5 Best Home Warranty Companies for Wells (2024)
If your home relies on well water, any issue could leave you without water for some time. For a busy household, this can be paralyzing, leaving you unable to drink, wash your hands, cook a meal, or do laundry. For this reason, many homeowners have to act fast when they notice the first signs of trouble with their well. A home warranty can give you the confidence to act fast without fearing the financial burden of repairs or replacements.
While wells are typically covered within five years of installation, they are often much older than that, which can leave you without the protection of a well warranty. Many home warranty providers offer well pump coverage as an add-on to their base plan packages. Each provider will vary in the components it covers and the limits it outlines, so it’s important to compare plans before making your final choice.
Our team has carefully vetted dozens of the top home warranty providers in the nation to determine the best companies for well coverage. Below you’ll see what makes each company stand out and how the policies, costs, and add-on options compare. Overall, our top pick for well coverage is Liberty Home Guard based on its $2,000 coverage limit for well pumps.
Best Home Warranty Companies for Well Coverage
- Liberty Home Guard: Best Customer Ratings
- American Home Shield: Best for Comprehensive Coverage
- Select Home Warranty: Best Value
- 2-10 Home Buyers Warranty: Cheapest Appliance Plan
- The Home Service Club: Quickest Coverage
Reviews of the Best Home Warranty Companies for Wells
Our Final Take on the Best Well Pump Warranties
Based on the amount of coverage offered, we recommend Liberty Home Guard for well pump repairs and replacements. LHG offers an impressive $2,000 in coverage alongside a generous workmanship guarantee for all completed repairs. If you want to prioritize your home’s appliances and systems while covering your well pump, American Home Shield and 2-10 Home Buyers Warranty are solid options. Before signing up, we recommend pulling quotes from three providers to compare costs and coverage options.
FAQs About Well Pump Warranties
How long is a well pump warranty?
After installation, well pumps are typically covered by a manufacturer’s warranty for five years. This warranty covers replacement parts, but it typically excludes labor costs. According to Mr. Rooter, the average well pump can last anywhere from 10–15 years, which leaves you with a gap of 5–10 years if you don’t have a home warranty.
With a home warranty, you can access technicians who can diagnose, repair, or replace the necessary parts of your home’s main water source without fearing large out-of-pocket expenses.
Do home warranties cover well and septic?
Many home warranty providers cover well pumps and septic tanks as an add-on option. You’ll want to read every provider’s policy carefully to discover precisely which parts of your system are covered. For example, many providers will cover the well pump but not the pressure tank.
Are wells covered by homeowners insurance?
Wells are only covered by homeowners insurance if the damage results from a perilous event, such as weather damage or vandalism, but not in everyday use.
Related Resources
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Here’s a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each company’s reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.