In This Review: Our Take | Pros and Cons | Cost and Discounts | Coverage | Availability | Customer Reviews | Conclusion | Compare | Company Information | FAQs | Methodology
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Purchasing a home insurance policy can protect you from losses due to burglary or unforeseen disasters. Without a policy, these situations can hurt your budget and leave you without shelter and with no guaranteed way to pay for temporary accommodations.
Choosing the best home insurance company for your needs means evaluating coverage, costs, availability, and more. The This Old House Reviews Team has done some of the work for you, creating this in-depth Amica® home insurance review to help you make your decision.
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Our Rating of Amica Home Insurance
We give Amica a score of 96.60 out of 100.
Amica offers a wide range of home insurance options, including all basic coverage in addition to supplemental protections to round out your policy.
Several discounts are available, as is a network of contractors and a special dividend program in most areas. Amica is one of the most affordable home insurance companies we have reviewed.
Unfortunately, Amica does not provide home insurance in all states. Homeowners in Alaska, Florida, and Hawaii will have to look elsewhere. Also, homeowners in certain states, including North Carolina, California, Florida, and Missouri, can’t participate in the dividend program.
For more in-depth comparisons, refer to the following resources:
Amica Home Insurance FAQs