clock menu more-arrow no yes

Best Home Warranty Companies in Maryland (2022)

A Maryland home warranty can help you pay for appliances and systems in your home that break down due to age or normal wear and tear. Keep reading for our top home warranty picks for Maryland residents.

Home Exterior,Maryland iStock

Having a home warranty can give you the peace of mind that comes with knowing that you won’t need to suddenly worry about how you’ll cover that $2,000 HVAC repair or replace that $600 washer you bought last year. But with so many home warranty companies out there, how can you tell which ones are worth your money—and which don’t deliver on their promises?

At This Old House, we understand that you don’t want to purchase a home warranty policy that doesn’t save you money. The This Old House Reviews Team researched and compared a variety of home warranty providers to find the best home warranty companies in Maryland. Here’s a closer look at the top five providers.

Maryland’s Top 5 Home Warranty Companies

The highest rated home warranty companies in Maryland include:

American Home Shield

American Home Shield (AHS) is one of the best home warranty companies in Maryland. It’s a veteran in the home warranty industry and provides nationwide coverage. AHS also offers coverage for items with damage due to rust and corrosion and items with undetectable pre-existing conditions.

Pros & Cons

✔ Has more than 45 years in the home warranty industry
✔ Can add additional coverage for electronics
✔ You set your own service call fee

✘ You are pre-assigned a technician by the provider
✘ Repairs are guaranteed for only 30 days

Plans & Pricing

AHS offers three plan options: ShieldPlatinum, ShieldGold, and ShieldSilver. The ShieldPlatinum plan is the most comprehensive coverage plan, covering 23 essential systems and appliances, while the ShieldSilver plan is American Home Shield’s most basic plan, covering 14 important home systems.

Additionally, American Home Shield allows you to add coverage for any of the following appliances and systems: Pool/spa, well pump, septic pump, guest unit under 750 square feet, additional electronics coverage

In general, you can expect to pay between $40 and $58 per month for an American Home Shield plan. Like other home warranty companies in Maryland, American Home Shield charges customers a service fee whenever you file a claim. AHS allows customers to choose between $75 and $125. The higher the service fee you choose, the lower your monthly premium.

To get a free quote from American Home Shield, call 844-529-9298 or fill out this online form with your zip code.

Learn more: American Home Shield Review

Choice Home Warranty

Choice Home Warranty is our top recommended home warranty provider for older homes in Maryland. It provides coverage regardless of the age of your home and doesn’t discriminate against older systems and appliances.

Pros & Cons

✔ Covered items are guaranteed for repair within 90-days
✔ Customer service available is 24 hours a day and 7 days a week
✔ Cancellation policy applies for first 30 days after contract begins

✘ Customers can’t choose their own repair technicians
✘ Doesn’t allow customers to build their own plan
✘ May offer you cash in lieu of repairs or replacements if an item can’t easily be replaced

Plans & Pricing

Choice Home Warranty offers two plans—a Basic Plan and Total Plan—along with the option to add coverage to either plan. The Basic Plan covers damage caused by normal wear and tear on 14 major home components like your water heater and electrical system, while the Total Plan offers comprehensive coverage for all components in the Basic Plan, as well as your air conditioning, refrigerator, clothes washer, and clothes dryer.

Here are the optional add-ons available with Choice Home Warranty: Pool and spa, central vacuum system, well pump, roof leaks, sump pump, septic system, septic tank pumping, second refrigerator

CHW charges a service fee between $60–$85 for service requests. This is on-par with other companies in the industry.

The pricing for CHW’s two plans is listed below:

  • Basic plan: $36.17 per month
  • Total plan: $43.85 per month
Get a free quote from Choice Home Warranty by calling 929-400-6165 or by filling out this simple online form.

Learn more: Choice Home Warranty Review

Select Home Warranty

One of the most cost-effective home warranties in Maryland is available through Select Home Warranty. This company charges low monthly premiums and service fees and even provides free roof coverage, something rarely included in warranty plans. When you sign up with Select, you will also receive a $100 discount off any plan and get your first two months of coverage free.

