Once you’ve made the leap to home ownership in Los Angeles, you want to make sure you’re protecting your investment. Although homeowners’ insurance will cover you in the event of a catastrophe, it won’t help if a major system or appliance breaks down because it’s old or overused. That’s where a home warranty comes in.

For the price of a monthly premium and a small service fee, a home warranty will pay the cost of repairing or replacing the items that it covers. This can include big-ticket items like refrigerators, air conditioners, and plumbing systems. We’ve taken a look at the best home warranties in Los Angeles, California and ranked the top companies below.

Top 5 Home Warranty Companies in Los Angeles

The highest-rated home warranty companies in Los Angeles include:

American Home Shield

For the best overall coverage and customer service, we recommend American Home Shield. This home warranty provider has been in the industry for nearly five decades and offers comprehensive coverage to homeowners nationwide, including those in southern California.

American Home Shield Plans

American Home Shield’s customers can choose between three plans. One plan protects your home’s systems, one protects your home’s appliances and systems, and one protects both while adding extra perks such as roof leak coverage.

Systems and AppliancesShieldSilver™ShieldGold™ShieldPlatinum™
Air Conditioning
Heating System
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

If you purchase any of the above plans, you can add on coverage for the following items for an extra fee.

  • Pools
  • Spas
  • Well pumps
  • Septic pumps
  • Guest units up to 750 sq. ft.

American Home Shield Prices

Before you purchase a home warranty, it’s important to know how pricing works for these contracts. You’ll pay a monthly (or yearly) premium for the length of the warranty, whether you use it or not. You’ll also pay a service call fee every time a technician visits your home to diagnose or repair a problem. However, even if you add up these fees, they are substantially less than the out-of-pocket cost of a major repair or replacement.

American Home Shield actually offers you the opportunity to adjust your premium relative to your service fee. You can choose a fee of $75, $100, or $125 per contractor visit. If you choose a higher service fee, your monthly premium will be lower. Here are the premium prices for a service fee of $75.


Monthly Premium

Yearly Premium










Note that these prices may vary based on your location or the size of your home. For a personalized quote, call 844-529-9298 or fill out this online form.

Liberty Home Guard

Liberty Home Guard (LHG) earned 87 out of 100 points in our rating system.

Liberty Home Guard

Best Customer Ratings
  • Response Time: 48 hours
  • State Availability: 50 states
  • Service Call Fee: $65–$125

Liberty Home Guard (LHG) offers three coverage plans, a 60-day workmanship guarantee, and more than 30 add-ons. LHG also provides accessible customer service via its live-chat feature on its website.

Why We Chose Liberty Home Guard

Liberty Home Guard earned 4.5 out of 5 stars in our rating system. It has the best customer ratings of any home warranty provider on this list, holding an A rating* with the BBB and 4.7 out of 5 stars on Google Reviews. We recommend LHG for homeowners with specific coverage needs, as it offers an extensive list of add-ons ranging from pool coverage to water softeners.

Our team spoke with multiple customer representatives to learn how well LHG handles customer inquiries. Based on our experiences, we believe it holds up to its stellar ratings, with each representative picking up the phone quickly and answering all our questions thoroughly.

Pros and Cons

Pros Extends a 60-day workmanship guarantee Offers 38 unique optional add-ons, including pest control and gutter cleaning Provides a live-chat customer service feature Cons Doesn't allow plan price or service call fee customization Covers high-end appliances only with add-on purchase Lacks transparency about services fees during the quote process

Plans and Pricing

Liberty Home Guard offers three service plan options: Appliance Guard, Systems Guard, and Total Home Guard. Unlike providers with flexible service call fees, LHG assigns a service call fee to your account based on your plan, add-on selections, and location. According to the representative we spoke with, service fees range from $65 to $125. All LHG’s covered items are subject to a $2,000 coverage cap and a 60-day workmanship guarantee.

Below are the monthly prices for LHG plans. Expect to pay between $600 and $720 annually. Per our research, LHG offers two additional months of coverage if you sign up for an annual plan. LHG allows you to pull a quote over the phone or online.

Here are details on LHG’s plans and optional add-on coverage:

  • Appliance Guard ($49.99 per month): Covers appliances, such as dishwashers, clothes washers, and dryers
  • Systems Guard ($54.99 per month): Covers built-in systems, such as air conditioning, heating, ductwork, and water heater
  • Total Home Guard ($59.99 per month): Covers all the items in the Appliance Guard and Systems Guard plans
  • Optional add-ons: Up to 38 options, including pest control, re-key service, gutter cleaning, floor cleaning, and generator coverage. When we pulled our quote, we were informed that pest control coverage costs an extra $15 monthly.

Liberty Home Guard’s service contract provides additional coverage information for each plan.

What To Expect

Pulling a quote from Liberty Home Guard is straightforward. First, you fill out basic personal information such as your name, phone number, and email. Then, you input your home’s address, type, and whether it is larger or smaller than 5,000 square feet. LHG will then display your home’s customized monthly premium. 

Liberty Home Guard offers solid coverage for the price. Its $2,000 coverage cap applies to all covered items except electrical and plumbing systems. In addition, it offers the most add-on coverage options compared to other providers. This makes LHG a great choice if you have unique items that need coverage. 

Note that LHG doesn’t allow you to choose your service provider since it works with its network of technicians. However, if LHG can’t source a technician from its network near you, it allows you to source your own. 

In reading customer reviews, we found that consumers’ experiences aligned with ours when contacting LHG’s customer service. Many reviewers noted the helpfulness of representatives and how quickly they resolved issues. We experienced this responsiveness each time we called or used its live-chat feature.

