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Best Pet Insurance for Dogs (2022)

To protect your dog from accidents and unexpected illnesses, consider investing in a pet insurance policy. Read our review of the best pet insurance for dogs to determine which provider is best for you and your pet.

A golden labradoodle on a gray couch with a woman reading behind him. Adobe

As a pet parent, the health of your four-legged friend is of utmost importance. A pet insurance policy can give you peace of mind that potential unexpected vet bills won’t break the bank and you’ll be able to handle your pet’s emergency as soon as possible.

The This Old House Reviews Team reviewed some of the best pet insurance companies and scored them on key metrics such as customer service, reputation, plan options, monthly cost, and coverage to help you find the best insurer for your pet.


Top 9 Pet Insurance Companies for Dogs & Puppies


Lemonade Pet Insurance

With a score of 96 out of 100, Lemonade is the ‘Best Overall’ pet insurance company for a number of reasons. The company operates on a charitable business model and donates unused premiums to a charity of your choice at the end of your policy term. It also has an impressive mobile app with AI technology for customer service, claims filing, and policy management. You can also use the app to keep track of your dog’s health.

Lemonade’s plan for accidents and illnesses comes with impressive annual coverage limit options up to $100,000 at affordable pet insurance prices. You also have the option to add coverage for routine treatments, such as annual physicals or heartworm screenings. Additionally, Lemonade will cover vet visit fees and physical therapy, including acupuncture and chiropractic care, for only a few extra dollars per month.

Pros and Cons of Lemonade Pet Insurance

✔ Has a helpful quote and sign-up tool on its website and mobile app
✔ Has a 48-hour waiting period for accidents
✔ Offers a $100,000 coverage limit option

✘ Prices can be higher for animals with a medical history
✘ Plans exclude behavioral treatments

Lemonade Pet Insurance Plans

Lemonade offers one standard plan and an add-on for a wellness plan and extra coverage options. Policies exclude pre-existing conditions, elective procedures such as ear cropping or declawing, and behavioral treatments.

Here’s an overview of Lemonade’s coverage options:

  • Accident and Illness Plan: This standard plan covers diagnostics such as blood tests, urinalysis, and X-rays, specialty and emergency procedures, hospitalizations, surgeries, injections, and prescription medications after illnesses or injuries from accidents. The reimbursement options for this plan are 70%, 80%, and 90% and the coverage max options range from $5,000 to $100,000. You can also select an annual deductible of $100, $250, or $500.
  • Preventative Care Add-On
  • Vet Visit Fees Add-On
  • Physical Therapy Add-On

Lemonade pet insurance is currently available in 35 states and Washington D.C. Get a free quote by filling out this easy online form and check if Lemonade is available in your area.

Learn More: Lemonade Pet Insurance Review


Prudent Pet Pet Insurance

Prudent Pet scored a 95 out of 100 and stood out for its comprehensive coverage in the Ultimate Plan, its most comprehensive pet insurance policy.

This plan provides an unlimited coverage limit for services and procedures from accidents or illnesses, such as cancer treatments and hospitalizations, and it covers extra unexpected costs, such as advertising for a lost pet, boarding kennel fees, mortality benefits, and any costs associated with a vacation cancellation due to a sick pet.

Pros and Cons of Prudent Pet Insurance

✔ Has a vet help chat available 24/7
✔ Offers a 30-day money-back guarantee
✔ Provides AI services for claims filing

✘ Its coverage caps aren’t customizable
✘ Has higher premiums on accident and illness plans than many competitors

Prudent Pet Plans

Prudent Pet offers three main plans in addition to two add-ons for wellness and vet exam fees. We recommend the Ultimate Plan for the most comprehensive coverage on the market. The reimbursement options for each plan are 70%, 80%, or 90%, and the annual deductible options are $100, $250, $500, and $1,000.

