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Best Home Warranty Companies in Kansas

Although buying a home warranty in Kansas can be challenging, it’s well worth the time and effort, as you could save hundreds of dollars if a major system or appliance breaks down. In this review, we try to make the buying process a little less daunting by listing the top three home warranty providers in your state.

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A Kansas home warranty will ensure that you can afford to pay for home repairs and replacements on systems and appliances that break down due to normal wear and tear. With a home warranty contract, you pay a monthly or annual premium and a small service fee when an item breaks down—this saves you from having to pay hundreds of dollars out of pocket.

Because there are a variety of companies that provide home warranty coverage to Kansas homeowners, the This Old House Reviews Team did the research for you and narrowed down that list to the three best home warranty companies in the state.

Kansas’ Top 3 Home Warranty Companies

The highest rated home warranty companies in Kansas include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. AFC Home Club: Best for Customization

To help you find the best home protection plan, our team considered factors like plan options, customer service, and pricing to decide which companies offer the best service to residents. These are our top picks.

1. American Home Shield

American Home Shield (AHS) has more than 45 years of experience in the home warranty industry and offers three plan options, with its comprehensive ShieldPlatinum™ plan featuring some of the deepest coverage in the home warranty industry.

AHS offers rare coverage, like protection of items with undetectable pre-existing conditions and damage due to rust and corrosion. The home warranty provider does not require an in-home inspection for you to qualify for coverage.

The ShieldSilver™ plan covers systems, such as your electrical and plumbing system. The ShieldGold™ plan includes the entirety of the ShieldSilver™ plan and adds appliances coverage, bringing the total number of items covered to 23. The ShieldPlatinum™ is AHS’s most comprehensive and features all of the ShieldGold plan’s coverage while adding roof leak protection and dramatically increasing coverage limits.

Compare AHS plan pricing below:

Pricing of American Home Shield

ShieldSilver™ ShieldGold™ ShieldPlatinum™
ShieldSilver™ ShieldGold™ ShieldPlatinum™
$54.99 per month $64.99 per month $79.99 per month

This table includes the average monthly cost if you decide on a $75 service fee, but you can also choose a higher fee of $100 or $125 if you want to bring your premium down.

As an American Home Shield customer, you’ll receive the following benefits:

  • Customer service 24 hours a day, seven days a week
  • High coverage caps
  • Customizable coverage with flexible service fee options
  • No home inspection needed to start coverage

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) is another top home warranty option for Kansas homeowners. While it only includes half the number of plans as the other two providers listed in this article, it has the longest list of add-ons, which leaves room for some customization.

Choice Home Warranty offers two home warranty plans: a Basic Plan and a Total Plan. The Basic Plan protects essential home systems and appliances, while the Total Plan covers everything under the Basic Plan, plus coverage for an air conditioner, washer, dryer, and refrigerator.

Here’s the monthly cost for Choice Home Warranty plans:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

In addition to a monthly premium, Choice customers will have to pay a service fee between $60–$85 every time they file a claim for a repair.

Here are some other benefits of signing up for a Choice Home Warranty plan:

  • 90-day repair guarantee
  • Network of more than 15,000 local technicians
  • Fast claims process with most claims being processed within 48 hours

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

3. America’s First Choice (AFC) Home Club

America’s First Choice Home Club (AFC Home Club) made it onto our list because of its four plans, six add-os, and three service fee options that allow customers to customize coverage.

AFC Home Club’s plans include the System Plan, Silver Plan, Gold Plan, and Platinum Plan. The System Plan covers systems, the Silver Plan protects important appliances, and the Gold Plan covers a variety of both systems and appliances. The Platinum Plan builds off of the Gold Plan to include a built-in microwave, ice maker, and plumbing stoppages.

Here’s a cost breakdown of AFC Home Club plans:

Pricing of AFC Home Club

System Plan Silver Plan Gold Plan Platinum Plan
System Plan Silver Plan Gold Plan Platinum Plan
$43.18 per month $43.18 per month $52.27 per month $59.09 per month

Note: The above table shows pricing estimates when you select the lowest service fee of $75. If you want your monthly premium to be lower, you can choose a higher service fee of $125.

As an AFC Home Club member, here are some other benefits you’ll get to enjoy:

  • Unique benefits like free credit reporting and identity protection alerts
  • Labor and parts guarantee as long as you’re a member
  • Option of using your own technician for a repair or replacement
For a free quote from America's First Choice Home Club, fill out this online form or call 877-755-1115.

Our Conclusion

The three home warranty providers listed in this article are best for Kansas residents because they allow customers to customize coverage with numerous add-ons, provide affordable plans, and offer unique benefits. Before reaching a decision, get quotes from all three providers to compare plan specifics and pricing.

Frequently Asked Questions about Kansas Home Warranties

What other home warranty companies are available in Kansas?

American Home Shield, Choice Home Warranty, and America’s Choice First Home Club won top awards from us in our review of the best home warranty companies of 2020. Aside from those companies, there are a few other providers that provide coverage in Kansas, such as Select Home Warranty, First American Home Warranty, and The Home Service Club.

If you prefer a locally-owned and -operated home warranty company, A.B. May covers thousands of homes in the Kansas City area.

How much does a home warranty cost in Kansas?

The cost of a home warranty varies depending on the square footage of your home, where you live, and the coverage level you select, but, on average, customers pay between $300–$600 per year. Customers also have to pay a service call fee when an item breaks down, which usually ranges from $75 to $125.

What does a home warranty cover in Kansas?

Home warranties offer protection for major home systems and appliances. System coverage often includes your water heater, plumbing, electrical, air conditioning, and heating. Appliance protection will include washers, dryers, ovens, refrigerators, and more.

If you want both types of items protected, you can usually opt into a combo plan, if your home warranty company offers one. Your provider may also offer add-on options so that you can get coverage for unique items in your home, like pools, septic tanks, or guest units.

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