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Achosa Home Warranty Review (2021)

A home protection plan provides peace of mind by covering unexpected expenses resulting from a broken home system or appliance. Keep reading this Achosa Home Warranty review to learn more about the provider’s coverage, pricing, plans, and policy features.

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TOH Rating: 6.8/10

Achosa Home Warranty, a new provider in the home warranty industry, offers comprehensive coverage for homeowners, real estate buyers, and sellers. Achosa offers customers the option of two coverage plans, each one bundling major home appliances and systems.

In this review, the This Old House Reviews Team will discuss the different coverage options provided by Achosa, diving deep into the policy costs and features offered under each plan. Keep reading to find out if Achosa Home Warranty is the best home warranty for you and your home.

Pros and Cons of Achosa Home Warranty

Compare the advantages and disadvantages of Achosa below:

Pros and Cons

Pros Cons
Pros Cons
Allows customers to choose their own service technician Only lets customers file claims through the phone
Charges customers the lesser of a $100 service fee or cost of service Is only offered in 11 states
Offers customer service on weekends Doesn’t guarantee repairs provided by selected service technician

If you live in a state in which Achosa does not service, we suggest checking out our other recommended providers below.

Achosa Home Warranty Plans and Coverage

Achosa Home Warranty provides a variety of coverage options for real estate buyers, sellers, and homeowners. For real estate sellers, Achosa offers a Basic Plan and Essential Plan. For both real estate buyers and homeowners, Achosa offers an Essential Plan and 1st Choice Plan. Each plan covers a combination of major home systems and appliances, with policy features changing from plan to plan.

Here are the specific appliances and systems covered under each plan:

AHW Plans and Coverage

Plans Real Estate Seller’s Basic Real Estate Seller’s Essentials Real Estate Buyer’s Essentials Real Estate Buyer’s 1st Choice Homeowner’s Essentials Homeowner’s 1st Choice
Plans Real Estate Seller’s Basic Real Estate Seller’s Essentials Real Estate Buyer’s Essentials Real Estate Buyer’s 1st Choice Homeowner’s Essentials Homeowner’s 1st Choice
Attic and exhaust fan
Dishwasher
Electrical system
Washer and dryer
Garage door opener
Garbage disposal
Kitchen refrigerator
Microwave
Oven/range/cooktop
Plumbing and drains
Roof leaks
Sump pump
Water heater
Central air conditioning
Central heating
Code violations

In addition to these plans, Achosa Home Warranty offers coverage for 10 items that you can include with a buyer plan, Homeowner’s Essential Plan, or a Homeowner’s 1st Choice Plan.

  • Additional pool or spa
  • Additional refrigerator
  • Jetted bathtub
  • Mini-split system
  • Pool and spa (shared equipment)
  • Septic system
  • Stand alone freezer
  • Stand alone ice maker
  • Water softener
  • Water well pump

Achosa Home Warranty Pricing

The cost of an Achosa Home Warranty plan depends on the coverage you select. Note: pricing is based on a 12-month contract unless otherwise specified.

Compare pricing for each individual Achosa plan below:

AHW Pricing

Plan Contract Cost Deductible
Plan Contract Cost Deductible
Real Estate Seller’s Basic $0 per listing period (6 months) $100.00
Real Estate Seller’s Essential $0 or $80.00 per listing period (6 months) $100.00
Real Estate Buyer’s Essential $41.67 per month $100.00
Real Estate Buyer’s 1st Choice $52.08 per month $70.00
Homeowner’s Essential $47.99 per month $100.00
Homeowner’s 1st Choice $59.99 per month $70.00

For real estate sellers, the cost of a Basic Plan is $80.00 per listing period unless proof of current HVAC maintenance is presented—which reduces the plan to $0. Additionally, 1st Choice Plans require a $70.00 service call fee, while all other plans have a $100.00 service fee.

