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Globe Home Protection Review (2021)

Many homeowners turn to home warranty plans for financial protection when their home appliances and systems fail from normal wear and tear. A home warranty can provide peace of mind and prevent homeowners from paying expensive, out-of-pocket expenses. Keep reading to learn about Globe Home Protection plans and pricing.

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Globe Home Protection is a home warranty company that’s headquartered in Orlando, Florida. In this review, the This Old House Reviews Team will discuss the company’s terms and conditions, the cost of a Globe Home Protection service contract, limitations and exclusions, and customer reviews, so you can make an informed decision and decide if this is the best home warranty for you.

Globe Home Protection Plans and Coverage

Appliances and systems 3-Star Plan 4-Star Plan 5-Star Plan Stellar Plan
Appliances and systems 3-Star Plan 4-Star Plan 5-Star Plan Stellar Plan
Air conditioning (two systems)
Heating (two systems)
Ductwork
Plumbing system
Electrical system
Water heater
Dishwasher
Garbage disposal
Built-in microwave
Oven, range, and cooktop
Range exhaust fan
Kitchen refrigerator
Bathroom exhaust fans
Whirlpool bathtub
Ceiling/Attic exhaust fans
Garage door opener
Sump pump
Permits
Removal of existing units
Plumbing stoppages
Clothes washer and dryer
Roof leak repair
Refrigerator ice maker
Rey-key service
Built-in trash compactor
Central vacuum
Code violations
Ultra-premium appliances
Unknown pre-existing conditions
Regulatory risk

Globe Home Protection offers four packages with varying levels of coverage. It also offers a list of optional add-ons to add even more protection to your home:

  • Well pump
  • Additional HVAC system
  • Swimming pool and spa
  • Additional water heater
  • Septic
  • Slab leak repairs
  • Pre-Season HVAC tune-up
  • NOVA
  • Additional refrigerator

Globe Home Protection protects crucial components that are necessary for the operation of appliances and systems and offers upgraded protection for equipment that’s only included in the Stellar Plan.

Coverage Specifics

Appliances and Systems Included Exclusions Stellar Plan Upgrades
Appliances and Systems Included Exclusions Stellar Plan Upgrades
Air conditioning system Blower fan motors Compressor and condenser coils Internal system controls Underground piping Zone control systems Humidifiers Condensation drain pan and pump Registers and grills Breakdown from lack of routine maintenance
Central heating Burners Heat exchangers and pump Printed circuit boards Radiant heating coils Pellet stoves Fireplaces and key valves Heat lamps Disposable filters Registers and grills
Electrical System Circuit breaker panels General wiring Receptacles Inadequate wiring Circuit overload Burglar or fire alarms Smoke detectors
Plumbing Toilet mechanisms Drain and waste line leaks Shower valves Pressure regulated devices Plumbing outside of the main foundation Faucets Hose bibs shower heads Toilet replacement of up to $500

Coverage Exclusions

The Limits of Liability from Globe Home Protection state that a service contract is limited to $5,000 per mechanical system unless a lower limit is declared in the home warranty coverage summary. A few exceptions we found are caps for roof leaks, which are limited to $500 per contract, and the plumbing and electrical systems.

Optional add-on coverage varies based on the system covered. For instance, a backed-up septic system may only be pumped clear once per coverage period. Additionally, while main components of a swimming pool are covered, the sample brochure states that its liability for the pool heater is capped at $1,000. A well pump is also only covered up to $1,000 for problems related to the impellers, motor, pump, and seals.

State Availability

Globe Home Protection is available in 32 states, not including Alabama, Alaska, California, Hawaii, Idaho, Iowa, Louisiana, Mississippi, Montana, New Mexico, New York, North Carolina, Oregon, South Carolina, Utah, Washington, or Wisconsin.

Here are alternatives for those living in states not covered by Globe Home Protection:

Globe Home Protection Pricing

Globe Home Protection is transparent about its service contract costs. The 3-Star Plan is the most affordable, but it has the least comprehensive coverage. It starts at $330 annually with a service fee of $75. Upgrading to the 4-Star Plan will raise your contract to $425 per year with a $75 deductible.

The price difference is slightly higher for the 5-Star Plan, which includes 10 additional appliances or systems at $470 per year with a $75 service fee, or only $450 per year when you commit to a $100 deductible. The most comprehensive Stellar Plan is $570 per year with a $75 service fee, or you can get a lower contract cost of $545 with a $100 service fee.

Pricing of Globe Home Protection

Plan Price
Plan Price
3-Star Plan $330 per year
4-Star Plan $425 per year
5-Star Plan $470 per year
Stellar Plan $570 per year

On average, the costs for Globe Home Protection plans are inline with other providers in the home warranty industry. Generally, a home warranty costs around $300 annually for basic care and up to $600 for more comprehensive coverage. The varying service fees are also competitive within the industry as service fees typically cost between $75–$125 per claim.

Optional Add-On Pricing

Item Price
Item Price
Additional AC unit $90
Additional water heater units $85
Septic coverage $80
Slab leak $50
Swimming pool or spa $180
Well pump $100
NOVA option* $99
Pre-season HVAC tune-up $30

*The NOVA option is a unique addition offered by Globe Home Protection. It’s essentially an enhancement for various appliances and systems that are covered in the packages that the company provides.

