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Best Home Warranty Companies in Las Vegas (2021)

Las Vegas’ hot and dry summers require your appliances and systems to be in excellent condition. Find out how a home warranty can save you time and money on repairs.

A white home in Nevada with a Spanish roof, red front door, green yard, and planters. Adobe

Las Vegas is the entertainment capital of the world, but it’s also full of everyday homeowners with aging appliances and systems in their homes. Even if you take great care of your home, breakdowns are inevitable, and they can often cost thousands of dollars. A home warranty allows you to pay a monthly premium, plus a small service fee to repair or replace covered items.

The Reviews Team at This Old House researched dozens of companies and compiled a list of the five best home warranties that are available in Las Vegas, accounting for factors such as cost, coverage, service, and availability.

Top 5 Home Warranty Companies in Las Vegas

  1. Best Overall: American Home Shield
  2. Best Service: Choice Home Warranty
  3. Most Trustworthy: Liberty Home Guard
  4. Best Workmanship Guarantee: Cinch Home Services
  5. Best Value: First American Home Warranty

1. Best Overall: American Home Shield

Since 1971, American Home Shield (AHS) has been among the top home warranty providers on the market, and it is our top overall pick for Vegas residents. Unlike many home warranty companies, American Home Shield will cover items of any age, cover damage due to rust and corrosion, and haul away your old, defective items.

American Home Shield Plans

American Home Shield offers three plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. ShieldPlatinum is AHS’s most popular, and it combines the coverage of ShieldSilver and ShieldGold include up to 23 total items. Here’s what’s covered by each plan:

Plans

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Air Conditioning
Heating System
Ductwork
Electrical
Doorbells
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Refrigerators
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Dishwashers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

If you need more protection, AHS offers optional coverage for personal electronics, pools and in-ground spas, guest units, septic pumps, and well pumps. Each is available for a slight upcharge in monthly rate.

American Home Shield Prices

American Home Shield offers flexibility in monthly price due to its service call fee structure. Choosing a higher fee will result in a lower monthly payment. Here’s a breakdown of AHS’s monthly rate with the $75 service call fee.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
ShieldSilver™ $44.99 $539.88
ShieldGold™ $54.99 $659.88
ShieldPlatinum™ $69.99 $839.88

If you’re looking for a great all-around home warranty plan with flexible payment options, get a free online quote from American Home Shield or call 844-529-9298.

2. Best Service: Choice Home Warranty

Choice Home Warranty is our top selection for homeowners searching for fast, quality service. Choice promises to initiate service with an independent contractor within four hours. This efficient service is combined with two coverage plans, several optional add-ons, and a relatively inexpensive $85 service fee.

Choice Home Warranty Plans

Choice Home Warranty offers the Basic Plan, which covers 14 home appliances and systems. The Total Plan, Choice’s most comprehensive, covers all of the Basic Plan and adds coverage for air conditioning, clothes washers, clothes dryers, and refrigerators. Here’s what’s covered by each:

Plans

Plan Basic Plan Total Plan
Plan Basic Plan Total Plan
Air Conditioning
Heating System
Electrical System
Plumbing System
Plumbing Stoppage
Water Heater
Whirlpool Bathtub
Refrigerator
Oven/Range/Stove
Cooktop
Dishwasher
Built-in Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Ductwork
Garage Door Opener
Ceiling and Exhaust Fans

If you need additional coverage, here are all of Choice’s available add-ons:

  • Pool/Spa
  • Limited Roof Leak
  • Additional Spa
  • Stand Alone Freezer
  • Central Vacuum
  • Second Refrigerator
  • Well Pump
  • Septic System
  • Sump Pump
  • Septic Tank Pumping

Choice Home Warranty Prices

Here’s a breakdown of each plan’s prices with Choice’s standard $85 service fee:

Prices

Plan Monthly Premium Yearly Premium
Plan Monthly Premium Yearly Premium
Basic Plan $41.69 $470.25
Total Plan $50.00 $570

If you’re looking for comprehensive coverage at a reasonable price with excellent service, get a free online quote from Choice Home Warranty or call 929-400-6165.

3. Most Trustworthy: Liberty Home Guard

Liberty Home Guard has been in business since 2018, and it has already earned our highest mark for trustworthiness. Liberty offers an online portal for submitting claims 24/7, and the streamlined process allows Liberty to have some of the fastest service in the industry. The majority of claims submitted to Liberty Home Guard have a technician on-site within 24 business hours. Furthermore, Liberty has a network of more than 10,000 technicians, and each must pass a rigorous 10-point vetting process before they can provide service.

Liberty Home Guard Plans

Liberty’s Appliance Guard plan covers kitchen and laundry appliances, its Systems Guard plan protects your most important systems, and the Total Home Guard plan secures all essential items in your home. Here’s what’s covered by each plan:

Plans

Plan Appliance Guard Systems Guard Total Home Guard
Plan Appliance Guard Systems Guard Total Home Guard
Clothes Washer
Clothes Dryer
Refrigerator
Built-in Microwave Ovens
Dishwasher
Garbage Disposals
Ranges/Ovens/Cooktops
Ceiling and Exhaust Fans
Garage Door Openers
Air Conditioning
Heating
Ductwork
Plumbing
Electrical System
Water Heaters

Liberty Home Guard’s plans cover the essentials, but with 27 additional coverage options, homeowners can craft a customized plan to suit their needs. If you need coverage beyond the Total Home Guard plan, it is likely available as an a la carte option. Liberty also offers some rarely seen add-ons, including gutter cleaning, pest control, lighting fixtures, and lawn sprinkler systems coverage.

