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Select Home Warranty vs American Home Shield (2021)

If you’re looking for a way to save money on home repairs, buying a home warranty plan could give you the financial protection you need. In this article, our review compares Select Home Warranty and American Home Shield on criteria like coverage plans, cost, customer reviews, and more.

American Home Adobe

Looking to compare Select Home Warranty vs. American Home Shield? Select Home Warranty and American Home Shield are national home warranty companies available in every state, except Alaska. While American Home Shield offers more coverage plans than Select Home Warranty, Select Home Warranty offers cheaper plans and more optional coverage.

The This Old House Reviews Team compares these two providers head-to-head on their cost, coverage plans, customer reviews, and more. Keep reading to determine which company provides the best home warranty for you and your home.

Our Take

Select Home Warranty has cheaper monthly premiums, lower service fees, and offers free roof coverage. However, American Home Shield has more years of industry experience, more comprehensive plan options, and flexible service fees. While AHS offers coverage in 49 states, excluding Alaska, SHW is available in 46 states, excluding Nevada, New York, Washington, and Wisconsin.

Select Home Warranty vs. American Home Shield Overview

Provider Select Home Warranty American Home Shield
Provider Select Home Warranty American Home Shield
This Old House rating 8.9/10 9.5/10
Get a free quote Visit site Visit site
Plan options Bronze, Gold, Platinum, and optional add-ons ShieldSilver™, ShieldGold™, ShieldPlatinum™, and optional add-ons
Monthly premiums $36–$38 per month $40–$58 per month
Service fee deductible $60–$75 $75–$125
State availability 49 states (all except Alaska) 49 states (all except Alaska)
BBB rating B B
Years in business 8 48

Select Home Warranty vs. American Home Shield Coverage

American Home Shield covers more appliances and systems than Select Home Warranty, but Select Home Warranty offers more optional coverage than American Home Shield. American Home Shield also offers coverage for items with undetectable pre-existing conditions.

Select Home Warranty Coverage

There are three Select Home Warranty plans: Gold, Bronze, and Platinum. Gold Care covers six home systems, Bronze Care covers eight home appliances, and Platinum Care covers everything in the Bronze Care and Gold Care plans, plus garage door openers and plumbing stoppages.

Compare what each Select plan covers in the table below:

Plans

Plans Gold Care Bronze Care Platinum Care
Plans Gold Care Bronze Care Platinum Care
AC/Cooling
Ductwork
Electrical system
Heating system
Plumbing system
Water heater
Cooktop
Dishwasher
Garbage disposal
Built-in microwave
Refrigerator
Stove/oven
Clothes washer
Clothes dryer
Garage door openers
Plumbing stoppages

Select Home Warranty also offers 12 optional add-ons to purchase separately, including:

  • Plumbing fixtures
  • Well pump
  • Sump pump
  • Central vacuum
  • Septic system coverage
  • Refrigerator ice maker
  • Lawn sprinkler system
  • Pool and spa equipment
  • Lighting fixtures
  • Switches and outlets
  • Second refrigerator
  • Stand alone freezer
To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this simple form.

American Home Shield Coverage

There are three American Home Shield plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. ShieldSilver covers major household systems. ShieldGold covers 10 essential kitchen and laundry appliances with all the systems in ShieldSilver, and ShieldPlatinum protects up to 23 home items with additional benefits that include coverage boosts and roof leak coverage.

Compare each American Home Shield plan in the table below:

Plans

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Air Conditioning
Heating System
Ductwork
Electrical
Doorbells
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Refrigerators
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Dishwashers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

In addition to its three standard plans, American Home Shield offers five optional add-ons:

  • Electronic extended warranty
  • Septic pump
  • Well pump
  • Pool and spas
  • Guest units up to 750 square feet
Get a free quote from American Home Shield by calling 844-529-9298 or by filling out this easy form.

Select Home Warranty vs. American Home Shield Cost

American Home Shield premiums cost more than Select Home Warranty premiums, but Select Home Warranty has a lower service call fee range of $60–$75. American Home Shield allows you to choose a service fee of $75, $100 or $125. The service fee you select with American Home Shield affects the cost of your monthly premium—the higher the service fee you select, the lower your monthly premium will be and vice versa.

Note: The optional add-on cost for each provider depends on the items you select and may add about $40 to $180 per year to your home warranty cost.

Home Warranty Cost Comparison

Provider Select Home Warranty American Home Shield
Provider Select Home Warranty American Home Shield
Monthly Premium Cost 35.83–$37.50 per month $39.99–$57.99 per month
Service Fee Deductible $60–$75 $75–$125

Select Home Warranty vs. American Home Shield Reviews

While these two companies received a B rating from the Better Business Bureau (BBB), we found that American Home Shield reviews on the BBB are more positive, on average, than Select Home Warranty reviews.

Home Warranty Reviews Comparison

Provider Select Home Warranty American Home Shield
Provider Select Home Warranty American Home Shield
BBB rating B B
BBB accreditation No Yes
Average BBB customer review rating (out of 5 stars) 1 star 2 ½ stars
Number of customer reviews on BBB webpage 772 reviews 6,198 reviews

Our Conclusion

American Home Shield and Select Home Warranty are two of the best home warranty companies in the industry, offering comprehensive plan options across the country. If you want comprehensive coverage and a flexible service fee, we recommend choosing American Home Shield. If you want more affordable plans and a greater selection of optional coverage items, consider Select Home Warranty.

To determine the specific cost of each provider’s plans, request a free quote using the panel below.

Frequently Asked Questions

What does a home warranty cover?

Home warranty plans cover major appliances and systems in your home like your refrigerator, air conditioning, and plumbing. Both American Home Shield and Select Home Warranty offer plans that cover appliances, systems, and a combination of both.

What is the waiting period for Select Home Warranty and American Home Shield?

Once you purchase your home warranty plan from Select Home Warranty or American Home Shield, you’ll have to wait 30 days before you can file your first claim.

Is a home warranty worth it?

Because a home warranty protects homeowners from expensive, unexpected repair bills, it may be worth it for valuable peace of mind and budget protection.

How much does a home warranty cost?

On average, homeowners pay $25 to $60 per month for a home warranty plan, and the service call fees, or deductibles, are between $60–$125.

What is the minimum contract length for American Home Shield and Select Home Warranty?

The minimum contract length for American Home Shield and Select Home Warranty is 12 months.

Do American Home Shield and Select Home Warranty offer promotions?

Yes. American Home Shield offers $50 off for new customers, while Select Home Warranty offers $150 off and two months free to new customers.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.