  • Plumbing—Includes coverage for tub spouts, diverters, and basket strainers.
  • Internal Slab Leak—Covers pipe leaks in the water, drain, or gas lines that are located within a slab of concrete.
  • Increased Standard Plan Limits—Increases coverage for roof leak repair from $500 to $1,000 and enhances air conditioning repair or replacement to $5,000.
  • Homeowner Insurance Deductible Reimbursement—Offers up to a $500 reimbursement towards your homeowner insurance deductible for an authorized claim.

Note: If you move and wish to transfer your service contract to the next owner, a $40 fee applies.

How to Get a Quote from Globe Home Protection

Obtaining a personalized quote from Globe Home Protection is simple. Interested homeowners should fill out their zip code to ensure their state is covered, then choose a package and the chosen service fee. You will then receive a quote by email and have the option to purchase a service contract.

Basement from Charlestown House Anthony Tieuli

How to File a Claim with Globe Home Protection

When considering home warranty providers, you may want to understand how the claims process works so your repair or replacement can be handled swiftly. Globe Home Protection offers three ways for policyholders to contact the company about a claim:

Access your online dashboard to submit a claim.

Call 800-842-2177 to submit a claim 24 hours a day, seven days a week.

Contact a customer service representative Monday through Friday, 9 a.m. to 6 p.m. EST.

Note: Emergency claims must be completed over the phone.

Once a claim is accepted, Globe Home Protection will contact a trusted service technician to come out and assess your issue. Don’t call a contractor on your own, as the company will not reimburse you for the costs.

Globe Home Protection Reviews

According to Globe Home Protection’s Better Business Bureau (BBB) profile, the company is not accredited but has an A rating. Customer reviews are scarce, but the company shows a 3-star rating after 16 customer reviews. As with any top home warranty company, Globe Home Protection has a mix of positive and negative reviews. Here’s a sampling below:

I have gotten a lot from this home warranty company. It was something that came with my new home, and it has benefited me greatly this year. Right when I moved in, I had a problem with my water heater not working. They sent a plumber, and he rebuilt the whole thing. Globe covered the repair completely.” — Paolo S.

Homeowners, do not waste your time. This is a joke for a home warranty. The worst customer service. Their communication is so poor between their contracted vendors. We went a whole week before they even approved our part to be ordered by their own plumber.” — Cassie W.

A shout out to Globe Home Warranty for helping out with my AC this weekend. I got the service needed to get my home cooling again. Globe put it on the fast track because it’s AC in Florida. Technician was quick to respond. I got follow-up calls during the process, and everyone worked as a team to get me taken care of.” — Jim Connel

Final Thoughts on Globe Home Protection

The This Old House Reviews Team gives Globe Home Protection a 7.1/10 rating. While Globe Home Protection offers multiple packages to cover your water heater and other appliances and systems, its availability is limited in the United States. The company provides warranties for 32 states, but the group fails to list its eligible locations. Note: we reached out to the company for a list of exclusions but have yet to hear back from a representative.

Globe Home Protection does include incredibly comprehensive coverage under its Stellar Plan and available extended service options. However, we find that once you include upgrades like NOVA or other add-ons, the costs for a service contract can be expensive.

The company could benefit from being more clear about its limitations and coverage caps for specific equipment, as the sample contract is vague on cost liabilities. If you decide to pursue a Globe Home Protection sample contract, ask questions about the financial obligations of the provider.

Our Preferred Provider: American Home Shield

American Home Shield (AHS) is veteran in the home warranty industry with more than 45 years of experience. The group boasts a solid B rating from the Better Business Bureau and offers warranties in 49 states, only excluding Alaska.

American Home Shield offers three different packages: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. ShieldSilver, which costs on average $39.99 per month, protects essential household systems. ShieldGold, which runs on average about $49.99 per month, covers all the systems in ShieldSilver with the additions of kitchen and laundry appliances. For around $58.99 per month, ShieldPlatinum™ protects both appliances and systems in a convenient bundle and adds rook leak coverage and coverage boosts.

Policyholders can choose between service fees of $75, $100, or $125; the higher fees result in lower annual contract prices.

Here are a few more reasons why we believe American Home Shield is one of the best home warranty providers in the industry:

  • Offers 24/7 claims processing and customer service
  • Includes a 30-day workmanship guarantee for repairs on covered items
  • Has flexible packages and choice of service fees for more customized protection
  • Protects against pre-existing conditions if they were unknown when coverage started
  • Responds to most service requests within 24 hours after a claim has been accepted

You can get in touch with American Home Shield by filling out this online form and receiving a free quote, or you can call 844-529-9298 to discuss a policy with a customer service representative.

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. Our rating system for home warranty providers is on a 100-point scale based on seven factors:

  • Plan options (25)
  • Coverage specifics (5)
  • Pricing (25)
  • Trustworthiness (25)
  • State availability (5)
  • Customer service (10)
  • Additional benefits (5)

Our Reviews Team reviewed 45 companies and we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. Read more on our methodology here.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.