Select Home Warranty

If budget is your primary concern, consider Select Home Warranty. This company doesn’t offer the most comprehensive plans, but you’ll still receive coverage for repair or replacement of major systems and appliances.

Select Home Warranty Plans

The Bronze Care plan covers appliances, Gold Care covers systems, and Platinum Care covers both.

PlansBronze CareGold CarePlatinum Care
Clothes Washer
Clothes Dryer
Garbage Disposal
Built-In Microwave
Air Conditioning
Heating System
Plumbing System
Plumbing Stoppages
Electrical System
Water Heater
Garage Door Opener
Ceiling Fan

Select Home Warranty doesn’t offer additional coverage options, but all of the above plans come with limited roof leak coverage.

Select Home Warranty Prices

Select Home Warranty’s service call fee ranges between $60 and $75, depending on where you live, giving it the lowest deductible on this list. Additionally, the premium for the Platinum Care plan is the lowest price for a combination plan that covers all major systems and appliances.


Monthly Premium

Yearly Premium

Bronze Care



Gold Care



Platinum Care



Fill out this quick form or call 888-370-3956 to get a free, personalized quote from Select Home Warranty.

First American Home Warranty

If you want the best bang for your buck, check out First American Home Warranty. This company’s Basic Plan offers comprehensive coverage for a very reasonable price. It also offers an upgrade that includes some hard-to-find coverage.

First American Home Warranty Plans

First American offers California homeowners three plans. All three cover major appliances and systems, but the Value Plan adds air conditioning systems and the Eagle Premier Plan adds a refrigerator, washer, and dryer. These are the appliances that tend to cost the most to repair or replace.

PlansBasic PlanValue PlanEagle Premier Plan
Electrical System
Garage Door Openers
Attic, Ceiling, and Exhaust Fans
Central Vacuum System
Plumbing System and Stoppages
Toilet Tanks and Bowls
Water Heater
Circulating Pump
Sump Pump
Pressure Regulators
Built-In Microwave
Garbage Disposal
Instant Hot Water Dispenser
Trash Compactor
Pest Control Services
Re-Key Service
Central Air Conditioning
Kitchen Refrigerator
Clothes Washer and Dryer
First Class Upgrade

You’ll notice that both the Value Plan and the Eagle Premier Plan come with a First Class Upgrade, which you can also add to the Basic Plan for an additional fee. This add-on expands coverage to correction of code violations or repair of improper installation or modification. Most home warranties don’t apply to these situations.

Additionally, First American offers optional coverage for the following.

  • Additional refrigeration (up to 4 units)
  • Limited roof leak
  • Ornamental fountain
  • Outdoor kitchen
  • Pool and/or spa equipment
  • Pre-season HVAC tune-up
  • Septic tank pumping/system
  • Sewage ejector pump
  • Smart home devices/equipment
  • Water softener/reverse osmosis filtration system
  • Well pump
  • First Class Plus (raises coverage limits for water heating systems and code upgrades)
  • Plumbing Plus (raises coverage limits for some plumbing issues)

First American Home Warranty Prices

First American’s service call fee is the industry-standard $75, and its premiums fall on the lower end of the cost spectrum.


Monthly Premium

Yearly Premium

Basic Plan



Value Plan



Eagle Premier Plan



For details about coverage or information on pricing, fill out this form or call 800-891-9778.

Cinch Home Services

Most home warranty providers guarantee their contractors’ work for 30 days, though some may extend that to 90 days. However, Cinch Home Services offers a full 180-day workmanship guarantee, or six months from the date of the repair.

Cinch Home Services Plans

Cinch Home Services offers an Appliances Plan, a Systems Plan, and a Complete Plan, which also adds reimbursement if you need to pay a deductible on your homeowners’ insurance while the warranty is in effect.

PlansAppliancesBuilt-In SystemsComplete Plan
Clothes Washers
Clothes Dryers
Built-in Food Centers
Built-In Microwaves
Freestanding Ice Makers
Range Exhaust Hoods
Built-in Trash Compactors
Wall Ovens
Air Conditioning (including ductwork)
Attic Fans
Ceiling Fans
Central Vacuums
Electrical System
Garage Door Openers
Garbage Disposals
Heating System (including ductwork)
Instant Hot/Cold Water Dispenser
Plumbing System
Smoke Detectors
Sump Pump
Water Heater
Built-in Whirlpool/Jetted Bathtub
Homeowners Insurance Deductible Reimbursement
Air Conditioner or Water Filter Credit
Water Sensor

All plans also cover rust and corrosion as well as unknown pre-existing conditions, which many other home warranties don’t. There is also add-on coverage available for the following.

  • Pool/spa combination
  • Septic system
  • Well pump
  • Premier Upgrade Package (disposal fees, code upgrades, etc.)

Cinch Home Services Prices

The trade-off for Cinch Home Services’ workmanship guarantee and reasonable premiums is its higher than average service fees, which range from $100 to $150 depending on your plan. Here are the starting premium prices if you choose the highest deductible.


Monthly Premium

Yearly Premium




Built-in Systems



Complete Home



To get more information about Cinch Home Services’ plans and pricing, call 877-589-0505 or fill out this form.

Our Conclusion

We find the best home warranty company in Los Angeles to be American Home Shield. However, other providers may offer prices or extras that are more enticing to you. First American Home Warranty, with its wide range of coverage options, represents the best value on our list. Select Home Warranty offers the lowest deductible and premium of the plans we’ve covered. Finally, Cinch Home Services excels with its lengthy workmanship guarantee. The right home warranty for you will depend on your specific needs and budget.

FAQs About Los Angeles Home Warranties

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.