Here’s an overview of the three plans and two add-ons:

  • Accident-Only Plan: This plan only covers accidents such as bite wounds, bone injuries, hospitalizations, and swallowed objects, as well as surgery, radiology, diagnosis, and any prescription medications related to the accident or injury. The annual benefit limit for this plan is $10,000.
  • Essential Plan: This plan covers everything in the Accident-Only Plan in addition to cancer treatments, congenital abnormalities, dental disease, digestive illnesses, eye or ear conditions, skin conditions, hereditary conditions, hip dysplasia, and urinary infections. The annual benefit max to cover vet bills is $10,000.
  • Ultimate Plan: This plan covers everything in the other plans plus behavioral health and additional benefits, including $500 for advertising for a lost pet, $500 for boarding fees, $1,000 for a mortality benefit, and $1,000 for vacation cancellation fees. This plan also includes an unlimited coverage cap.
  • Wellness Coverage Add-Ons
  • Veterinary Exam Fee Coverage

Note: None of these plans include coverage for pre-existing conditions.

Get an online quote to compare prices based on your pet’s breed, age, and location.

Learn more: Prudent Pet Pet Insurance Review


Healthy Paws Pet Insurance

Although Healthy Paws offers only one plan option, it stands out among competitors for its coverage limits, earning a score of 93.5 out of 100. Healthy Paws has no coverage cap for claim payouts, which includes per-incident, annual, or lifetime caps.

The company also has a comparison tool that recommends you to other companies when it considers quotes too expensive. For example, our quote for a Golden Retriever was $64.49, and Healthy Paws recommended seven other providers that could offer a better price.

Pros and Cons of Healthy Paws For Dogs

✔ Offers a 30-day money-back guarantee
✔ Makes charitable donations with every filled-out quote
✔ Has an easy online quote and sign-up tool

✘ Offers only two deductible and reimbursement options
✘ Doesn’t provide routine or preventative coverage

Healthy Paws Plans

Healthy Paws offers only one plan with reimbursement options of 70% or 90% and deductible options of $250 or $500. Its plan has unlimited coverage on payouts, provides general coverage for accidents and illnesses, and covers hereditary conditions, congenital conditions, chronic conditions, cancer, diagnostic treatments, X-rays, blood tests, ultrasounds, surgery, emergency or specialty care, and prescription medications.

Pre-existing conditions, routine and preventative care, spay or neuter procedures, and vet bills related to a visit or exam fees are all excluded in Healthy Paws’ plan.

Use this online tool to get a free pet insurance quote and compare policy pricing.

Learn More: Healthy Paws Pet Insurance Review


Embrace Pet Insurance

Tied with Healthy Paws, Embrace Pet Insurance scored a 93.5 out of 100. Not only does Embrace offer five deductible options of $200, $300, $500, $750, or $1,000, allowing you to customize your monthly premium, but it also allows you to select annual coverage limits of $5,000, $8,000, $10,000, $15,000, or $30,000 as well as a reimbursement of 70%, 80%, or 90%.

Not to mention, Embrace Pet Insurance policies come with a benefit called the Healthy Pet Deductible, which helps decrease your deductible by giving you a $50 credit each year that you don’t submit any claims on your dog—this will reduce your out-of-pocket spending whenever you do need to file a claim.

Pros and Cons of Embrace Pet Insurance

✔ Covers hip dysplasia
✔ Has a wellness add-on that includes a 100% reimbursement
✔ Offers a free medical history review

✘ Has limited customer service hours
✘ Doesn’t have an unlimited coverage cap

Embrace Pet Insurance Plans

Embrace offers an Accident and Illness Plan and provides a wellness plan at an additional cost. With the Accident and Illness Plan, you’ll need to provide a recent vet report from within the last 12 months or get a free review of your pet’s medical records within the first 14 days of coverage to be eligible for coverage.

Here’s an overview of what’s included in Embrace’s standard plan and additional coverage option:

  • Accident and Illness Plan: This plan covers conditions such as cancer, chronic conditions, congenital conditions, dental trauma, and genetic conditions. It also covers procedures and services related to these incidents, such as exam fees, prescription drugs, allergy testing, X-rays, lab tests, and physical therapy.
  • Wellness Rewards for Routine Care: This Wellness Rewards plan covers 100% of the cost of routine care up to the selected annual rewards option of $250, $450, or $650. This can include flea or heartworm medications, microchips, spay or neuter surgery, acupuncture, vaccinations, grooming, teeth cleaning, and more.

To get a free pet insurance quote on your policy or Wellness Rewards plan from Embrace and learn more about its diminishing deductible benefit, fill out this easy online form.

