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Best Home Warranty Companies in Michigan

If you’re looking for a Michigan home warranty company that can save you hundreds of dollars in system and appliance repairs, consider the providers outlined below.

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A Michigan home warranty will lower the amount you have to pay out of pocket for a covered repair or replacement, meaning you won’t be left with a freezing home if your heating system breaks down.

Since there are a variety of home warranty companies available, the This Old House Reviews team compared the best home warranty companies in your state, analyzing price, plans, and coverage details. Keep reading to learn more.

Michigan’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Michigan include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. First American Home Warranty: Best Value

The best home warranty companies in Michigan will provide homeowners with coverage on both systems and appliances, offer flexible payment options, and have a customer service team willing to help around the clock. Here are our top home warranty picks for Michigan residents.

1. American Home Shield

American Home Shield (AHS) is a veteran in the home warranty industry and has been in business for nearly 50 years. It has three comprehensive coverage plans and customizable service fees, allowing homeowners to select a plan that’s right for them.

Weigh the pros and cons of American Home Shield below:

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Offers 24/7 customer service Doesn’t cover Alaska
Has generous coverage caps on major systems and appliances Offers a short repair guarantee of 30 days
Provides optional coverage for guest units and electronics

AHS offers three coverage options: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver plan covers essential home systems, such as your air conditioner and heating, while the ShieldGold and ShieldPlatinum plans provide coverage for both your systems and appliances. The ShieldPlatinum plan is AHS’ most comprehensive plan, covering 23 items.

American Home Shield plan pricing will vary based on the plan and service fee you choose. In general, an American Home Shield home warranty will cost between $40 and $58 per month. If you choose a higher service fee, your monthly premium will be cheaper.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) has mastered affordable coverage with plan options under $45.00 a month. Compare the advantages and disadvantages of choosing Choice Home Warranty below:

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Claims to process service requests within 48 hours Customers can’t build their own coverage
Provides a 90-day repair guarantee Customers can’t choose their own service contractor
Doesn’t deny coverage based on the age of your systems and appliances

Plans and Pricing of Choice Home Warranty

Choice provides two plan options: the Basic Plan and Total Plan. The Basic Plan covers 14 major appliances and systems and the Total Plan covers everything under the Basic Plan, plus coverage for your air conditioner, washer, dryer, and refrigerator.

Choice Home Warranty plans range between $37.00–$44.00 per month, while service fees range between $60.00–$85.00 per service call.

For a free quote from Choice Home Warranty, fill out this online form or call 800-495-1292.

3. First American Home Warranty

First American Home Warranty (FAHW) has more than 30 years of home warranty experience and has served more than 590,000 customers.

Here are some benefits and drawbacks of choosing First American Home Warranty as your coverage provider:

Pros and Cons of First American Home Warranty

Pros Cons
Pros Cons
Has a First Class Upgrade that covers cosmetic damage, installation, and removal fees for appliances Doesn’t provide coverage for air conditioning in either plan
Offers a 30-day, money-back guarantee Has a set service call fee of $75.00
Provides flexible payment options

First American offers two plans—a Basic Plan and a Premier Plan. The Basic Plan covers eight home appliances, like your microwave, garbage disposal, and refrigerator, and the Premier Plan covers those eight appliances and eight additional home systems like your plumbing and electrical.

Here’s a cost breakdown of First American plans:

Plans and Pricing of First American Home Warranty

Basic Plan Premier Plan
Basic Plan Premier Plan
$28.00 per month $43.50 per month

For a free quote from First American Home Warranty, fill out this online form or call 833-777-0049.

Our Conclusion

Each of the providers listed in this review have a defining feature that make them competitive in the home warranty market. American Home Shield has comprehensive coverage, Choice Home Warranty is budget-friendly, and First American Home Warranty has a First Class Upgrade that covers items that have been improperly installed or maintained. Before you purchase a home warranty, get a free quote from all three providers to compare coverage and pricing.

Frequently Asked Questions about Michigan Home Warranties

What other home warranty companies are available in Michigan?

While American Home Shield, Choice Home Warranty, and First American Home Warranty are the best home warranty companies in Michigan, they aren’t the only companies that provide coverage for major systems and appliances. Other top providers include The Home Service Club, Select Home Warranty, and America’s First Choice Home Club.

Who needs a Michigan home warranty?

First-time home buyers, mobile home owners, real estate agents, and home sellers can all benefit from buying a home warranty. Not only does a home warranty provide peace of mind if a system or appliance breaks down, it covers unexpected repair or replacement costs.

What’s covered under a Michigan home warranty?

A home warranty will cover systems and appliances like your air conditioning, electrical, water heater, plumbing, refrigerator, dishwasher, clothes washer, and dryer that break down due to normal wear and tear. Most home warranty companies will also provide optional coverage for items like your pool, spa, septic tank, and well pump.

To share feedback or ask a question about this article, send a note to our Reviews team at reviews@thisoldhouse.com.