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Select Home Warranty vs. Choice Home Warranty (2024)

With a home warranty plan, homeowners don’t have to pay out of pocket for expensive repairs when their systems and appliances break down. In this article, we evaluate Select Home Warranty and Choice Home Warranty on a variety of criteria, including cost, reviews, coverage, and more.

Author Icon Written by Dana Getz + 1 other Reviewer Icon Reviewed by Jacquelyn Kfoury Updated 04/11/2024

Select Home Warranty and Choice Home Warranty are two prominent home warranty companies that offer comprehensive coverage plans at affordable prices. In this review, we compare Select Home Warranty and Choice Home Warranty to help our readers who are interested in purchasing a home warranty plan. Keep reading to learn which is the best home warranty company for you.

How Does Select vs. Choice Compare Overall?

ProviderSelect Home WarrantyChoice Home Warranty
Get a Free QuoteVisit SiteVisit Site
Promotional OfferUse code HOUSE25 for $150 off & 2 months freeNone
Coverage optionsBronze, Gold, Platinum, and optional add-onsBasic, Total, and optional add-ons
Monthly Premiums$44- $48$50 – $59
Service Fee$60 – $75$60 – $85
State Availability47 states (excluding NevadaWashington, and Wisconsin)49 states (excluding Washington)
BBB ratingB-B

What Are the Pros and Cons of Select Home Warranty?

Offers more plan options and add-ons than Choice Home Warranty
Provides coverage in 47 states, excluding Nevada, Washington, and Wisconsin
Offers two months of coverage for free when signing up for a home warranty plan
The Premium Plan covers two less items than Choice Home Warranty’s Total Plan
Has a $75 cancellation fee

Select Home Warranty offers some of the most affordable home warranty plans and service call fees in the industry and has a variety of optional add-ons to include with any plan. For full coverage of systems and appliances, we recommend signing up for the Platinum Care Plan.

To receive $100 off your plan and two months of coverage for free, call 888-370-3956 or fill out this easy form to get a free quote from Select Home Warranty.

What Are the Pros and Cons of Choice Home Warranty?

Has a 90-day repair guarantee
Doesn’t deny coverage based on the age of your systems or appliances
Received thousands more online customer reviews than Select Home Warranty
Doesn’t let customers customize their coverage plan
Doesn’t offer coverage in California or Washington

Choice Home Warranty is one of the leading home warranty companies in the industry and provides basic coverage at an affordable cost. Not only does Choice provide extensive coverage, it offers 24/7 customer service and will send a service contractor out to your home within two business days of receiving a claim.

Note: In 2019, the Arizona Attorney General’s Office filed a lawsuit against Choice Home Warranty that remains ongoing. To read more about this lawsuit, click here.

How Does Select vs. Choice Coverage Compare?

Select Home Warranty offers more coverage plans and optional add-ons than Choice Home Warranty, but Choice Home Warranty’s premium plan covers two more items than Select Home Warranty’s premium plan.

Select Home Warranty Coverage

Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan offers coverage for eight appliances, and the Gold Care plan covers six home systems. The Platinum Care plan is the most comprehensive coverage plan, covering everything in the Bronze and Gold plans, plus plumbing stoppages and garage door openers.

Here’s an overview of what each plan covers:

Select Home Warranty Plans

PlansGold CareBronze CarePlatinum Care
Electrical System
Heating System
Plumbing System
Water Heater
Garbage Disposal
Built-in Microwave
Clothes Washer
Clothes Dryer
Garage Door Openers
Plumbing Stoppages

Choice Home Warranty Coverage

There are two Choice Home Warranty plans: a Basic Plan and Total Plan. The Basic Plan covers a few important appliances and systems in the home but notably excludes coverage for a dryer, washer, refrigerator, and air conditioning system. With the company’s Total Plan, you get coverage for all of these excluded items plus everything that comes with the Basic Plan.