Learn More: Embrace Pet Insurance Review


Petplan Pet Insurance

With an impressive score of 91.5 out of 100, Petplan is an ideal pet insurer with comprehensive policies that cover your dog’s conditions. It covers up to $1,000 for behavioral therapies your vet recommends for your dog, and it also offers complete coverage for holistic care, including chiropractic care, homeotherapy, acupuncture, stem cell therapy, and other alternative therapies.

Pros and Cons of Petplan Pet Insurance

✔ Covers your dog’s exam fees, which are often excluded by competitors
✔ Covers ACL or other ligament issues after six months
✔ Offers an unlimited coverage option, which excludes any payout limits

✘ Requires dogs to have annual check-ups to keep their coverage
✘ Doesn’t offer wellness or routine care coverage add-ons

Petplan Plans

Although Petplan offers only one plan for accident and illness coverage and doesn’t offer any wellness or routine care add-ons, your premium and policy coverage can be customized with a $5,000, $15,000, or unlimited coverage cap, a $250, $300, or $500 annual deductible, and a 70%, 80%, or 90% reimbursement rate.

A Petplan policy covers treatments, vet visits, and procedures your dog may need, such as surgery, cancer treatments, tooth extractions, hospitalization, rehabilitation, lab tests, diagnostic testing, prescription medications, and more.

Its plan also includes up to $1,000 for TeleVet services online or by phone, advertising and reward money when a pet is lost or stolen, boarding fees if you’re hospitalized for more than four days and need help taking care of your dog, and reimbursement for vacation cancellation fees.

Get a free quote on Petplan’s website to check prices on your dog’s policy.

Learn more: Petplan Pet Insurance Review


Spot Pet Insurance

Spot performed well in our review, earning a score of 91 out of 100 for the best customizable plan options. We recommend this provider to pet parents who want a range of different premium price points to choose from based on their selection from six annual limits, three reimbursement percentage options, and five deductibles.

Pros and Cons of Spot Pet Insurance

✔ Has an unlimited coverage limit option
✔ Offers a user-friendly quote tool and claims process
✔ Provides a 10% discount for purchasing a policy for more than one pet

✘ Doesn’t cover dogs under 8 weeks old
✘ Has a 14-day waiting period for accidents
✘ Offers limited preventative coverage options

Spot Plans

Spot offers an Accident-Only plan with minimal coverage at lower monthly premiums and a standard Accident and Illness Plan. For both policies, the customizable reimbursement options are 70%, 80%, and 90%, the available annual deductibles are $100, $250, $500, $750, and $1,000, and the annual benefit limit options are $2,500, $4,000, $5,000, $7,000, $10,000, and unlimited. Coverage for both plans excludes any pre-existing conditions, cosmetic procedures, and breeding-related veterinary expenses.

Here’s an overview of Spot’s pet insurance plans and wellness add-ons:

  • Accident-Only Plan: This plan covers injuries and accidents, such as swallowed objects, toxic ingestions, bite wounds, broken or fractured bones, torn ligaments, and cuts. It also covers therapy, end-of-life expenses, X-rays, medical supplies, tooth extractions, medications, stem cell therapy, microchip implantation, and other procedures or services needed after an accident.
  • Accident and Illness Plan: This plan covers everything in the Accident-Only Plan in addition to procedures or services related to your dog’s illness, cancer treatments, and treatments for behavioral problems.
  • Gold Preventative Care: This plan covers dental care cleanings, annual exams, heartworm and flea prevention, deworming, heartworm tests, urinalysis, blood tests, fecal tests, and three vaccinations with specific coverage amounts for each exam or procedure. This plan is priced at a flat rate of $9.95 extra per month.
  • Platinum Preventative Care: This protection add-on covers everything in the other plan but has higher maximums for each exam, procedure, and medication. It also includes spay or neuter coverage. This plan is priced at $24.95 extra per month.

To get a free quote and compare plan pricing, fill out this easy online form.

Learn More: Spot Pet Insurance Review


Pawp

We scored Pawp a 90 out of 100 for its unique pet care services. Rather than operating like a typical pet insurance company, Pawp offers a digital clinic with unlimited 24/7 access to a licensed veterinarian online through video calls and chat. Pawp also provides a $3,000 emergency fund with each membership to cover emergency conditions.

