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Best Home Warranty in Phoenix, AZ

If you’re a Phoenix resident, it’s crucial that systems and appliances like your air conditioning and refrigerator are protected in the event of a breakdown. Read on for the best home warranty companies in Phoenix that can protect your home items and prevent you from paying for expensive repair bills out of pocket.

An Arizona home with green front yard and several green shrubs. Adobe

With Arizona’s hot climate, it’s important to maintain your air conditioning, refrigerator, and other systems and appliances. Luckily, a home warranty can help cover repair and replacement costs when covered systems or appliances break down from normal wear and tear.

To help you find the best home warranty for your home, the This Old House Reviews Team researched a variety of home warranty companies in Arizona and compared them on coverage, plans, and pricing. Here are our recommendations for the best home warranty companies in Phoenix.

Top 4 Home Warranty Companies in Phoenix

The highest-rated home warranty companies in Phoenix, AZ, include:

  1. American Home Shield: Best Overall
  2. Choice Home Warranty: Best Basic Plan
  3. Cinch Home Services: Best Additional Perks
  4. Liberty Home Guard: Most Responsive

1. American Home Shield

With over 50 years of experience in the home warranty industry, American Home Shield (AHS) is our pick for the best overall home warranty provider in Phoenix. It provides three comprehensive coverage plans and covers damage that other companies don’t, including breakdowns resulting from improper repairs, insufficient maintenance, pre-existing conditions, rust, sediment, and corrosion.

American Home Shield offers three coverage plans: ShieldSilver, ShieldGold, and ShieldPlatinum. Compare all three plans below.

American Home Shield Plans

Coverage ShieldSilver ShieldGold ShieldPlatinum
Coverage ShieldSilver ShieldGold ShieldPlatinum
Air conditioning
Heating
Ductwork
Electrical system
Doorbell
Ceiling fans
Garage door openers
Plumbing
Water heater
Refrigerator
Range/Cooktop
Oven
Dishwasher
Built-in microwave
Garbage disposal
Hot/Cold water dispenser
Washer/Dryer
Roof leak repairs
HVAC tune-up
A/C refrigerant
Code violations
Permits

American Home Shield Prices

American Home Shield offers three service call fees: $75, $100, and $125. You can choose a service fee of $100 or $125 for a reduced monthly premium, or you can choose a lower service call fee for higher monthly plan prices. Compare AHS plan costs below with a $75 service call fee.

Plan Pricing Breakdown

Plan Monthly Premium
Plan Monthly Premium
ShieldSilver $49.99
ShieldGold $59.99
ShieldPlatinum $74.99

Call American Home Shield at 844-529-9298 or fill out this simple online form to get a free quote.

2. Choice Home Warranty

If budget is a primary concern and you want a coverage plan that covers both systems and appliances, we recommend Choice Home Warranty. Instead of offering separate system and appliance plans, Choice offers a Basic Plan and Total Plan that cover both. Choice’s Basic Plan covers essential items in your home for a little more than a dollar per day, while the Total Plan covers everything in the Basic Plan and adds coverage for your air conditioning, refrigerator, washer, and dryer.

Choice Home Warranty Plans

Coverage Basic Plan Total Plan
Coverage Basic Plan Total Plan
Heating
Electrical
Plumbing (including stoppages)
Water heater
Whirlpool bathtub
Oven/Range/Stove
Cooktop
Dishwasher
Built-in microwave
Garbage disposal
Ductwork
Garage door opener
Ceiling and exhaust fans
Air conditioning
Refrigerator
Clothes washer
Clothes dryer

Choice Home Warranty Prices

Choice offers a single service fee of $85 with both plans. Compare plan costs for Choice Home Warranty below.

Plan Pricing Breakdown

Plan Monthly Premium
Plan Monthly Premium
Basic Plan $39.00
Total Plan $47.00

For a customized quote, call Choice Home Warranty at 929-400-6165 or fill out this easy online form.

3. Cinch Home Services

Formerly known as Cross Country Home Services, Cinch Home Services offers three comprehensive coverage plans and three service call fees. In addition to the perks detailed below, you’ll receive a 180-day guarantee on all repairs—if a Cinch contractor’s repair work fails in the first six months, the company will send another technician to your home to fix it for free.

All three of Cinch’s plans come with water sensor coverage and air conditioning or water filter credits. Additionally, if you need to pay money toward your homeowners insurance deductible, you may be eligible for reimbursement with the Complete Home Plan.

Compare all three Cinch Home Services plans below.

Cinch Home Services Plans

Coverage Appliances Built-In Systems Complete Home
Coverage Appliances Built-In Systems Complete Home
Washer/Dryer
Cooktop
Dishwasher
Built-in food center
Built-in microwave
Freestanding ice maker
Range/Exhaust hood
Refrigerator
Built-in trash compactor
Oven
AC and heating (including ductwork)
Attic/Ceiling fans
Central vacuum
Doorbells
Electrical system
Garage door openers
Garbage disposal
Instant hot/cold water dispenser
Plumbing
Smoke detectors
Sump pump
Water heater
Built-in jetted bathtub
Insurance deductible reimbursement

Cinch Home Services Prices

Cinch allows you to choose between a service call fee of $100, $125, or $150. The higher your service call fee, the lower your monthly premium will be. Here’s a breakdown of Cinch’s service fees and monthly premiums.