Liberty Home Guard Prices

Liberty offers both monthly and yearly pricing, with a month of free coverage for homeowners who choose to pay all at once. Liberty is able to negotiate volume discounts from its suppliers, and it passes those savings down to customers, which is why Liberty’s service call is the lowest in the industry at just $60. Here is the price breakdown for each plan and each payment structure:

Prices

Plan Monthly Price Yearly Price
Plan Monthly Price Yearly Price
Appliance Guard $39.99 $399.99
Systems Guard $44.99 $449.99
Total Home Guard $49.99 $499.99

Get an instant, personalized quote from Liberty Home Guard or call 866-452-9107.

4. Best Workmanship Guarantee: Cinch Home Services

Cinch Home Services plans are backed by a 180-day workmanship guarantee, which is much longer than the industry average of 30 days. Since 1978, Cinch has provided comprehensive coverage to Las Vegas residents. Homeowners can manage their account and request service online 24/7 on Cinch’s mobile-friendly website.

Cinch Home Services Plans

Cinch offers the Appliances Plan, Built-in Systems Plan, and Complete Home Plan. The Complete Home Plan is among the most comprehensive plans available for Las Vegas residents and includes some unique coverages, including a $500 homeowners insurance deductible reimbursement. Here’s a breakdown of what’s covered by each plan:

Plans

Plan Appliances Built-in Systems Complete Home
Plan Appliances Built-in Systems Complete Home
Clothes Dryers
Clothes Washers
Cooktops
Dishwashers
Built-in Food Centers
Freestanding Ice Makers
Built-in Microwaves
Ranges
Range Exhaust Hoods
Refrigerators
Trash Compactors
Wall Ovens
Air Conditioning and Ductwork
Attic Fans
Ceiling Fans
Central Vacuums
Doorbells
Electrical System
Garage Door Openers
Garbage Disposals
Heating System and Ductwork
Instant Hot/Cold Water Dispensers
Plumbing System
Smoke Detectors
Sump Pumps
Toilets
Water Heaters
Whirlpool/Jetted Tub
Homeowners Insurance Deductible Reimbursement ($500)
Air Conditioner or Water Filter Credit
Water Sensor

Cinch offers a variety of additional coverage options, including a Premier Upgrade Package. For $10 extra per month, Cinch will cover the cost of charges, such as permits and code upgrades, not normally covered by a home warranty.

Cinch Home Services Prices

Cinch Home Services offers three options for your service fee: $100, $125, and $150. Choosing a higher service fee will result in a lower monthly payment, and vice versa. Cinch’s service fees are higher than the industry average, but its coverage and monthly price still provide excellent value for Vegas homeowners.

Prices

Here’s a breakdown of Cinch’s monthly prices for each plan and service fee option.

Prices

Plan $100 Service Fee $125 Service Fee $150 Service Fee
Plan $100 Service Fee $125 Service Fee $150 Service Fee
Appliances $37.99 $32.99 $27.99
Built-in Systems $44.99 $38.99 $32.99
Complete Home $51.99 $45.99 $39.99

If you’re looking for the most coverage backed by a 180-day service guarantee, we recommend getting a free online quote from Cinch or calling 877-589-0505.

5. Best Value: First American Home Warranty

First American Home Warranty is our top choice for homeowners seeking the best value from their home warranty. First American offers two plans with high coverage limits and an $85 service fee. For many items, there is no dollar limit on repairs, and any limits on coverage that do exist are typically higher than First American’s competitors.

First American Home Warranty Plans

First American offers the Basic Plan, which covers appliances in your kitchen and laundry room. The Premier Plan adds home systems coverage to the Basic Plan, covering the entire home. Here’s a breakdown of what each plan offers:

Plans

Plan Basic Plan Premier Plan
Plan Basic Plan Premier Plan
Garbage Disposal
Dishwasher
Oven Range
Cooktop
Microwave
Trash Compactor
Refrigerator
Washer/Dryer
Plumbing
Plumbing Stoppages
Water Heater
Heating
Ductwork
Electrical System
Garage Door Opener
Central Vacuum

Notably, First American Home Warranty does not provide air conditioning coverage in either plan. Las Vegas homeowners dealing with hot summer weather will likely need coverage for air conditioning, and it is available through First American as an add-on. This provides more flexibility when selecting your plan, and your air conditioning will be fully covered with no dollar limit.

Other notable add-ons include coverage for your well pump, septic tank, and pool. First American’s First Class Upgrade broadens the coverage for your entire plan and includes coverage for fees associated with repairs, such as cranes, hauling away old equipment, and building permits.

First American Home Warranty Prices

First American’s plans can be paid on a yearly or monthly basis, and all plans come with a standard $85 service fee.

Prices

Here’s a breakdown of each plan’s price with each payment schedule:

Prices

Plan Monthly Cost Yearly Cost
Plan Monthly Cost Yearly Cost
Basic Plan $33 $360
Premier Plan $46.50 $522

To learn more about this top provider, get a free online quote or call First American Home Warranty at 833-777-0049.

Our Conclusion

There’s no one-size-fits-all home warranty for Las Vegas residents. Although American Home Shield is considered our best overall provider, homeowners will have their own set of priorities when shopping for the best plan. We recommend getting free quotes from several providers and weighing your options.

Frequently Asked Questions

What is a service fee and how much does it cost?

A service fee acts as your deductible for your home warranty. If you need service, instead of paying for the entire repair, you’ll be responsible only for your service fee. Service fees around the industry often range from $75 to $125, but some providers, such as Liberty Home Guard, can offer even lower prices.

How quickly can I request service?

Most home warranties, including every provider on our list, maintain a 30-day waiting period before service can be accessed. Several providers on this list offer service within 24 hours of a request.

What isn’t covered by home warranties?

With some exceptions, home warranties don’t cover damage from weather-related incidents, damage due to improper installation or maintenance, pre-existing conditions, or accidental damage.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.