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How to Build a Fireproof Home
stucco house made with insulated concrete forms
Courtesy: Insulating Concrete Form Association
insulated concrete form
Photo: Mark Viker
San Diego Habitat Home using ICFs
Photo: ECO-Block

The first "Fortified...for Safer Living" house, completed in Florida in 2005 and built with an insulated concrete form ECO-Block wall system. A program of the Institute for Business and Home Safety, "Fortified...for Safer Living" specifies construction, design and landscaping guidelines to increase a new home's resistance to natural disasters such as hurricanes, flooding, and wildfires.

Like oversize Legos, ICF blocks (4-foot length shown) are stacked together, then filled with concrete to make an insulated wall. Plumbing and wiring can be run through channels cut into them with an electric hot knife. Drywall and exterior siding are installed directly onto the foam with a variety of connectors.

When Rosemarie Michelsen escaped from the fire ravaged hills of Southern California in October 2003 with only what she could pack in her pickup, she vowed to return to the hills and rebuild—this time with a material that wouldn’t burn. The San Diego Foundation, through a gift from Citibank, teamed up with San Diego Habitat for Humanity (SDHFH) to rebuild this home using ECO-Block insulating concrete forms.

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As thousands of Southern Californians contemplate how they'll rebuild their homes charred by the wildfires ripping through the region, they'll undoubtedly look for materials that won't burn.

The answer for many of them will be ICFs (insulated concrete forms)—polystyrene blocks that fit together like Legos to form a house's shell. Filled with concrete—one of the most fire- and heat-resistant of construction materials—ICFs create solid insulated walls that lock out sound and weather. They can reportedly withstand a fire for up to four hours.

While ICFs have been around for decades, their use has mostly been limited to commercial and institutional buildings, such as hotels and schools. But nationwide training camps sponsored by the United Brotherhood of Carpenters and Joiners of America now teach carpenters to build houses out of the stuff. Using ICFs costs 1 to 4 percent more than what you would pay for a bare bones wood-frame house with no built-in fire protection, says Vera Novak, Technical Services Manager for the Insulating Concrete Form Association. The material can save money in the long run because it helps prevent heated and cooled air from escaping through the walls; it’s a primary building block in many Energy Star rated homes.

ICFs mean little, however, without flame-resistant roofing and siding. "You can't just put on a regular wood roof and expect the wildfires to go around you," Novak says. "You must make sure that your roofing choices are equally fire resistant. That can be done with metal, concrete, and various types of tiles." Safe bets for siding are stucco, stone, and brick. For the traditional look of wood, choose the fiber cement clapboards or shingles manufactured by CertainTeed Certain Teed and JamesHardie.

For more information on ICFs, check the Insulating Concrete Form Association’s website or call 888-864-4232.

And see the best and latest options for:
Fire-Resistant Roofing and Siding
Fire-Resistant Decking and Framing
Fire-Resistant Windows and Doors
Fire-Resistant Insulation and Systems

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