Best 6 Home Warranty Companies in Hanover, IL

Are Home Warranties Worth It for Hanover Residents?

Home warranties are worth it for Hanover residents. Hanover can have fairly hot days during the summer, and you probably use your air conditioner frequently during warmer months. Your air conditioner may malfunction over time due to breakdowns from regular wear and tear.

Hanover also has cold winters, meaning your heating system is working constantly during the colder months. The cost of replacing your HVAC system can range between $2,500 and $8,000. Home warranties, on the other hand, come in at only $644–$737 annually, based on 120 quotes we received from home warranty companies nationwide.

Hanover's regular rain showers can also affect your roof. Some home warranty companies offer limited roof-leak coverage to ease the financial burden of repair. Finally, your home warranty will connect you with trustworthy service providers.

Investing in a reputable home warranty company is worth it because companies vet their technicians. When life keeps you busy, your home warranty company can give you peace of mind that someone reliable will handle your issue.

What To Consider Before Choosing a Home Warranty Company

Consider these key factors when picking your home warranty plan.

Cost

We requested 120 quotes for a 2,000-square-foot, single-family home and discovered that the average home warranty costs between $53–$62 per month. There are also service call fees that apply whenever you file a claim. These fees range from $65–$125 per claim. Basic home warranty plans tend to be more affordable than comprehensive ones. Appliance plans are more affordable than home systems coverage plans. Many plans have add-on coverage options, but this will increase your monthly cost, so make sure you know your specific needs before selecting a plan.

Coverage

Figure out which appliances and systems you use most frequently. Most home warranty providers offer custom coverage tailored to your needs. If you only need coverage for certain systems, like your heating, most companies offer systems-only plans. The same is true if you only want coverage for certain appliances. The following is a list of common systems coverage:

• Air conditioner
• Central vacuum
• Ductwork
• Electrical
• Heating
• Plumbing
• Water heater

• Built-in microwaves
• Clothes washers and dryers
• Dishwashers
• Garbage disposals
• Ovens
• Refrigerators
• Stovetops

Exclusions

Most home warranties only cover damage from normal wear and tear. They don't cover improper installation or preexisting conditions. Additionally, home warranties don't cover cosmetic issues or appliance components, routine maintenance, theft, or defects. A provider will outline its limitations and exclusions in its service contract. Read your contract thoroughly to fully understand your plan's terms and conditions.

Provider Reputation

You should also consider a provider's reputation. You can also read real customer reviews on sites like Google Reviews, Trustpilot, and Best Company. Ratings and reviews can show how providers handle customer service and claims. Check with the Illinois Attorney General to verify the status of a provider's state license.

Contractor Network

Take into account a home warranty company's network of service providers. Reputable home warranty providers source licensed and registered contractors to fulfill service requests. We suggest asking a provider where and how it sources technicians. If you can, use a provider that mentions the names of familiar service contractors. Residents of rural areas should consider choosing a home warranty provider that lets customers pick their technicians. You'll want the option to source your own providers if no in-network ones are available in your area.