Pros and Cons of Pawp Pet Insurance

✔ Covers emergencies related to pre-existing conditions with limitations
✔ Has up-front vet bill payments, rather than reimbursements
✔ Doesn’t have deductibles

✘ Only provides $3,000 of coverage
✘ Doesn’t have wellness coverage
✘ Doesn’t have a Better Business Bureau (BBB) profile or rating

Pawp Plans

Instead of offering a standard pet insurance plan, Pawp will pay a single emergency vet bill up to $3,000. This emergency fund has a $0 deductible and a $0 co-pay and can only be used once per year. Using the fund also requires approval from a Pawp licensed veterinarian who will determine whether or not your dog or cat’s condition requires emergency care.

This fund can cover emergencies from pre-existing conditions as long as there were no symptoms before the coverage start date or during the policy’s waiting period. Pawp can also cover immediate treatments for kidney disease, high blood pressure, organ dysfunction, or heart failure in addition to vet fees.

Pawp Sample Monthly Rates

Pawp has unique pricing when compared with other providers. Rather than quoting premiums based on details such as your location and your pet’s age, breed, and medical history, it charges a flat rate of $24 per month for all pets.

To get a free quote from Pawp, fill out this simple online form and sign up for a membership within seconds.

Learn more: Pawp Pet Insurance Review


ASPCA Pet Health Insurance

If you just got your first dog, we recommend ASPCA Pet Health Insurance since it offers a wide range of helpful resources, including articles with information on each breed’s common health issues. ASPCA Pet Health Insurance scored an 89 out of 100 in our review, making it a reputable choice among some of the best pet insurance companies in the industry.

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Pros and Cons of ASPCA Pet Insurance

✔ Includes coverage for exam and vet visit fees
✔ Has a waiting period of 14 days for ligament issues, which is shorter than the industry standard of 6–12 months
✔ Offers a local vet finder tool on its and mobile app and website

✘ Doesn’t have a live chat on the website for customer service
✘ Limits its maximum annual coverage option at $10,000, which is lower than many competitors

ASPCA Pet Health Insurance Plans

ASPCA Pet Health Insurance offers two pet health plans: one for accident coverage at a lower premium and comprehensive accident and illness insurance for a bit more per month. Each dog insurance plan has a premium that can be customized by choosing between a 70%, 80%, or 90% reimbursement rate, a $100, $250, or $500 annual deductible, and $3,000, $4,000, $5,000, $7,000, or $10,000 annual coverage limits.

ASPCA Pet Health Insurance excludes pre-existing conditions, elective procedures, cosmetic surgeries, breeding or pregnancy issues, and grooming.

Here are more details about ASPCA Pet Health Insurance’s plans and wellness add-ons:

  • Accident-Only Coverage Plan: This plan includes coverage for accidents and injuries such as broken bones, toxic ingestions, and lodged foreign objects. With this plan, you will receive coverage for any necessary treatments related to those covered accidents, such as diagnostic tests, surgery, hospitalization, specialty care, urgent care, and tooth extractions.
  • Complete Coverage™ Plan: This plan covers the treatments in the Accident-Only Coverage Plan and covers those same treatments when they’re related to an illness or other conditions like genetic disorders, hereditary conditions, behavioral disorders, congenital conditions, stomach illness, cancer, and more.
  • Basic Preventative Plan: For an additional $9.95 per month, you can purchase this add-on to cover your dog’s routine care with reimbursement for up to $250 per year. Coverage with this plan includes two vaccines, a fecal test, a heartworm test, a wellness exam, deworming, and a dental cleaning.
  • Prime Preventative Plan: For $24.95 per month, this add-on covers up to $450 per year for the same procedures in the Basic Preventative Plan in addition to spay or neutering, a health certification, flea or heartworm prevention, a bordetella vaccine, a blood test, and a urinalysis for your dog or puppy.

Get a quote from ASPCA Pet Health Insurance by entering your location and pet’s details into this easy online tool.

Learn More: ASPCA Pet Insurance Review


Pumpkin

Although Pumpkin scored an 86 out of 100, which is slightly lower than other top pet insurance companies, we found it to be the best pet insurance company for dental treatments. Unlike other insurers, it provides dental and periodontal illness coverage and covers tooth extractions. Its coverage includes the related veterinary costs of exams, procedures, and diagnoses.