Optional add-ons can be selected for any real estate buyer or homeowner plan. View the price of each optional add-on below:

AHW Optional Add-Ons Prices

Item Cost
Item Cost
Additional pool or spa $15.00 per month
Additional refrigerator $4.17 per month
Jetted bathtub $6.67 per month
Mini-split system $6.67 per month
Pool and spa (shared equipment) $15 per month
Septic system $6.67 per month
Stand alone ice maker $6.67 per month
Water softener $4.17 per month
Water well pump $6.67 per month
Stand alone freezer $3.33 per month

Achosa Home Warranty Reviews

On the Better Business Bureau (BBB), Achosa Home Warranty received an A rating and hasn’t accrued any customer complaints. Since Achosa is a relatively new home warranty provider, they haven’t received many customer reviews on the BBB website.

Achosa Home Warranty Compared to the Competition

Although Achosa Home Warranty could be a good option for you and your home, there are other top-rated home warranty companies that may be a better fit. Compare this company to two of our recommended picks.

AHW vs Competitors

Options Achosa Home Warranty American Home Shield Choice Home Warranty
Options Achosa Home Warranty American Home Shield Choice Home Warranty
Get a free quote Not available through This Old House Visit site Visit site
Plan options 6 + optional add-ons 3 + optional add-ons 2 + optional add-ons
Price per month $0–$60 $40–$58 $36–$44
Service fee $70, $100 $75–$125 $$60-85
Additional benefits Allows you to choose your own service technician Offers a free HVAC tune-up with the ShieldPlatinum™ plan Offers a roof leak add-on
BBB rating A B B

Because plan pricing varies based on where you live, the type of plan you choose, and how large your home is, we recommend getting quotes from all three providers listed above.

Frequently Asked Questions about Achosa

Is it free to cancel an Achosa policy?

If cancellation happens within the first 30 days of policy initiation, you’ll receive a full refund. Cancellation after the first 30 days will result in a prorated refund based on the remaining length of coverage and a cancellation fee equal to the lesser of 10% of the remaining contract price or $50.00.

How does an Achosa Home Warranty work?

If covered items break down due to normal wear and tear, contact Achosa to receive a claim number and get recommendations for service technicians, if needed. A service contractor will then come assess the appliance or system in question, suggesting a repair or replacement.

How long does an Achosa contract last?

Contracts for real estate sellers provide coverage for six months, whereas real estate buyers and homeowners have the option of coverage for six, 12, 24, or 32 months.

Do I need a home warranty if I have homeowners insurance?

It’s recommended that you buy a home warranty even if you have homeowners insurance to cover repair or replacement costs on major systems and appliances. Homeowners insurance only covers structural damage to your house from fire, natural disasters, or theft.

Our Conclusion

The This Old House Reviews Team gives Achosa Home Warranty a 6.8/10. Achosa gives customers the option to choose its own service technician, an option that many home warranty companies don’t provide. Although choosing your own contractor can be beneficial, this also means that policyholders can’t always go to Achosa for concerns—instead they must work around their selected contractor’s hours of operation and service guarantees. Achosa’s weekend customer service allows you more flexibility when submitting claims as well. However, Achosa scored significantly lower than many of the best home warranty providers in the industry, so we ultimately recommend you choose another company.

Our Recommended Home Warranty Provider: American Home Shield

As a veteran in the home warranty industry, our top home warranty provider is American Home Shield (AHS). This home warranty company offers comprehensive coverage through three distinct plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans.

Additionally, American Home Shield lets customers choose their own service call fee and provides customer service at all hours of the day, even offering emergency services for unexpected breakdowns.

To get a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. Our rating system for home warranty providers is on a 100-point scale based on seven factors:

  • Plan options (25)
  • Coverage specifics (5)
  • Pricing (25)
  • Trustworthiness (25)
  • State availability (5)
  • Customer service (10)
  • Additional benefits (5)

Our Reviews Team reviewed 45 companies and we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. Read more on our methodology here.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.