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Best Home Warranty Companies in Kansas (2022)

Although buying a home warranty in Kansas can be challenging, it’s well worth the time and effort, as you could save hundreds of dollars if a major system or appliance breaks down. In this review, we try to make the buying process a little less daunting by listing the top three home warranty providers in your state.

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A Kansas home warranty will ensure that you can afford to pay for home repairs and replacements on systems and appliances that break down due to normal wear and tear. With a home warranty contract, you pay a monthly or annual premium and a small service fee when an item breaks down—this saves you from having to pay hundreds of dollars out of pocket.

Because there are a variety of companies that provide home warranty coverage to Kansas homeowners, the This Old House Reviews Team did the research for you and narrowed down that list to the three best home warranty companies in the state.

Kansas’ Top 3 Home Warranty Companies

The highest rated home warranty companies in Kansas include:

To help you find the best home protection plan, our team considered factors like plan options, customer service, and pricing to decide which companies offer the best service to residents. These are our top picks.


American Home Shield

American Home Shield (AHS) has more than 45 years of experience in the home warranty industry and offers three plan options, with its comprehensive ShieldPlatinum™ plan featuring some of the deepest coverage in the home warranty industry.

Pros & Cons

✔ Customer service 24 hours a day, seven days a week
✔ High coverage caps
✔ No home inspection needed to start coverage
✘ Repairs are only guaranteed for 30 days
✘ Doesn’t offer many optional add-ons

Plans & Pricing

AHS offers rare coverage with its three plans, like protection of items with undetectable pre-existing conditions and damage due to rust and corrosion. The ShieldSilver plan covers systems, such as your electrical and plumbing system. The ShieldGold plan includes the entirety of the ShieldSilver plan and adds appliances coverage, bringing the total number of items covered to 23. The ShieldPlatinum is the most comprehensive plan and features all items covered in the ShieldGold plan while adding roof leak protection and dramatically increasing coverage limits.

AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet

Customers can expect to pay between $40 and $80 per month for a plan from American Home Shield. You can also choose between a $75, $100, and $125 service fee. The higher the service fee you choose, the lower your monthly premium will be.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Choice Home Warranty

Choice Home Warranty (CHW) is another top home warranty option for Kansas homeowners. While it only includes half the number of plans as the other two providers listed in this article, it has the longest list of add-ons.

Pros & Cons

✔ 90-day repair guarantee
✔ Network of more than 15,000 local technicians
✔ Fast claims process with most claims being processed within 48 hours
✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans

Plans & Pricing

Choice Home Warranty offers two home warranty plans: a Basic Plan and a Total Plan. The Basic Plan protects essential home systems and appliances, while the Total Plan covers everything under the Basic Plan, plus coverage for an air conditioner, washer, dryer, and refrigerator.

You can also add the following add-ons to your plan: Pool and spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand alone freezer, septic tank pumping

In general, Choice Home Warranty customers pay in between $35 and $50 per month for a plan. In addition to a monthly premium, Choice customers will have to pay a service fee between $60–$85 every time they file a claim for a repair.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review


America’s First Choice (AFC) Home Club

America’s First Choice Home Club (AFC Home Club) made it onto our list because of its four plans, six add-os, and three service fee options that allow customers to customize coverage.

Pros & Cons

✔ Unique benefits like free credit reporting and identity protection alerts
✔ Labor and parts guarantee as long as you’re a member
✔ Option of using your own technician for a repair or replacement
✘ Doesn’t provide coverage for pre-existing conditions
✘ Charges a $75 cancellation fee
✘ Monthly premiums are slightly higher than other competitors

Plans & Pricing

AFC Home Club’s plans include the System Plan, Silver Plan, Gold Plan, and Platinum Plan. The System Plan covers systems, the Silver Plan protects important appliances, and the Gold Plan covers a variety of both systems and appliances. The Platinum Plan builds off of the Gold Plan to include a built-in microwave, ice maker, and plumbing stoppages.

The following items are also available for optional coverage: Sump pump, septic system, hot water dispenser, pool and spa, stand alone freezer, tankless water heater

In general, customers can expect to pay $37 and $52 per month for a plan. AFC Home Club’s per-visit service fee ranges between $75–$125. If you want your monthly premium to be lower, you can choose a higher service fee.

For a free quote from America's First Choice Home Club, fill out this online form or call 877-755-1115.

Learn more: America’s First Choice Home Club Review


Our Conclusion

The three home warranty providers listed in this article are best for Kansas residents because they allow customers to customize coverage with numerous add-ons, provide affordable plans, and offer unique benefits. Before reaching a decision, get quotes from all three providers to compare plan specifics and pricing.

Frequently Asked Questions about Kansas Home Warranties

What other home warranty companies are available in Kansas?

American Home Shield, Choice Home Warranty, and America’s Choice First Home Club won top awards from us in our review of the best home warranty companies of 2020. Aside from those companies, there are a few other providers that provide coverage in Kansas, such as Select Home Warranty, First American Home Warranty, and The Home Service Club.

If you prefer a locally-owned and -operated home warranty company, A.B. May covers thousands of homes in the Kansas City area.

How much does a home warranty cost in Kansas?

The cost of a home warranty varies depending on the square footage of your home, where you live, and the coverage level you select, but, on average, customers pay between $300–$600 per year. Customers also have to pay a service call fee when an item breaks down, which usually ranges from $75 to $125.

What does a home warranty cover in Kansas?

Home warranties offer protection for major home systems and appliances. System coverage often includes your water heater, plumbing, electrical, air conditioning, and heating. Appliance protection will include washers, dryers, ovens, refrigerators, and more.

If you want both types of items protected, you can usually opt into a combo plan, if your home warranty company offers one. Your provider may also offer add-on options so that you can get coverage for unique items in your home, like pools, septic tanks, or guest units.


Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:

  • We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.

With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:

  • Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
  • Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
  • Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
  • Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the Better Business Bureau (BBB).
  • State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
  • Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
  • Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.

In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.


To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.