Achosa Home Warranty Review (2024)
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Achosa Home Warranty, a new provider in the home warranty industry, offers comprehensive coverage for homeowners, real estate buyers, and sellers. Achosa offers customers the option of two coverage plans, each one bundling major home appliances and systems.
Achosa is a solid home warranty provider, but it’s not the only option on the market. Our top pick, Liberty Home Guard, offers three robust plans with customizable add-on options. This company also provides an impressive workmanship guarantee and speedy repair times.
To help you determine if Achosa is your ideal provider, we’ve reviewed its coverage options, diving deep into the policy costs and features offered under each plan. Keep reading to find out if Achosa Home Warranty is the best home warranty for you and your home.
What Are the Pros and Cons of Achosa Home Warranty?
Compare the advantages and disadvantages of Achosa below:
What Plans and Coverage Options Does Achosa Home Warranty Offer?
Achosa Home Warranty provides a variety of coverage options for real estate buyers, sellers, and homeowners. For real estate sellers, Achosa offers a Basic Plan and Essential Plan. For both real estate buyers and homeowners, Achosa offers an Essential Plan and 1st Choice Plan. Each plan covers a combination of major home systems and appliances, with policy features changing from plan to plan.
Here are the specific appliances and systems covered under each plan:
| Plans | Real Estate Seller’s Basic | Real Estate Seller’s Essentials | Real Estate Buyer’s Essentials | Real Estate Buyer’s 1st Choice | Homeowner’s Essentials | Homeowner’s 1st Choice |
|---|---|---|---|---|---|---|
|
Attic and exhaust fan |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Dishwasher |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Electrical system |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Washer and dryer |
✔ |
✔ |
||||
|
Garage door opener |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Garbage disposal |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Kitchen refrigerator |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Microwave |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Oven/range/cooktop |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Plumbing and drains |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Roof leaks |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Sump pump |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Water heater |
✔ |
✔ |
✔ |
✔ |
✔ |
✔ |
|
Central air conditioning |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
Central heating |
✔ |
✔ |
✔ |
✔ |
✔ |
|
|
Code violations |
✔ |
✔ |
In addition to these plans, Achosa Home Warranty offers coverage for 10 items that you can include with a buyer plan, Homeowner’s Essential Plan, or a Homeowner’s 1st Choice Plan.
- Additional pool or spa
- Additional refrigerator
- Jetted bathtub
- Mini-split system
- Pool and spa (shared equipment)
- Septic system
- Stand alone freezer
- Stand alone ice maker
- Water softener
- Water well pump
How Much Does Achosa Home Warranty Cost?
The cost of an Achosa Home Warranty plan depends on the coverage you select. Note: pricing is based on a 12-month contract unless otherwise specified.
Compare pricing for each individual Achosa plan below:
| Plan | Contract Cost | Deductible |
|---|---|---|
|
Real Estate Seller’s Basic |
$0 per listing period (6 months) |
$100.00 |
|
Real Estate Seller’s Essential |
$0 or $80.00 per listing period (6 months) |
$100.00 |
|
Real Estate Buyer’s Essential |
$41.67 per month |
$100.00 |
|
Real Estate Buyer’s 1st Choice |
$52.08 per month |
$70.00 |
|
Homeowner’s Essential |
$47.99 per month |
$100.00 |
|
Homeowner’s 1st Choice |
$59.99 per month |
$70.00 |
For real estate sellers, the cost of a Basic Plan is $80.00 per listing period unless proof of current HVAC maintenance is presented—which reduces the plan to $0. Additionally, 1st Choice Plans require a $70.00 service call fee, while all other plans have a $100.00 service fee.
Optional add-ons can be selected for any real estate buyer or homeowner plan. View the price of each optional add-on below:
AHW Optional Add-Ons Prices
- Additional pool or spa – $15.00 per month
- Additional refrigerator – $4.17 per month
- Jetted bathtub – $6.67 per month
- Mini-split system – $6.67 per month
- Pool and spa (shared equipment) – $15.00 per month
- Septic system – $6.67 per month
- Stand alone ice maker – $6.67 per month
- Water softener – $4.17 per month
- Water well pump – $6.67 per month
- Stand alone freezer – $3.33 per month
What Do Customers Say About Achosa Home Warranty?
Achosa Home Warranty holds a A- rating on the Better Business Bureau (BBB). Since Achosa is a relatively new home warranty provider, it has just over 40 customer reviews on the BBB website.
Our Final Review of Achosa Home Warranty
Although choosing your own contractor can be beneficial, this also means that policyholders can’t always go to Achosa for concerns—instead they must work around their selected contractor’s hours of operation and service guarantees. Achosa’s weekend customer service allows you more flexibility when submitting claims as well. However, Achosa scored significantly lower than many of the best home warranty providers in the industry, so we ultimately recommend you choose another company.
Our Recommended Home Warranty Provider: Liberty Home Guard
Our top home warranty provider is Liberty Home Guard (LHG). This home warranty company offers comprehensive coverage through extensive add-on options that can be applied to each of its three plans: Appliance Guard, Systems Guard, and Total Home Guard.
