clock menu more-arrow no yes

Best Home Warranty Companies in Texas (2022)

Everything is bigger in Texas, including the options for home warranty plans. Investing in a home warranty can help protect the appliances and systems you use everyday and increase the value of your home. Keep reading to learn about the best home warranty companies in Texas.

Home Exterior iStock

Repairing your home’s most valuable items can be expensive, and if you live in Texas, the hot summers can weigh on your air conditioner or other systems and appliances. A home warranty plan can protect you from high, unexpected expenses while providing peace of mind that you won’t have to spend time vetting contractors should something break down.

The This Old House Reviews Team provides unbiased information on products and services available across a variety of industries. Our team evaluated several home warranty companies and the plans they offer, as well as the quality of the plans, the company’s customer service ratings, and plan pricing. In this review, we’ll discuss the top five home warranty companies in Texas and help you find the best home warranty.

Texas’ Top 5 Home Warranty Companies

The highest rated home warranty companies in Texas include:

A Texas home warranty can protect your HVAC systems when they malfunction to the excessive heat and humidity the state experiences. Below are five home warranty companies that provide comprehensive coverage for your home systems and appliances, offer competitive service fees, and demonstrate excellent customer service.

American Home Shield

American Home Shield, founded in 1971, provides protection on up to 21 everyday systems or appliances across three plans. AHS has paid out $2 billion in service claims over the last five years and has rare coverage, like coverage for systems and appliances with damage due to rust and corrosion, or those with undetectable pre-existing conditions.

Pros & Cons

✔ Provides generous coverage caps on certain systems and appliances
✔ Allows customers to customize coverage
✔ Provides 24/7 customer service

✘ Doesn’t let customers choose their own technician
✘ Isn’t available in Alaska

Plans & Pricing

American Home Shield plans include an Appliances Plan, a Systems Plan, and a Combo Plan. The Combo Plan bundles the coverage to protect a total of 21 systems and appliances.

Here’s an overview of which systems and appliances are covered under American Home Shield:

  • Appliances covered: Refrigerators, dishwashers, built-in microwaves, trash compactors, free-standing ice makers, ranges, ovens, cooktops, built-in food centers, clothes washers, clothes dryers, garage door openers
  • Systems covered: Air conditioning and ductwork, heating systems and ductwork, plumbing, plumbing stoppages, electrical, water heaters, instant hot/cold water dispensers, central vacuums, garbage disposals, smoke detectors, ceiling fans, doorbells, re-key

Note: Add-on coverage is available for pools and spas, sump pumps, well pumps, guest units, and electronic extended warranties.

American Home Shield plans range from $49.99 to $59.99 per month, and service fees cost $75 to $125 per claim. Consumers who choose to pay a higher service call fee will pay a lower monthly rate for their warranty plan, and vice versa.

To get a free quote for a Texas home warranty from American Home Shield, call 844-529-9298 or complete this quick form.

Learn more: American Home Shield Review

Choice Home Warranty

Choice Home Warranty provides two home warranty plans: a Basic plan and a Total plan. Optional coverage is also available for a variety of indoor and outdoor appliances and systems. Customers who use Choice Home Warranty said the claims process is easy, the technicians are punctual, and the service is efficient.

Pros & Cons

✔ Offers two coverage plan options
✔ Claims can be filed online or by phone 24 hours a day, seven days a week—even on nights and weekends
✔ Service calls are offered at an affordable flat rate

✘ You can’t choose your service provider
✘ Additional coverage is required for some items like pools and septic systems
✘ Spending caps on certain categories are lower than other home warranty companies

Plans & Pricing

Take a look at what’s covered under each CHW plan:

  • Basic Plan: Heating, electrical, and plumbing, plumbing stoppages, water heaters, ovens, ranges, stoves, cooktops, dishwashers, built-in microwaves, garbage disposals, ductwork, garage door openers, whirlpool bathtubs, ceiling and exhaust fans
  • Total Plan: Air conditioning, heating, electrical, and plumbing, plumbing stoppages, water heaters, refrigerators, ovens, ranges, stoves, cooktops, dishwashers, built-in microwaves, garbage disposals, ductwork, garage door openers, whirlpool bathtubs, ceiling and exhaust fans, clothes dryers, clothes washers

Note: The basic plan doesn’t cover your air conditioner, refrigerator, clothes washer, or clothes dryer, so if you want coverage for those essential items, we recommend going with the Total Plan.

Choice Home Warranty also allows customers to add on optional coverage to their plan. Here are the add-ons they offer:

  • Pool or spa
  • Second refrigerator
  • Stand alone freezer
  • Central vacuum
  • Well pump
  • Sump pump
  • Septic system
  • Septic tank plumbing
  • Limited roof leak

CHW plans range from $434 to $536 per year depending on the plan type, extent of coverage, home size, and the age of the home. Services call fees range between $60–$85 per call. The warranty plan can be paid monthly or annually.

For a free personalized quote, call Choice Home Warranty at 929-400-6165 or fill out this easy form.

Learn more: Choice Home Warranty Review

AFC Home Club

America’s First Choice Home Club provides protection plans for appliances and systems across four plan options. According to customer reviews, AFC Home Club offers quick, efficient work by friendly, professional technicians.

