Best Home Warranty Companies in Cleveland
If you’re looking for a home warranty in Cleveland, you might not be sure where to start. All home warranties offer basic coverage for your home’s major appliances and systems. If a covered item breaks down due to natural wear-and-tear damage over time, a home warranty will pay for a contractor to repair the problem. If repair isn’t possible, this service contract will cover the cost of a replacement.
However, with so many home warranty companies out there, keeping track of who offers what at the best price can be time-consuming. To that end, we’ve prepared a list of the top three home warranty companies in Cleveland, Ohio to make your search easier. We’re confident you can find the right warranty for your home from a provider on our list.
Top 3 Home Warranty Companies in Cleveland
The highest-rated home warranty companies in Cleveland include:
- American Home Shield: Best for Comprehensive Coverage
- Liberty Home Guard: Best Customer Ratings
- First American Home Warranty: Best Appliance Coverage
American Home Shield
Someone has to come in at number one, and for us, that’s American Home Shield. A broad range of coverage, customer satisfaction, and a long track record in the industry make this company our overall pick for best home warranty provider in Cleveland.
American Home Shield Plans
American Home Shield offers three plans. Below, we list the covered items under the company’s plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™.
| Systems and Appliances | ShieldSilver™ | ShieldGold™ | ShieldPlatinum™ |
|---|---|---|---|
|
Air Conditioning |
✓ |
✓ |
✓ |
|
Heating System |
✓ |
✓ |
✓ |
|
Ductwork |
✓ |
✓ |
✓ |
|
Electrical |
✓ |
✓ |
✓ |
|
Doorbells |
✓ |
✓ |
✓ |
|
Smoke Detectors |
✓ |
✓ |
✓ |
|
Ceiling Fans |
✓ |
✓ |
✓ |
|
Plumbing and Stoppages |
✓ |
✓ |
✓ |
|
Water Heaters |
✓ |
✓ |
✓ |
|
Water Dispensers |
✓ |
✓ |
✓ |
|
Central Vacuums |
✓ |
✓ |
✓ |
|
Refrigerators |
✓ |
✓ |
|
|
Ranges, Ovens, and Cooktops |
✓ |
✓ |
|
|
Clothes Washer |
✓ |
✓ |
|
|
Clothes Dryers |
✓ |
✓ |
|
|
Dishwashers |
✓ |
✓ |
|
|
Built-In Microwave |
✓ |
✓ |
|
|
Trash Compactors |
✓ |
✓ |
|
|
Freestanding Ice Maker |
✓ |
✓ |
|
|
Garage Door Opener |
✓ |
✓ |
|
|
Built-In Food Centers |
✓ |
✓ |
|
|
Coverage Boost |
✓ |
||
|
Roof Leak Coverage |
✓ |
With any of these plans, American Home Shield also lets you select additional coverage for the following.
- Pools/spas
- Well pumps
- Septic pumps
- Guest units (up to 750 sq. ft.)
American Home Shield Prices
For any home warranty, you’ll pay a monthly or yearly premium for the length of the contract. This price doesn’t change no matter how many technician visits you need. Here are American Home Shield’s premiums.
| Plans | Monthly Premium | Yearly Premium |
|---|---|---|
|
ShieldSilver™ |
$49.99 |
$599.88 |
|
ShieldGold™ |
$59.99 |
$719.88 |
|
ShieldPlatinum™ |
$74.99 |
$899.88 |
However, you’ll also pay a service call fee or deductible every time you need to file a claim. The industry average for this fee is $75, which is what American Home Shield offers with the premium prices above. However, the company also provides the option of paying a higher service call fee—$100 or $150—in exchange for a lower premium.
To find out how much an American Home Shield warranty will cost, fill out this online form to get a personalized quote.
Liberty Home Guard
If customer reviews and Better Business Bureau ratings count the most in your search for a home warranty company, Liberty Home Guard is your best bet. We find it to be a thoroughly trustworthy provider.
Liberty Home Guard Plans
Liberty Home Guard also offers the standard three plans: one for systems, one for appliances, and one for both.
| Plans | System Guard | Appliance Guard | Total Guard |
|---|---|---|---|
|
Air Conditioning |
✓ |
✓ |
|
|
Heating |
✓ |
✓ |
|
|
Ductwork |
✓ |
✓ |
|
|
Plumbing |
✓ |
✓ |
|
|
Electrical |
✓ |
✓ |
|
|
Water Heaters |
✓ |
✓ |
|
|
Clothes Washer |
✓ |
✓ |
|
|
Clothes Dryer |
✓ |
✓ |
|
|
Kitchen Refrigerator |
✓ |
✓ |
|
|
Built-In Microwave |
✓ |
✓ |
|
|
Dishwasher |
✓ |
✓ |
|
|
Garbage Disposal |
✓ |
✓ |
|
|
Range/Oven/Cooktop |
✓ |
✓ |
|
|
Ceiling and Exhaust Fans |
✓ |
✓ |
|
|
Garage Door Opener |
✓ |
✓ |
Liberty Home Guard’s list of extra coverage options is fairly comprehensive, including a few items not covered by most other home warranty providers.
