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Best Home Warranty Companies in Cleveland

Home warranties cover repairs and replacements when appliances and systems wear out from regular use. In this guide, we help you find the best home warranty in Cleveland.

If you’re looking for a home warranty in Cleveland, you might not be sure where to start. All home warranties offer basic coverage for your home’s major appliances and systems. If a covered item breaks down due to natural wear-and-tear damage over time, a home warranty will pay for a contractor to repair the problem. If repair isn’t possible, this service contract will cover the cost of a replacement.

However, with so many home warranty companies out there, keeping track of who offers what at the best price can be time-consuming. To that end, we’ve prepared a list of the top three home warranty companies in Cleveland, Ohio to make your search easier. We’re confident you can find the right warranty for your home from a provider on our list.

Top 3 Home Warranty Companies in Cleveland

The highest-rated home warranty companies in Cleveland include:

American Home Shield

Someone has to come in at number one, and for us, that’s American Home Shield. A broad range of coverage, customer satisfaction, and a long track record in the industry make this company our overall pick for best home warranty provider in Cleveland.

American Home Shield Plans

American Home Shield offers three plans. Below, we list the covered items under the company’s plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™.

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™

Air Conditioning

Heating System




Smoke Detectors

Ceiling Fans

Plumbing and Stoppages

Water Heaters

Water Dispensers

Central Vacuums


Ranges, Ovens, and Cooktops

Clothes Washer

Clothes Dryers


Built-In Microwave

Trash Compactors

Freestanding Ice Maker

Garage Door Opener

Built-In Food Centers

Coverage Boost

Roof Leak Coverage

With any of these plans, American Home Shield also lets you select additional coverage for the following.

  • Pools/spas
  • Well pumps
  • Septic pumps
  • Guest units (up to 750 sq. ft.)

American Home Shield Prices

For any home warranty, you’ll pay a monthly or yearly premium for the length of the contract. This price doesn’t change no matter how many technician visits you need. Here are American Home Shield’s premiums.

Plans Monthly Premium Yearly Premium










However, you’ll also pay a service call fee or deductible every time you need to file a claim. The industry average for this fee is $75, which is what American Home Shield offers with the premium prices above. However, the company also provides the option of paying a higher service call fee—$100 or $150—in exchange for a lower premium.

To find out how much an American Home Shield warranty will cost, fill out this online form to get a personalized quote.

Liberty Home Guard

If customer reviews and Better Business Bureau ratings count the most in your search for a home warranty company, Liberty Home Guard is your best bet. We find it to be a thoroughly trustworthy provider.

Liberty Home Guard Plans

Liberty Home Guard also offers the standard three plans: one for systems, one for appliances, and one for both.

Plans System Guard Appliance Guard Total Guard

Air Conditioning





Water Heaters

Clothes Washer

Clothes Dryer

Kitchen Refrigerator

Built-In Microwave


Garbage Disposal


Ceiling and Exhaust Fans

Garage Door Opener

Liberty Home Guard’s list of extra coverage options is fairly comprehensive, including a few items not covered by most other home warranty providers.

  • Pool and spa
  • Additional spa
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Central vacuum
  • Standalone freezer
  • Re-key
  • Second refrigerator
  • Well pump

Liberty Home Guard Prices

With a deductible of $60, Liberty Home Guard is a good choice for people who anticipate getting a lot of use out of their home warranty. As a trade-off, the premium prices are a little higher than average.

Plans Monthly Premium Yearly Premium

System Guard



Appliance Guard



Total Guard



For a personalized quote from Liberty Home Guard, fill out this quick form.

First American Home Warranty

Finally, First American Home Warranty gets our vote for best value for the money. It offers a First Class Upgrade option that covers expenses from necessary permits, refrigerant recapture and disposal, and even some code upgrades.

First American Home Warranty Plans

In Ohio, First American offers the following three plans. The aforementioned First Class Upgrade comes standard with the Eagle Premier Plan, but it can be added to the other two plans for an additional fee.

Plans Basic Plan Value Plus Plan Eagle Premier Plan



Central Air Conditioning

Electrical System

Garage Door Openers

Attic, Ceiling, and Exhaust Fans

Central Vacuum System

Plumbing System and Stoppages

Toilet Tanks and Bowls

Water Heater

Circulating Pump

Sump Pump

Pressure Regulators

Built-In Microwave



Garbage Disposal

Instant Hot Water Dispenser

Trash Compactor

Kitchen Refrigerator

Clothes Washer and Dryer

First Class Upgrade

Here are First American’s offerings for extra coverage.

  • Additional refrigerators (up to 4)
  • Pool and/or spa equipment
  • Limited roof leak
  • Septic tank pumping/system
  • Well pump

First American Home Warranty Prices

First American’s $75 service call fee is accompanied by these premium prices.

Plans Monthly Premium Yearly Premium

Basic Plan



Value Plan



Eagle Premier Plan



For more information on pricing, fill out this form to contact First American Home Warranty.

Our Conclusion

The best home warranty company for you may be different from the best one for your neighbor. Here are our superlatives for these top three companies.

Frequently Asked Questions About Cleveland Home Warranties

How much does a home warranty cost in Cleveland?

The specific cost of a home warranty will depend on how much coverage you want. Plans with the most basic coverage cost somewhere around $30-$40 a month or $360-$480 a year. Plans with more comprehensive coverage will range from about $50-$60 a month or $600-$720 a year.

What does a home warranty cover in Cleveland?

Unlike homeowners insurance and manufacturers warranties, a home warranty primarily covers wear-and-tear damage. This means that a well-maintained appliance or system that breaks down in the course of normal use is generally eligible for coverage. The age of the appliance and the age of the home aren’t usually factors in determining eligibility.

What are the benefits of a home warranty in Cleveland?

When your home repair budget is a concern, the biggest benefit of a home warranty is peace of mind. Although these contracts don’t cover everything, they do keep you from facing huge repair and replacement bills if something in your home wears out. You know you won’t be stuck with a broken refrigerator or heating system because the repair costs are too high.

Our Rating Methodology

The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.

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