Pros & Cons

✔ Repairs are guaranteed for the life of the plan (up to 3 years)
✔ Members can choose any licensed and insured technician to complete repairs
✔ Members receive additional benefits like credit monitoring and discounts on home security, household supplies, and entertainment

✘ Requires 30-day waiting period before servicing starts
✘ More expensive than most plans with similar offerings
✘ Additional coverage required for items like pools, stand-alone freezers, and sump pumps

Plans & Pricing

AFC Home Club offers four plans—here’s a look at what’s covered in each:

  • Platinum Plan: With this plan, you’ll get coverage for systems and appliances including air conditioning, heating, electrical, and plumbing; plumbing stoppages, water heater, ductwork, clothes dryer, clothes washer, kitchen refrigerator, ice maker, built-in microwave, oven, range, stove, cooktop, dishwasher, garbage disposal, and garage door opener
  • Gold Plan: This coverage protects the same systems and appliances in the Platinum Plan, but it doesn’t include plumbing stoppages, ice makers, and built-in microwaves.
  • Silver Plan: This plan doesn’t cover any systems, nor does it cover ice makers or built-in microwaves. It solely covers appliances.
  • Systems Plan: This plan covers all systems under the Platinum Plan, except for plumbing stoppages.

Optional coverage is available for pools and spas, sump pumps, septic systems, hot water dispensers, stand-alone freezers, and tankless water heaters.

Along with a $75 service fee, here’s the pricing of each plan:

  • Platinum Plan: $52 per month
  • Gold Plan: $45 per month
  • Silver Plan: $37 per month
  • Systems Plan: $37 per month
For your free quote, call America's First Choice Home Club at 877-755-1115 or submit this easy form on their secure site.

Learn more: America’s First Choice Home Club Review

Select Home Warranty

Select Home Warranty has three home warranty coverage plans: Gold, Bronze, and Platinum. The Gold plan covers systems, while the Bronze plan covers appliances. The Platinum plan is the most popular plan and covers both systems and appliances.

Customers who use this company say the pricing, available discounts, and customer service are the reasons they continue to use Select Home Warranty for their warranty needs. Here are a few more pros and cons to consider.

Pros & Cons

✔ Budget-friendly pricing; discounts for paying upfront
✔ Option to choose appliances only or systems only; homeowners don’t have to pay for coverage they don’t need
✔ Low coverage costs for add-ons like pumps or lawn sprinklers

✘ Pools, stand-alone freezers, well pumps, and sump pumps require extra coverage
✘ Doesn’t cover some items like doorbells, re-key, or smoke detectors
✘ Requires 30 day waiting period before servicing starts

Plans & Pricing

Plans range from $36 to $42 per month, and consumers who choose to be billed annually instead of monthly will receive two months coverage free. Additional coverage is available for pumps, septic systems, stand-alone freezers, pools, and sprinklers; adding any of these items will increase your monthly cost.

Here’s what’s covered under each plan:

  • Gold Plan: Air conditioning system, heating system, plumbing system, electrical system, water heater, ductwork
  • Bronze Plan: Clothes washer and clothes dryer, garbage disposal, refrigerator, stove, oven, cooktop, dishwasher, built-in microwave
To receive a free personalized quote, call Select Home Warranty at 888-370-3956 or fill out this quick form.

Learn more: Select Home Warranty Review

First American Home Warranty

First American Home Warranty is a no-frills home warranty company that offers excellent coverage for HVAC systems.

Pros & Cons

✔ Doesn’t have a coverage cap for cooling, heating, or ductwork
✔ Provides coverage of improperly installed appliances and systems
✔ 24/7 service requests are allowed

✘ Requires 30 day waiting period before servicing starts
✘ Can’t choose technicians; must use technicians referred by company
✘ Additional coverage required for pools and extra refrigeration

Plans & Pricing

The company has two main warranty plans: Basic and Premier. Plans start at $28 per month and the service fee is $75 per visit. Additional optional coverage is available for central air conditioning, pool and spa equipment, well pumps, and additional refrigeration.

Here’s a look at what’s covered in each plan:

  • Basic Plan: Attic and exhaust fans, ceiling fans, clothes washer and clothes dryer, dishwasher, garbage disposal, instant hot water dispenser, kitchen refrigerator, built-in microwave, oven, range, cooktop, trash compactor
  • Premier Plan: Everything in the plan above, plus central vacuum system, ductwork, electrical system, garage door opener, heating system, plumbing system, plumbing stoppages, water heater

The company’s HVAC benefits include:

  • Use of 14 SEER-rated system to meet national efficiency mandates which saves on energy use and costs
  • No caps on refrigerant
  • Inside-outside compatibility coverage
  • Unlimited service calls
  • No size limit on covered residential AC units
For your free quote on a Texas home warranty, call First American Home Warranty at 833-777-0049 or submit this online form with your zip code.

Learn more: First American Home Warranty Review

Our Conclusion

A home warranty offers peace of mind on the everyday items in your home and covers systems and appliances that fail from normal wear and tear. Our team believes a Texas home warranty is a good investment for those who want to have financial protection when the unexpected happens.

Whether you’re buying a home or are a seasoned homeowner, we recommend getting quotes from all of these Texas home warranty providers in this review so you can compare service contracts and pricing and find the best plan that fits within your budget.

To share feedback or ask a question about this article, send a note to our Reviews Team at