Pros & Cons

✔ Service fees are lower than those charged by other providers
✔ Complementary two months of coverage for new customers
✔ Provides 24/7 customer service

✘ Cancellation fee is $75
✘ No mobile app for consumers to use
✘ Some reports of service contractors not being paid for their work

Plans & Pricing

Customers can choose from Select’s three affordable plans—Bronze Care, Gold Care, and Platinum Care. Gold Care is for systems, Bronze Care is for appliances, and Platinum Care is for both.

You can get coverage for more areas of your home with Select’s add-ons, including ones for these items: Plumbing fixtures, lighting fixtures, switches and outlets, pool and spa equipment, well pump

You’ll pay a $75 service call fee every time you request service from a Select technician.

Here’s the pricing for each Select Home Warranty plan:

  • Bronze Care: $35.83 per month
  • Gold Care: $35.83 per month
  • Platinum Care: $37.50 per month
Get a free quote from Select Home Warranty by calling 888-370-3956 or by entering some basic information into their online form.

Learn more: Select Home Warranty Review

First American Home Warranty

First American Home Warranty is close to American Home Shield in terms of experience with 35 years in the home warranty industry. The company has two plans, which are both under $40 a month.

Pros & Cons

✔ First Class Upgrade that covers installation and removal fees
✔ Coverage for items regardless of items
✔ 35 years of experience

✘ No air conditioning coverage without an add-on

Plans & Pricing

First American has a Basic Plan and Premier Plan. The Basic Plan protects eight appliances, including a washer, dryer, refrigerator, and dishwasher. The Premier Plan covers those eight appliances plus eight systems, like heating, electrical, and plumbing.

If you want more coverage, you have these add-on options: Central air conditioning system, secondary refrigeration, pool and spa equipment, well pump, First Class Upgrade

The service fee for First American Home Warranty is $75 per visit.

Here is the pricing information for the two plans:

  • Basic Plan: $25 per month
  • Premier Plan: $39.50 per month
To get a free quote from First American Home Warranty, fill out this online form or call 800-891-9778.

Learn more: First American Home Warranty Review

Priority Home Warranty

Priority Home Warranty is ideal for Maryland homeowners that already have an established relationship with a licensed and insured contractor they trust. As long as your contractor is licensed and insured, Priority authorizes homeowners to respond to their home’s needs first and apply for reimbursement as part of the claims process later. Priority is also affordable, with all of its plans under $50 and a service call fee of $70.

Pros & Cons

✔ Offers 20 add-on options, more than many competitors
✔ $70 service call fee is $5 lower than the industry average
✔ Workmanship guarantee is valid for the length of the service agreement

✘ Excludes coverage for all luxury appliances
✘ Charges a $50 cancellation fee

Plans & Pricing

Priority Home Warranty offers many of the same coverage options as its competitors, including a systems-only plan, an appliance-only plan, and a combination plan. Priority’s base plans cover some items not included in competitor’s basic plans, such as whirlpool bathtubs, ceiling fans, and exhaust fans.

Here are some of Priority’s add-on options: Septic pumping, water softener, septic system, well pump, tankless water heater

All of Priority’s plans are affordably priced below $50 a month excluding add-ons. Priority Home Warranty charges a $70 service call fee per claim.

The estimated prices are outlined below:

  • Systems Home Care: $33 per month
  • Appliance Home Care: $33 per month
  • Total Home Care: $47 per month
  • Optional coverage: $3–$27 per month
To request a free quote from Priority Home Warranty, call 954-228-2343 or fill out this simple form.

Learn more: Priority Home Warranty Review

Our Conclusion

These four home warranty companies offer some of the best coverage in Maryland. Because plan pricing varies based on where you live, the square footage of your home, and the type of coverage you select, we recommend getting quotes from all four providers so you can compare coverage and select a plan that falls within your budget.

Frequently Asked Questions about Maryland Home Warranties

When should I buy a home warranty?

We recommend buying a home warranty when you buy a house (some real estate agents will include one during the closing process), but you can sign up for a home warranty at any time during homeownership.

Are home warranties worth the money?

If you have all-new appliances and systems in your home, you might not need a home warranty. However, if your home appliances are older, a home warranty could save you a significant amount of money on costly repairs and replacements.

What’s the difference between a home warranty and homeowners insurance?

A home warranty covers major systems and appliances that break down due to normal wear and tear, while homeowners insurance protects your home in the event of a fire, natural disaster, or theft.

To share feedback or ask a question about this article, send a note to our Reviews Team at