Plan Pricing Breakdown

Plan $100 Service Fee $125 Service Fee $150 Service Fee
Plan $100 Service Fee $125 Service Fee $150 Service Fee
Appliances $45.00 $52.00 $62.00
Built-In Systems $40.00 $46.00 $56.00
Complete Home $35.00 $40.00 $50.00

Call Cinch Home Services at 844-979-0899 or fill out this simple online form to get a free quote.

4. Liberty Home Guard

Liberty Home Guard (LHG) has a responsive customer service department that makes the company one of the most trustworthy home warranty providers available. It typically sends a contractor out to your home within 24–48 hours of receiving a claim, and it has an online portal that allows customers to track service requests.

Liberty Home Guard offers three plans: Systems Guard, Appliance Guard, and Total Home Guard. The Systems Guard plan covers home systems, such as your air conditioning and plumbing, the Appliance Guard plan covers appliances, such as your washer and dryer, and the Total Home Guard plan covers a combination of systems and appliances. With all three plans, you can add on coverage for up to 30 items, including additional refrigerators and well or sump pumps.

Liberty Home Guard Plans

Coverage Systems Guard Appliance Guard Total Home Guard
Coverage Systems Guard Appliance Guard Total Home Guard
Air conditioning
Heating
Ductwork
Plumbing
Electrical
Water heater
Washer/Dryer
Refrigerator
Built-in microwave
Dishwasher
Garbage disposal
Range/Oven/Cooktop
Ceiling/Exhaust fans
Garage door openers

Liberty Home Guard Prices

Liberty’s service call fee is the lowest on our list at $60—this is also lower than the industry average of $65–$125. For monthly plan prices, compare sample quotes from Liberty Home Guard below.

Plan Pricing Breakdown

Plan Monthly Premium
Plan Monthly Premium
Appliance Guard $39.99
Systems Guard $49.99
Total Home Guard $59.99

Plan prices may vary based on the location and size of your home. Call Liberty Home Guard at 866-452-9107 or fill out this easy online form for a free estimate.

What Does a Home Warranty in Phoenix Cover?

A Phoenix home warranty covers the cost to repair or replace major systems or appliances that break down over the course of normal use. Here’s a list of systems and appliances that are commonly covered under a home warranty:

  • Air conditioning
  • Heating
  • Electrical
  • Plumbing
  • Ductwork
  • Water heater
  • Refrigerator
  • Dishwasher
  • Range/Oven
  • Clothes washer
  • Clothes dryer
  • Ceiling fans
  • Garage door openers

Benefits of a Home Warranty in Phoenix, AZ

Choosing a contractor can be stressful if you don’t have solid recommendations from friends and family. A home warranty removes the stress of finding a trusted contractor since most providers have a pre-vetted network of technicians to make repairs. Perhaps more importantly, a home warranty protects your budget by covering costly repairs when covered appliances or systems break down. If a covered item needs a repair, you only have to pay the cost of a small service fee to have it repaired, potentially saving you hundreds or thousands of dollars.

How Much Does a Home Warranty Cost in Phoenix?

According to Salary.com, the cost of living in Phoenix is about 5.1% higher than the national average. The national average for home warranty monthly premiums is $30 to $60, so prices in Phoenix will be in or slightly above the middle of that range. In general, service call fees cost between $65 and $125.

Our Conclusion

While we find American Home Shield to be the best home warranty company in Arizona, we recognize that its plans may not be right for every home or budget. We also recommend Choice Home Warranty for its comprehensive basic plan, Cinch Home Services for its homeownership perks, and Liberty Home Guard for its responsive service.

We ultimately recommend getting a free quote from all four companies to compare coverage plans and pricing in your area.

Our Rating Methodology

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. Our rating system for home warranty providers is on a 100-point scale based on seven factors:

  • Plan options (25)
  • Coverage specifics (5)
  • Pricing (25)
  • Trustworthiness (25)
  • State availability (5)
  • Customer service (10)
  • Additional benefits (5)

Our Reviews Team reviewed 45 companies and we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability. Read more on our methodology here.

Frequently Asked Questions

Does Select Home Warranty provide coverage in Arizona?

Yes, Select Home Warranty offers three plans to Phoenix homeowners. Although Select is a good home warranty company, the four on our list receive slightly higher marks based on company longevity, customer feedback, and high coverage caps.

Do home warranties cover pre-existing conditions?

Most home warranty companies don’t cover pre-existing conditions, even if you didn’t know about them when your coverage started. However, some companies like American Home Shield and Cinch Home Services will cover pre-existing conditions. Read your home warranty contract for more details.

Do I have to sell or purchase a home to qualify for a home warranty?

No, you can buy a home warranty at any stage of homeownership.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.