A Houston home warranty is designed to mitigate the damages of unexpected home repairs and give you peace of mind if a major system or appliance breaks down. Unlike homeowner’s insurance, which covers personal property and structural damage from fires and natural disasters, a home warranty protects you from the high costs associated with repairing or replacing systems and appliances that have failed due to normal wear and tear.

If you’re looking for a home warranty company in Texas, specifically Houston, keep reading to learn about top home warranty providers, coverage and pricing, and how to purchase a home warranty in the Houston area.

Best Home Warranty Companies in Houston

Most comprehensive home warranty companies offer multiple plans to fit your home protection needs. The following providers do just that, offering you quality home warranty coverage at affordable prices in the Houston area.

American Home Shield

With over 50 years in the home warranty industry, American Home Shield (AHS) has become a trusted home warranty provider in the United States, offering 24/7 customer service and comprehensive coverage through three distinct plans.

  • ShieldSilver™: This plan covers home systems, such as your electrical and plumbing systems.
  • ShieldGold™: This plan adds coverage for appliances to the ShieldSilver plan’s coverage, totaling 23 items covered.
  • ShieldPlatinum™: This plan covers the same items as the ShieldGold plan and increases coverage caps across the board. The ShieldPlatinum also includes a free HVAC tune-up and roof leak coverage.

Compare plan pricing for American Home Shield below:


$75 Service Fee

$100 Service Fee

$125 Service Fee


$54.99 per month

$44.99 per month

$39.99 per month


$64.99 per month

$54.99 per month

$49.99 per month


$79.99 per month

$69.99 per month

$64.99 per month

For an additional cost, American Home Shield customers can also include coverage for these five items:

  • Electronic extended warranty
  • Pool and spas
  • Well pump
  • Septic pump
  • Guest unit

In addition to paying a monthly premium, you’ll pay a service call fee, a one-time cost paid to the contractor when they examine the appliance or system in question. American Home Shield allows customers to select their own service fee: $75, $100, $125. Typically, a higher service fee means a lower monthly payment, while a lower service fee increases the monthly cost.

For a free quote from American Home Shield, fill out this online form or call them at 888-751-6014.

Learn More: American Home Shield Review

Choice Home Warranty

Choice Home Warranty (CHW) offers affordable coverage through their two plans, the Basic Plan and the Total Plan. Both plans provide comprehensive appliance and system coverage, regardless of the age of your home and its appliances, so long as you’ve properly maintained them.

  • Basic Plan—This plan provides coverage for 14 home systems and appliances, though it doesn’t cover your air conditioning, refrigerator, or clothes washer and dryer. This coverage option will cost you around $36 a month.
  • Total Plan—The Total Plan covers 18 of your home’s major systems and appliances, including the heating system, refrigerator, and dishwasher. This coverage option will cost around $43.85 a month.

For an additional monthly fee, CHW provides add-on coverage for the following items:

  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Well pump
  • Limited roof leaks
  • Stand alone freezer
  • Sump pump
  • Septic system
  • Septic tank pumping

Note: Choice requires customers to pay technicians a service fee between $60-$85.

Learn More: Choice Home Warranty Review

The Home Service Club

As a newcomer in the home warranty industry, The Home Service Club (HSC) has made a name for itself by providing extensive protection on major appliances and systems. The company offers two simple home warranty plans, a Standard Plan and Comprehensive Plan, which are outlined below.

  • Standard Plan—The Standard Plan includes coverage on 18 essential appliances and systems within your home, like the refrigerator and electrical system. The plan costs $45.95 a month.
  • Comprehensive Plan—Comprehensive coverage includes everything in the Standard Plan, plus coverage on an additional 12 appliances and systems, such as doorbells and sump pumps. Coverage with this plan costs $60.95 per month.

Along with the cost of your selected plan, you’ll have to pay a service fee of $85 every time a contractor comes out to your home to fix a broken system or appliance.

For an additional monthly cost, The Home Service Club offers optional coverage for the following items:

  • Roof coverage
  • Jetted bathtub
  • Well pump
  • Sewage ejector pump
  • Pool or spa
  • Water softener
  • Freestanding freezer
  • Spa and spa heater
  • Sprinkler system
  • Freestanding additional refrigerator
  • Refrigerator built-in units with dual compressors
  • Utility line coverage

Benefits of a Home Warranty in Houston, Texas

In Houston, the weather ranges from mild winters to severe heat and humidity in the summertime. Due to the extreme heat during the summer months, it’s important to maintain a fully functioning air conditioner to protect you and your home from the harsh weather conditions.

Purchasing a home warranty takes on the burden of repairing or replacing a failed home system or appliance, such as your air conditioner, if it breaks down unexpectedly in the middle of summer. Not to mention, having a home warranty saves you the time from having to look for a trusted contractor yourself and gives you access to an entire network of repair professionals.

What Does a Home Warranty Cover in Houston?

Home warranties in Houston can vary in coverage and price depending on your selected plan, however, a typical plan usually covers the following items:

  • Plumbing
  • HVAC system
  • Air conditioner
  • Electrical system
  • Refrigerator
  • Water heater
  • Dishwasher
  • Built-in microwave
  • Clothes washer
  • Clothes dryer
  • Oven/Stove/Range
  • Trash compactor
  • Garage door opener

How Much Does a Home Warranty Cost in Houston?

The price of your home warranty will vary based on the plan you select and number of items it covers. If you choose a plan with a lower service fee, or choose to cover optional items, you may pay a higher monthly premium.

On average, a home warranty usually costs $300-$600 per year. If you choose a basic plan with minimal coverage, you’ll likely pay closer to $300. If you opt for a more comprehensive plan with optional coverage, you’ll pay more.

Our Conclusion

All the home warranty providers mentioned above offer home protection plans that cover major systems and appliances in your Houston home. To ensure you select the home warranty company that best fits your needs, we suggest reading a sample contract before signing up for coverage and receiving quotes from all three providers and comparing coverage specifics and plan pricing.

FAQs About Houston Home Warranties

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.