Best 6 Home Warranty Companies in Baton Rouge, LA

Are Home Warranties Worth It for Baton Rouge Residents?

Home warranties are worth it for Baton Rouge residents. Baton Rouge summers are very hot, which makes it extremely important that your air conditioner works well. However, over time this system can malfunction from heavy use.

Winters in Baton Rouge are fairly mild, but you still want a reliable heating system. Replacing your HVAC system can cost between $2,500 and $8,000, compared to a home warranty coming in at around $644–$737 annually based on 120 quotes we requested from home warranty companies across the nation. Baton Rouge's heavy rain can also affect your home's roof.

Some home warranty companies offer limited roof-leak coverage to financially assist with repair. Lastly, home warranties connect you with reliable technicians. When work and other priorities keep you busy, you want to know a trustworthy service provider is handling your repairs.

Reputable home warranty companies vet every service provider they work with.

What To Consider Before Choosing a Home Warranty Company

These important factors can help you choose the right home warranty plan for your needs.

Cost

We pulled 120 quotes for a 2,000-square-foot, single-family home and determined that home warranties cost an average of $53–$62 per month. Additionally, you'll pay a service call fee of between $65–$125 each time you file a claim. Basic home warranty plans are typically more affordable than comprehensive ones. Appliance plans are more affordable than home systems coverage plans. You can often get add-on coverage for an additional monthly cost. Be sure you know what you need before selecting a plan.

Coverage

Determine which appliances and systems you use most frequently. Most home warranties offer custom coverage tailored to your needs. If you only want coverage for select systems, such as your air conditioner, most companies offer systems-only plans. The same is true if you only need coverage for certain appliances. The following is a list of common systems coverage:

• Air conditioner
• Central vacuum
• Ductwork
• Electrical
• Heating
• Plumbing
• Water heater

• Built-in microwaves
• Clothes washers and dryers
• Dishwashers
• Garbage disposals
• Ovens
• Refrigerators
• Stovetops

Exclusions

Usually, home warranties only cover breakdowns from normal wear and tear. They don't cover preexisting conditions or improper installation. Generally, cosmetic issues or appliance components, theft, defects, or routine maintenance aren't covered either. Your provider will outline its exclusions and limitations in its service contract. Read your contract thoroughly to fully understand your plan's terms and conditions.

Provider Reputation

You should also consider provider reputation. You can also find customer reviews on sites such as Google Reviews, Best Company, and Trustpilot. Ratings and reviews can show how a company handles customer service and claims. Check with the Louisiana Attorney General to verify that a provider holds a valid state license.

Contractor Network

Consider a home warranty company's network of service providers. The company you choose should use licensed and registered contractors to handle service requests; make sure to ask your company where and how it sources technicians. We recommend picking a provider that mentions service contractors you're familiar with. Rural homeowners might opt for a home warranty that allows them to choose their technician. You may need to source your own provider if no in-network ones are available in your area.