums, CHW has service fees that range between $60–$85.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

3. Select Home Warranty

Select Home Warranty offers coverage similar to that of Choice Home Warranty, but at a much cheaper price—all three plans offered are under $40 a month for Connecticut homeowners.

Compare the advantages and disadvantages of a Select plan:

Pros and Cons of Select Home Warranty

Pros Cons
Pros Cons
Fields claims 24 hours a day, seven days a week Charges repeat service fees
Provides discounts for customers who purchase several years of protection Doesn’t have a mobile app
Offers free roof leak coverage and optional septic system coverage Has a $75 cancellation fee

If you’re not sure which Select Home Warranty plan is right for you, compare plan pricing below:

Pricing of Select Home Warranty

Bronze Care Gold Care Platinum Care
Bronze Care Gold Care Platinum Care
$35.83 per month $35.83 per month $37.50 per month

Note: Select’s service fee is on the lower end of the spectrum, costing $75 per claim.

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

Our Conclusion

A Connecticut home warranty can help protect the investment you spent years saving up for and prevent you from paying expensive repair or replacement costs on major systems and appliances. Before buying a home warranty, we recommend reading third-party home warranty reviews from the Better Business Bureau and getting quotes from all three providers listed in this article so that you can compare coverage and find a plan that fits your home protection needs and budget.

Frequently Asked Questions about Connecticut Home Warranties

Who pays for a home warranty?

The cost of a home warranty is split between the homeowner and warranty provider. The homeowner pays a monthly or annual premium and a service fee every time a claim for a repair is filed. The warranty provider pays for the parts and labor of the repair.

How do I file a claim on my home warranty?

Customers typically have two options when a covered item breaks down: call the customer service line or fill out an online form. In both cases, you’ll be asked to select the item that’s been affected and submit a detailed overview of the issue. If your claim is approved, the home warranty company will send a technician to your home to address the broken item.

Do home warranties cover pre-existing conditions?

Most home warranty companies won’t cover systems or appliances with pre-existing conditions. However, home warranty companies like American home Shield and First American Home Warranty will cover items with pre-existing conditions.

When should I buy a home warranty?

You can buy a home warranty at any time. Sometimes, the real estate agent or seller of a home will include a home warranty as an incentive to the home buyers to prove that any systems or appliances in the home can be fixed for a reasonable price.

However, if the home you’re buying doesn’t include a warranty, or you’ve owned your home for years, you can still purchase one at any point during homeownership.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.