While the company has a lower score due to its high prices, its premiums are more affordable for smaller dogs, such as Yorkshire Terriers or small mixed breeds.

Pros and Cons of Pumpkin Pet Insurance

✔ Has text message customer service available
✔ Offers a 10% multi-pet discount
✔ Includes microchip implantation in its coverage

✘ Its reimbursement percentage isn’t customizable
✘ Has lower annual limit options than other pet insurance providers
✘ Doesn’t have a mobile app

Pumpkin Plans

Pumpkin offers one standard Pet Health Insurance Plan and a preventative wellness add-on. The policy comes with a 90% reimbursement and your choice of $100, $250, or $500 for the annual deductible. You also have the option of choosing between $10,000 or $20,000 for the policy’s annual limit.

Here’s an overview of Pumpkin’s coverage:

  • Pet Health Insurance Plan: This plan can cover accidents and illnesses, such as digestive issues, hip dysplasia, urinary infections, broken bones, bite wounds, and cancer. Other covered services and procedures include radiology, cancer treatments, surgery, and alternative therapies. Additionally, this plan includes extra coverage for dental issues, microchip implantation, and exam costs.
  • Preventative Essentials Pack: This covers annual wellness exams, a full refund for up to two vaccines, one blood test for heartworms and tick diseases, and one fecal test for roundworms, hookworms, or whipworms.

Note: Pumpkin doesn’t cover pre-existing conditions that arise before the effective policy start date or during the 14-day waiting period.

If you have a smaller dog or are looking for a plan with comprehensive dental treatment coverage, get an easy quote online from Pumpkin to compare pricing based on your pet’s details.

Learn More: Pumpkin Pet Insurance Review


Frequently Asked Questions

Is pet insurance worth the cost?

Since unexpected vet bills can be expensive during emergencies or hospitalizations, purchasing pet insurance coverage can help you afford treatments and protect your personal finances from excessive spending when your dog gets sick or injured. Luckily, most providers allow pet owners to customize their pet insurance premium by letting them choose coverage limits, reimbursement percentages, and deductibles to help them find the most affordable pet insurance policy.

How much does my dog’s pet insurance cost?

Based on the sample quotes we received, the average premium rate for a dog insurance plan is around $35.50 per month. However, the exact pet insurance cost will vary depending on each pet owner’s location and pet’s details. We recommend reaching out to a few pet insurers to compare pricing and find a policy that fits within your budget.

Can I get pet insurance while my dog is sick?

No. No matter which insurance company you choose, it will exclude pre-existing conditions, so your policy won’t cover any existing illness or injury. However, you can still purchase a policy for coverage on other incidents that may occur in the future.

How do I get a dog insurance policy quote?

Most insurers feature an online quote tool on their website that allows pet owners to click through a few questions and get an instant quote.

Do dog insurance companies need my Social Security number to run credit reports during the quote process?

No, the only information you typically need to provide when getting a quote for a pet insurance policy is your dog’s age, breed, gender, and ZIP code in addition to your email address.

What are some other companies that offer dog insurance?

In addition to the nine pet insurance brands listed in this review, pet insurance policies for dogs can also be purchased from other providers, including Pets Best Insurance, Nationwide, Bivvy, and Figo.

Does pet insurance cover cats?

With top-rated plans for both species, these providers are also the best pet insurance companies for cats. You can get a 10% pet discount from many of the providers in this review by adding multiple pets to your dog or cat insurance policy, so a plan is perfect for pet owners with both dogs and cats.


Our Conclusion

If you’re looking for a dog health insurance plan, we recommend starting your search with these nine providers, as they each offer unique features, coverage, and plan options that set them apart from the competition.

Get a quote from Lemonade for the best overall policies, Prudent Pet for the most comprehensive plans, Healthy Paws for the best coverage limits, Embrace for the best deductible options, Spot for the most customizable plans, Pawp for an impressive digital clinic, ASPCA Pet Health Insurance for new dogs, and Pumpkin for the best dental coverage.