- Pool and spa
- Additional spa
- Gutter cleaning
- Floor/carpet cleaning
- Sump pump
- Septic system pumping
- Limited roof leak
- Pest control
- Central vacuum
- Standalone freezer
- Re-key
- Second refrigerator
- Well pump
Liberty Home Guard Prices
With a deductible of $60, Liberty Home Guard is a good choice for people who anticipate getting a lot of use out of their home warranty. As a trade-off, the premium prices are a little higher than average.
| Plans | Monthly Premium | Yearly Premium |
|---|---|---|
|
System Guard |
$49.99 |
$599.88 |
|
Appliance Guard |
$39.99 |
$479.88 |
|
Total Guard |
$59.99 |
$719.88 |
For a personalized quote from Liberty Home Guard, fill out this quick form.
First American Home Warranty
Finally, First American Home Warranty gets our vote for best value for the money. It offers a First Class Upgrade option that covers expenses from necessary permits, refrigerant recapture and disposal, and even some code upgrades.
First American Home Warranty Plans
In Ohio, First American offers the following three plans. The aforementioned First Class Upgrade comes standard with the Eagle Premier Plan, but it can be added to the other two plans for an additional fee.
| Plans | Basic Plan | Value Plus Plan | Eagle Premier Plan |
|---|---|---|---|
|
Heating |
✓ |
✓ |
✓ |
|
Ductwork |
✓ |
✓ |
✓ |
|
Central Air Conditioning |
✓ |
✓ |
✓ |
|
Electrical System |
✓ |
✓ |
✓ |
|
Garage Door Openers |
✓ |
✓ |
✓ |
|
Attic, Ceiling, and Exhaust Fans |
✓ |
✓ |
✓ |
|
Central Vacuum System |
✓ |
✓ |
✓ |
|
Plumbing System and Stoppages |
✓ |
✓ |
✓ |
|
Toilet Tanks and Bowls |
✓ |
✓ |
✓ |
|
Water Heater |
✓ |
✓ |
✓ |
|
Circulating Pump |
✓ |
✓ |
✓ |
|
Sump Pump |
✓ |
✓ |
✓ |
|
Pressure Regulators |
✓ |
✓ |
✓ |
|
Built-In Microwave |
✓ |
✓ |
✓ |
|
Dishwasher |
✓ |
✓ |
✓ |
|
Oven/Range/Cooktop |
✓ |
✓ |
✓ |
|
Garbage Disposal |
✓ |
✓ |
✓ |
|
Instant Hot Water Dispenser |
✓ |
✓ |
✓ |
|
Trash Compactor |
✓ |
✓ |
✓ |
|
Kitchen Refrigerator |
✓ |
✓ |
|
|
Clothes Washer and Dryer |
✓ |
✓ |
|
|
First Class Upgrade |
✓ |
Here are First American’s offerings for extra coverage.
- Additional refrigerators (up to 4)
- Pool and/or spa equipment
- Limited roof leak
- Septic tank pumping/system
- Well pump
First American Home Warranty Prices
First American’s $75 service call fee is accompanied by these premium prices.
| Plans | Monthly Premium | Yearly Premium |
|---|---|---|
|
Basic Plan |
$31.67 |
$380.00 |
|
Value Plan |
$40.83 |
$490.00 |
|
Eagle Premier Plan |
$46.25 |
$555.00 |
For more information on pricing, fill out this form to contact First American Home Warranty.
Our Conclusion
The best home warranty company for you may be different from the best one for your neighbor. Here are our superlatives for these top three companies.
- For the most responsive company, we recommend Liberty Home Guard.
- For the best overall experience, we recommend American Home Shield.
- For the best appliance coverage, we recommend First American Home Warranty.
Frequently Asked Questions About Cleveland Home Warranties
How much does a home warranty cost in Cleveland?
The specific cost of a home warranty will depend on how much coverage you want. Plans with the most basic coverage cost somewhere around $30-$40 a month or $360-$480 a year. Plans with more comprehensive coverage will range from about $50-$60 a month or $600-$720 a year.
What does a home warranty cover in Cleveland?
Unlike homeowners insurance and manufacturers warranties, a home warranty primarily covers wear-and-tear damage. This means that a well-maintained appliance or system that breaks down in the course of normal use is generally eligible for coverage. The age of the appliance and the age of the home aren’t usually factors in determining eligibility.
What are the benefits of a home warranty in Cleveland?
When your home repair budget is a concern, the biggest benefit of a home warranty is peace of mind. Although these contracts don’t cover everything, they do keep you from facing huge repair and replacement bills if something in your home wears out. You know you won’t be stuck with a broken refrigerator or heating system because the repair costs are too high.
Our Rating Methodology
The This Old House Reviews Team backs up our home warranty ratings and recommendations with a detailed rating methodology to objectively score each provider. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts from each company, and conducting focus groups and consumer surveys. We then score each provider against our review standards for coverage, value, trustworthiness and transparency, availability, and customer service to arrive at a final score out of 100.
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.