Here’s what each Choice Home Warranty plan covers:

Choice Home Warranty Plans

PlansBasic PlanTotal Plan
Air Conditioner
Clothes Washer
Clothes Dryer
Heating System
Electrical System
Plumbing System
Plumbing Stoppages
Water Heater
Whirlpool Bathtub
Oven, Range, and Stove
Built-in Microwave
Garbage Disposal
Garage Door Opener
Ceiling Fans and Exhaust Fans

Choice Home Warranty vs. Select Home Warranty Optional Add-Ons

Choice and Select also offer some optional add-ons you can compare below:

  • Well pump
  • Septic tank pumping
  • Limited roof leaks
  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Stand alone freezer
  • Second refrigerator
  • Switches and outlets
  • Well pump
  • Sump pump
  • Plumbing fixtures
  • Refrigerator ice maker
  • Lawn sprinkler system
  • Lighting fixtures
  • Central vacuum
  • Septic system coverage
  • Pool and spa equipment

How Does Select vs. Choice Cost Compare?

Select Home Warranty and Choice Home Warranty offer plans at roughly the same premium and service fee cost, but the high end of Choice Home Warranty’s cost range is a bit pricier than that of Select Home Warranty.

ProviderSelect Home WarrantyChoice Home Warranty
Monthly Premium Cost$36–$38 per month$36–$44 per month
Service Fee Deductible$60–$75$60–$85

Note: The cost of a home warranty plan depends on a variety of factors such as your location, the size of your home, and any optional coverage you choose to purchase. Because of this, we recommend getting quotes from both providers before making a final decision.

How Do Select vs. Choice Reviews Compare?

Select Home Warranty received a slightly more positive rating from the Better Business Bureau (BBB) than Choice Home Warranty, but Choice Home Warranty reviews were more positive, on average, on Trustpilot.

ProviderSelect Home WarrantyChoice Home Warranty
BBB ratingB-B
BBB accreditationNoNo
Number of customer reviews on BBB webpage1,747 reviews3,331 reviews
Average Trustpilot customer review rating (out of 5 stars)3.6 stars3.8 stars
Number of customer reviews on Trustpilot webpage3,410 reviews32,015 reviews

Is Select or Choice Right for Your Home?

Choice Home Warranty and Select Home Warranty offer some of the most affordable home warranty plans in the industry and are some of the best home warranty companies available.

Select Home Warranty is slightly more affordable and offers more optional add-ons and plans than Choice Home Warranty, but Choice Home Warranty offers a few more coverage items in its comprehensive Total Plan compared to Select’s Platinum Care Plan.

We recommend getting quotes from both companies to compare coverage, pricing, and current promotions. For additional information on these providers, read our Select Home Warranty review and our Choice Home Warranty review.

FAQs About Home Warranties

Is there a waiting period for Choice Home Warranty and Select Home Warranty?

After you purchase your home warranty plan, both providers have a 30-day waiting period before you can request service on a system or appliance.

How do Select Home Warranty and Choice Home Warranty compare with American Home Shield?

American Home Shield received our highest overall ranking. If you’re looking for comprehensive plans, American Home Shield may be a good choice, but if you’re on a budget, we recommend Choice Home Warranty or Select Home Warranty for cheap home warranty options.

How does a home warranty plan work?

Homeowners with a home warranty plan pay a monthly premium of about $25 to $60 per month for their coverage. When a covered repair or replacement is needed, they only have to file a claim and pay a service call fee between $60–$125.

Does Select Home Warranty and Choice Home Warranty cover washers and dryers?

Yes. Select’s Bronze Care and Platinum Care plans cover washers and dryers, while Choice Home Warranty’s Total Plan covers washers and dryers.

Are Select Home Warranty and Choice Home Warranty available in my state?

Select Home Warranty offers coverage in every U.S. state except for Alaska, while Choice Home Warranty offers coverage in every U.S. state except for California and Washington.

Is a home warranty plan worth it?

A home warranty can provide peace of mind and potentially significant savings if a major system or appliance breaks down, so we recommend them for most homeowners. You can learn more on this topic by reading our article on whether home warranties are worth it.

Our Rating Methodology

We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys. 

We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating. 

Here’s a breakdown of our weighted factors:

  • Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
    • Additional coverage items
    • Annual coverage cap
    • Home systems coverage
    • Major appliances coverage
    • Obstructed wall coverage cap
  • Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs. 
    • Average monthly cost
    • Cost flexibility
    • Lowest service fee
  • Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability. 
    • Brand reputation
    • Policy change flexibility
    • Sample contract availability
    • Workmanship guarantee length
  • Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician. 
    • Claims process
    • Guaranteed response time
    • Service flexibility

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.