Are Home Warranties Worth It for Macon Residents?
Yes, home warranties are worth it for Macon residents. Macon experiences hot summers, and you probably use your air conditioner constantly during warmer months. Your air conditioner may malfunction over time from heavy use.
Macon winters are fairly mild, but there will still be days when you rely on your heating. HVAC system replacement can cost from $2,500 to $8,000. Home warranties, on the other hand, run about $644–$737 annually, based on 120 quotes we requested from home warranty companies nationwide.
The regular rain in Macon can damage your home's roof. The financial burden of this will be lessened if your home warranty has roof-leak coverage. Finally, your home warranty will connect you with trustworthy service providers.
A reputable home warranty is a good investment because companies vet their technicians. If you're focused on work or other priorities, your home warranty company can ensure that someone reliable will handle your problem.
What To Consider Before Choosing a Home Warranty Company
Think about the following factors when selecting the best home warranty for your needs.
Cost
After getting 120 quotes for a 2,000-square-foot, single-family home, we determined that home warranties cost an average of $53–$62 per month. You'll also pay a service call fee each time you file a claim. Service call fees range from $65–$125 per claim. Basic home warranty plans generally cost less than comprehensive ones. Appliance plans usually cost less than home systems coverage plans. Consider your specific needs before choosing a plan, as getting add-on coverage options will raise the monthly price.
Coverage
Figure out which appliances and systems you use most often. You want your home warranty plan to cover these items. Most home warranties can be customized to your needs, and many providers offer systems-only plans for homeowners that only need select coverage (such as for air conditioning). You can also find plans that cover only select appliances. The following is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Typically, home warranties only cover damage from normal wear and tear. They don't cover preexisting conditions or improper installation. Generally, appliance components or cosmetic issues, defects, routine maintenance, or theft aren't covered either. Providers will outline limitations and exclusions in their service contracts. Thoroughly read your contract to ensure you understand your plan's terms and conditions.
Provider Reputation
Look into a provider's reputation before committing to a plan. Check its Better Business Bureau rating. In addition, read customer reviews on sites such as Trustpilot, Google Reviews, and Best Company. Reading these reviews gives you an idea of how providers handle customer service and claims. Check with the Georgia Consumer Protection Division to verify that a provider holds a license with the state.
Contractor Network
Take into account a home warranty company's network of service providers. Reputable home warranty companies source licensed and registered contractors to fulfill service requests. We suggest asking a provider how and where it sources technicians. We recommend picking a provider that mentions the names of familiar service contractors. Homeowners in rural areas should consider a home warranty that allows you to choose your technician. In-network service providers may not be available in your area, so it's important to have the option to source your own.
Expert Tips By
This Old House empowers homeowners with the knowledge and tools they need to tackle various projects and navigate the complexities of homeownership.
Macon Home Warranties FAQ
Do I need a home warranty in Macon?
No, home warranties are not required in Macon. However, we still recommend purchasing a home warranty to help you maintain a budget to cover expensive system and appliance breakdowns. Home warranty companies also help you save time by sourcing reputable technicians themselves.
What are preexisting conditions?
A preexisting condition is a breakdown or issue experienced by a home system or appliance before warranty coverage starts. Providers generally won't cover preexisting conditions. Try to purchase a home warranty policy while all your systems and appliances are still in working order to ensure complete protection.
What is Macon's best home warranty provider?
The best home warranty in Macon depends on what you're looking for. American Home Shield is a good choice for comprehensive coverage limits. You can also consider Liberty Home Guard if you need unique coverage.
Can I get a home warranty that covers other types of home items?
Yes, you can find a home warranty that covers household items besides common appliances and systems. For instance, some home warranty policies might cover sump pumps, stand-alone freezers, well pumps, pools and spas, or septic systems. These are normally considered add-ons. Check with your provider to determine what add-ons are available.
Why do home warranties have a waiting period before coverage begins?
Most home warranty companies have a 30-day waiting period before coverage begins. This is to know that any appliance and system breakdowns are caused by normal wear and tear rather than a preexisting condition. Home warranty providers won't cover an already broken item.
How long does a home warranty typically last?
How long a home warranty lasts depends on the company. Plans typically last for one year, and you can renew at the end of your contract.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviewsteam@thisoldhousereviews.com.
More Home Warranty Resources
National Home Warranty Ranking Methodology
Georgia Home Warranty Companies
