Are Home Warranties Worth It for Johns Creek Residents?
Yes, home warranties are worth it for Johns Creek residents. Johns Creek summers are very hot, which makes it extremely important that your air conditioner is working well. However, this system can malfunction over time from heavy use.
Winters in Johns Creek are fairly mild, but you still want a reliable heating system. Replacing your HVAC system can cost between $2,500 and $8,000, compared to a home warranty coming in at around $644–$737 annually based on 120 quotes we requested from home warranty companies nationwide. The frequent rain in Johns Creek can damage your home's roof.
The financial burden of this will be lessened if your home warranty has roof-leak coverage. Finally, home warranties connect you with reliable technicians. When work and other priorities keep you busy, you want to know a trustworthy service provider is handling your repairs.
Reputable home warranty companies vet all their service providers.
What To Consider Before Choosing a Home Warranty Company
Think about these key factors when determining the right home warranty plan for you.
We received 120 quotes for a 2,000-square-foot, single-family home and determined that home warranties cost an average of $53–$62 per month. You also have to pay service call fees each time you file a claim. These fees range from $65–$125 per claim. A basic home warranty will be more affordable than a comprehensive one. Home systems coverage plans tend to cost more than appliance plans. With most plans, you can get add-on coverage options for an additional monthly fee. Consider your specific needs before committing to a plan.
You can look for a home warranty plan that covers specific appliances and systems. Decide whether you want coverage for major systems (such as air conditioning), specific appliances, or both. Then ask your provider about its options for customized coverage. The following is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Garbage disposals
Generally, home warranties don't cover improper installation or preexisting conditions. Most policies only cover breakdowns from normal wear and tear. Most also exclude cosmetic issues or appliance components, theft, routine maintenance, or defects. Providers outline limitations and exclusions in their service contracts. Make sure you read yours carefully to fully understand your plan's terms and conditions.
Provider reputation is another key factor to consider. You can find real customer reviews on sites like Trustpilot, Best Company, and Google Reviews or check a company's Better Business Bureau (BBB) rating. Ratings and reviews can provide insight into how a company handles customer service and claims. Check with the Georgia Consumer Protection Division to verify the status of a provider's state license.
Consider a home warranty company's service provider network. Your provider should always send licensed and registered contractors to handle service requests. Make sure you ask where and how a company sources its technicians. If you can, use a provider that mentions service contractors you're familiar with. Those who live in rural areas should consider a home warranty that allows you to choose your technician. In-network service providers may not be available in your area, so you want the option to source your own.
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Johns Creek Home Warranties FAQ
Is a home warranty required in Johns Creek?
No, home warranties are not required in Johns Creek. However, home warranties are beneficial because they help you maintain a budget to cover expensive system and appliance breakdowns. Home warranty companies also help you save time by sourcing reputable technicians themselves.
What are preexisting conditions?
Preexisting conditions are breakdowns or issues experienced by a home appliance or system before warranty coverage begins. Providers usually won't cover preexisting conditions. You should purchase a home warranty policy while all your appliances and systems are still in working order to ensure complete protection.
What is the best home warranty provider in Johns Creek?
The best home warranty in Johns Creek depends on what you're looking for. American Home Shield is a solid choice for comprehensive coverage limits. You can also consider Liberty Home Guard if you need unique coverage.
Do home warranties cover other types of home items?
Yes, home warranties cover many kinds of home items other than common appliances and systems. For example, some warranties cover well pumps, septic systems, pools and spas, sump pumps, stand-alone freezers, and more. Providers usually cover these items as add-ons. Check your provider's sample contract to see what add-ons are available.
Why do home warranties have a waiting period before coverage begins?
Most home warranty companies have a waiting period of 30 days before coverage begins. This is to make sure any appliance and system breakdowns are the result of normal wear and tear rather than a preexisting condition. Home warranty providers won't cover an already broken item.
How is a home warranty different from homeowners insurance?
Homeowners insurance protects against the cost of repairs following events such as from natural disasters and accidents. In contrast, home warranties cover repairing and replacing systems and appliances that break down due to normal wear and tear.
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