Additionally, Liberty Home Guard offers a workmanship guarantee on repairs that—at 60 days—is twice the length of the industry standard. LHG has responsive customer service and a 24/7 chat feature.
To get a free quote from Liberty Home Guard, fill out this online form or call 866-452-9107.
Achosa Home Warranty Compared to the Competition
Although Achosa Home Warranty could be a good option for you and your home, there are other top-rated home warranty companies that may be a better fit. Compare this company to one of our recommended picks.
| Company | BBB Rating | Monthly Cost | Service Fee | Visit Site |
|---|---|---|---|---|
| NR | $49–$59 | $65–$125 | VISIT SITE | |
| B | $29–$89 | $100–$125 | VISIT SITE | |
| B- | $44–$47 | $60–$75 | VISIT SITE | |
| B | $38–$64 | $75–$125 | VISIT SITE | |
| B | $42–$82 | $75–$125 | VISIT SITE | |
| A+ | $44–$58 | $70 | VISIT SITE | |
| B+ | $30–$56 | $100–$150 | VISIT SITE | |
| A | $27–$70 | $65–$100 | VISIT SITE |
| Star Rating | BBB Rating | Monthly Cost | Service Fee | Response Time | Link | ||
|---|---|---|---|---|---|---|---|
| Liberty Home Guard | | NR | $49–$59 | $65–$125 | Up to 48 hours | VISIT SITE | |
| American Home Shield | | B | $29–$89 | $100–$125 | Up to 48 hours | VISIT SITE | |
| Select Home Warranty |  | B- | $44–$47 | $60–$75 | 48-84 hours | VISIT SITE | |
| First American Home Warranty |  | B | $42–$82 | $75–$125 | 4-48 hours | VISIT SITE | |
| AFC Home Warranty |  | B | $38–$64 | $75–$125 | 24-48 hours | VISIT SITE | |
| Elite Home Warranty |  | A+ | $44–$58 | $70 | Up to 48 hours | VISIT SITE | |
| Cinch Home Services |  | B+ | $30–$56 | $100–$150 | 2-24 hours | VISIT SITE | |
| 2-10 Home Buyers Warranty |  | A | $27–$70 | $65–$100 | Up to 48 hours | VISIT SITE | |
| HomeServe |  | A | $50–$63 | $0–$100 | 24–48 hours | VISIT SITE |
| Liberty Home Guard | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | NR |
| Monthly Cost | $49–$59 |
| Service Fee | $65–$125 |
| Response Time | Up to 48 hours |
| American Home Shield | |
|---|---|
| Logo |
 |
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $29–$89 |
| Service Fee | $100–$125 |
| Response Time | Up to 48 hours |
| Select Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B- |
| Monthly Cost | $44–$47 |
| Service Fee | $60–$75 |
| Response Time | 48-84 hours |
| First American Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $42–$82 |
| Service Fee | $75–$125 |
| Response Time | 4-48 hours |
| AFC Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B |
| Monthly Cost | $38–$64 |
| Service Fee | $75–$125 |
| Response Time | 24-48 hours |
| Elite Home Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | A+ |
| Monthly Cost | $44–$58 |
| Service Fee | $70 |
| Response Time | Up to 48 hours |
| Cinch Home Services | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | B+ |
| Monthly Cost | $30–$56 |
| Service Fee | $100–$150 |
| Response Time | 2-24 hours |
| 2-10 Home Buyers Warranty | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | A |
| Monthly Cost | $27–$70 |
| Service Fee | $65–$100 |
| Response Time | Up to 48 hours |
| HomeServe | |
|---|---|
| Logo |
|
| Star Rating | |
| BBB Rating | A |
| Monthly Cost | $50–$63 |
| Service Fee | $0–$100 |
| Response Time | 24–48 hours |
Because plan pricing varies based on where you live, the type of plan you choose, and how large your home is, we recommend getting quotes from all of the providers listed above.
Frequently Asked Questions
Is it free to cancel an Achosa policy?
If cancellation happens within the first 30 days of policy initiation, you’ll receive a full refund. Cancellation after the first 30 days will result in a prorated refund based on the remaining length of coverage and a cancellation fee equal to the lesser of 10% of the remaining contract price or $50.00.
How does an Achosa Home Warranty work?
If covered items break down due to normal wear and tear, contact Achosa to receive a claim number and get recommendations for service technicians, if needed. A service contractor will then come assess the appliance or system in question, suggesting a repair or replacement.
How long does an Achosa contract last?
Contracts for real estate sellers provide coverage for six months, whereas real estate buyers and homeowners have the option of coverage for six, 12, 24, or 32 months.
Do I need a home warranty if I have homeowners insurance?
It’s recommended that you buy a home warranty even if you have homeowners insurance to cover repair or replacement costs on major systems and appliances. Homeowners insurance only covers structural damage to your house from fire, natural disasters, or theft.
Related Resources
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