Compare the Best Pet Insurance Companies

Provider Our Rating Get A Free Quote
Provider Our Rating Get A Free Quote
Lemonade 96 Get Quote
Prudent Pet 95 Get Quote
Healthy Paws 93.5 Get Quote
Embrace 93.5 Get Quote
Petplan 91.5 Get Quote
Spot 91 Get Quote
Pawp 90 Get Quote
ASPCA 89 Get Quote
Pumpkin 86 Not Available

How a Dog Insurance Policy Works

Pet insurance is the best way to get peace of mind and know that you won’t owe an excessive amount of money when your dog gets sick or injured. Additionally, most pet insurance providers offer pet insurance wellness packages to help keep your dog or puppy healthy with preventive and routine care.

Here’s a helpful breakdown of how pet insurance works:

  • Reimbursement: With your pet insurance plan, you’ll be reimbursed for unexpected vet bills up to a certain percentage chosen by you during the sign-up process. Most companies offer a choice between 70%, 80%, or 90% reimbursement rates. Choose the highest reimbursement option for the lowest out-of-pocket expenses during a claim or the lowest reimbursement option for the cheapest pet insurance premium.
  • Deductibles: Top-rated pet insurance companies, such as Lemonade and Embrace, allow you to select your deductibles to customize your monthly premiums. Deductibles are the amount you owe during a claim before coverage starts. For example, if you have a $3,000 vet bill and your deductible is $500, you’ll owe $500 before your provider reimburses you for the rest of the vet bill. Most providers give you an option between two and five deductible amounts between $100 and $1,000.
  • Coverage maximum: Depending on the insurance company you choose, you’ll be offered a selection of different coverage maximums. For the most comprehensive coverage, look to providers like Healthy Paws, Prudent Pet, and Spot—all three companies offer unlimited payout caps.
  • Claims: Filing a claim with your insurance company usually involves sending in documentation from the vet (typically any licensed veterinarian in the U.S.), such as reports, invoices, and receipts. Once the company reviews your claim, you should receive your reimbursement up to the amount agreed upon in the policy within days to weeks. Some companies have a fast and easy claims-filing process. For example, Lemonade’s mobile app and website have AI technology that can handle your vet bill claims without involving a representative.
  • Waiting period: After your plan’s effective start date, you usually have to wait a few days before your insurance company will cover any procedures or vet visits. The industry standard waiting period is 14 days for illnesses and 2–14 days for accidents, but some companies offer different variations that will be specified in their policy details. Lemonade and Embrace have the shortest accident wait period of two days.
  • Exclusions: If your pet has a pre-existing condition, it won’t be covered by any pet insurance company. They are defined as any condition your dog has before the effective policy start date or during the dedicated waiting period. This could include chronic conditions or a curable emergency that may have happened just before you purchased your policy. However, most providers do cover vet bills related to hereditary or congenital conditions as long as your dog’s symptoms show up after the initial enrollment and waiting period.

Typical Pet Insurance Plans

Although each company offers unique policies that vary depending on your location, there are three typical pet insurance coverage structures offered by the top providers. Here’s everything you need to know about the common plan types and what they cover:

  • Accident-only plans: As the cheapest and most basic option, these plans are intended only for emergency care related to accidents or injuries. We recommend purchasing accident-only coverage if you’re looking for basic protection for your dog and have a smaller budget for your monthly premiums. This option usually covers bite wounds, broken bones, swallowed objects, cuts, toxic injections, and torn ligaments.
  • Accident and illness plan: As the most comprehensive plan option for pet parents, this plan offers full coverage for a variety of conditions. It includes everything covered by an accident-only plan, and it also covers procedures, medications, and hospitalizations related to illnesses. This option can also include coverage for cancer treatments and radiology.
  • Wellness plan: Built to cover preventative and routine vet visits, this plan is great for pet owners who don’t want to worry about fees for vaccinations, annual wellness exams, blood tests, flea medication, and more. Wellness plans typically don’t have deductibles and pay up to specific limits for each procedure or service. It’s also a great option for puppy owners, since younger dogs typically require more regular treatments early in their life, such as vaccinations and initial checkups.

Our Rating Methodology

The This Old House Reviews team is dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:

  • Coverage (25)
  • Plan options (20)
  • Monthly cost (20)
  • Company reputation (15)
  • Customer service (10)
  • Species eligibility (10)

Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.

To share feedback or ask a question about this article, send a note to our Reviews team at reviews@thisoldhousereviews.com.