Las Vegas, Nevada is the entertainment capital of the world, but it’s also full of everyday homeowners with aging appliances and systems in their homes. Even if you take great care of your home, breakdowns are inevitable, and they can often cost thousands of dollars. A home warranty allows you to pay a monthly premium, plus a small service fee to repair or replace covered items.
The Reviews Team at This Old House researched dozens of companies and compiled a list of the four best home warranties that are available in Las Vegas, accounting for factors such as cost, coverage, service, and availability.
Since 1971, American Home Shield (AHS) has been among the top home warranty providers on the market, and it is our top overall pick for Vegas residents. Unlike many home warranty companies, American Home Shield will cover items of any age, cover damage due to rust and corrosion, and haul away your old, defective items.
American Home Shield Plans
American Home Shield offers three plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. ShieldPlatinum is AHS’s most popular, and it combines the coverage of ShieldSilver and ShieldGold include up to 23 total items. Here’s what’s covered by each plan:
If you need more protection, AHS offers optional coverage for personal electronics, pools and in-ground spas, guest units, septic pumps, and well pumps. Each is available for a slight upcharge in monthly rate.
American Home Shield Prices
American Home Shield offers flexibility in monthly price due to its service call fee structure. Choosing a higher fee will result in a lower monthly payment. Here’s a breakdown of AHS’s monthly rate with the $75 service call fee.
If you’re looking for a great all-around home warranty plan with flexible payment options, get a free online quote from American Home Shield or call 844-529-9298.
Liberty Home Guard has been in business since 2018, and it has already earned our highest mark for trustworthiness. Liberty offers an online portal for submitting claims 24/7, and the streamlined process allows Liberty to have some of the fastest service in the industry. The majority of claims submitted to Liberty Home Guard have a technician on-site within 24 business hours. Furthermore, Liberty has a network of more than 10,000 technicians, and each must pass a rigorous 10-point vetting process before they can provide service.
Liberty Home Guard Plans
Liberty’s Appliance Guard plan covers kitchen and laundry appliances, its Systems Guard plan protects your most important systems, and the Total Home Guard plan secures all essential items in your home. Here’s what’s covered by each plan:
Liberty Home Guard’s plans cover the essentials, but with 27 additional coverage options, homeowners can craft a customized plan to suit their needs. If you need coverage beyond the Total Home Guard plan, it is likely available as an a la carte option. Liberty also offers some rarely seen add-ons, including gutter cleaning, pest control, lighting fixtures, and lawn sprinkler systems coverage.
Liberty Home Guard Prices
Liberty offers both monthly and yearly pricing, with a month of free coverage for homeowners who choose to pay all at once. Liberty is able to negotiate volume discounts from its suppliers, and it passes those savings down to customers, which is why Liberty’s service call is the lowest in the industry at just $60. Here is the price breakdown for each plan and each payment structure:
Get an instant, personalized quote from Liberty Home Guard or call 866-452-9107.
First American Home Warranty
First American Home Warranty is our top choice for homeowners seeking the best value from their home warranty. First American offers two plans with high coverage limits and an $85 service fee. For many items, there is no dollar limit on repairs, and any limits on coverage that do exist are typically higher than First American’s competitors.
First American Home Warranty Plans
First American offers the Basic Plan, which covers appliances in your kitchen and laundry room. The Premier Plan adds home systems coverage to the Basic Plan, covering the entire home. Here’s a breakdown of what each plan offers:
Notably, First American Home Warranty does not provide air conditioning coverage in either plan. Las Vegas homeowners dealing with hot summer weather will likely need coverage for air conditioning, and it is available through First American as an add-on. This provides more flexibility when selecting your plan, and your air conditioning will be fully covered with no dollar limit.
Other notable add-ons include coverage for your well pump, septic tank, and pool. First American’s First Class Upgrade broadens the coverage for your entire plan and includes coverage for fees associated with repairs, such as cranes, hauling away old equipment, and building permits.
First American Home Warranty Prices
First American’s plans can be paid on a yearly or monthly basis, and all plans come with a standard $85 service fee.
Here’s a breakdown of each plan’s price with each payment schedule:
To learn more about this top provider, get a free online quote or call First American Home Warranty at 800-891-9778.
Cinch Home Services plans are backed by a 180-day workmanship guarantee, which is much longer than the industry average of 30 days. Since 1978, Cinch has provided comprehensive coverage to Las Vegas residents. Homeowners can manage their account and request service online 24/7 on Cinch’s mobile-friendly website.
Cinch Home Services Plans
Cinch offers the Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The Complete Home Plan is among the most comprehensive plans available for Las Vegas residents and includes some unique coverages, including a $500 homeowners insurance deductible reimbursement. Here’s a breakdown of what’s covered by each plan:
Cinch offers a variety of additional coverage options, including a Premier Upgrade Package. For $10 extra per month, Cinch will cover the cost of charges, such as permits and code upgrades, not normally covered by a home warranty.
Cinch Home Services Prices
Cinch Home Services offers three options for your service fee: $100, $125, and $150. Choosing a higher service fee will result in a lower monthly payment, and vice versa. Cinch’s service fees are higher than the industry average, but its coverage and monthly price still provide excellent value for Vegas homeowners.
Here’s a breakdown of Cinch’s monthly prices for each plan and service fee option.
If you’re looking for the most coverage backed by a 180-day service guarantee, we recommend getting a free online quote from Cinch or calling 877-589-0505.
There’s no one-size-fits-all home warranty for Las Vegas residents. Although American Home Shield is considered our best overall provider, homeowners will have their own set of priorities when shopping for the best plan. We recommend getting free quotes from several providers and weighing your options.
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at email@example.com.