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Best Home Warranty Companies in Cleveland

Home warranties cover repairs and replacements when appliances and systems wear out from regular use. In this guide, we help you find the best home warranty in Cleveland.

Historic brown home with white trim and wide front porch. Adobe

If you’re looking for a home warranty in Cleveland, you might not be sure where to start. All home warranties offer basic coverage for your home’s major appliances and systems. If a covered item breaks down due to natural wear-and-tear damage over time, a home warranty will pay for a contractor to repair the problem. If repair isn’t possible, this service contract will cover the cost of a replacement.

However, with so many home warranty companies out there, keeping track of who offers what at the best price can be time-consuming. To that end, we’ve prepared a list of the top four home warranty companies in Cleveland to make your search easier. We’re confident you can find the right warranty for your home from a provider on our list.

Top 4 Home Warranty Companies in Cleveland

The highest-rated home warranty companies in Cleveland include:

1. American Home Shield: Best Overall

2. Choice Home Warranty: Best Service

3. Liberty Home Guard: Most Trusted

4. First American Home Warranty: Best Value

1. American Home Shield

Someone has to come in at number one, and for us, that’s American Home Shield. A broad range of coverage, customer satisfaction, and a long track record in the industry make this company our overall pick for best home warranty provider in Cleveland.

American Home Shield Plans

American Home Shield offers three plans. Below, we list the covered items under the company’s plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™.

Plans

Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Systems and Appliances ShieldSilver™ ShieldGold™ ShieldPlatinum™
Air Conditioning
Heating System
Ductwork
Electrical
Doorbells
Smoke Detectors
Ceiling Fans
Plumbing and Stoppages
Water Heaters
Water Dispensers
Central Vacuums
Refrigerators
Ranges, Ovens, and Cooktops
Clothes Washer
Clothes Dryers
Dishwashers
Built-In Microwave
Trash Compactors
Freestanding Ice Maker
Garage Door Opener
Built-In Food Centers
Coverage Boost
Roof Leak Coverage

With any of these plans, American Home Shield also lets you select additional coverage for the following.

  • Pools/spas
  • Well pumps
  • Septic pumps
  • Guest units (up to 750 sq. ft.)

American Home Shield Prices

For any home warranty, you’ll pay a monthly or yearly premium for the length of the contract. This price doesn’t change no matter how many technician visits you need. Here are American Home Shield’s premiums.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
ShieldSilver™ $49.99 $599.88
ShieldGold™ $59.99 $719.88
ShieldPlatinum™ $74.99 $899.88

However, you’ll also pay a service call fee or deductible every time you need to file a claim. The industry average for this fee is $75, which is what American Home Shield offers with the premium prices above. However, the company also provides the option of paying a higher service call fee—$100 or $150—in exchange for a lower premium.

To find out how much an American Home Shield warranty will cost, call 844-529-9298 or fill out this online form to get a personalized quote.

2. Choice Home Warranty

As much as American Home Shield stands out, there are plenty of other players in the game that are worth considering. For instance, Choice Home Warranty is our pick for best customer service, with a workmanship guarantee that lasts three times longer than the industry average.

Choice Home Warranty Plans

Instead of having separate plans for appliances and systems, Choice Home Warranty combines them with the Basic Plan. The Total Plan adds a few items that typically come with higher repair costs.

Plans

Plans Basic Plan Total Plan
Plans Basic Plan Total Plan
Air Conditioning System
Heating System
Electrical System
Plumbing System
Plumbing Stoppages
Water Heater
Whirlpool Bathtub
Refrigerator
Oven/Range/Stove
Cooktop
Dishwasher
Built-In Microwave
Garbage Disposal
Clothes Washer
Clothes Dryer
Ductwork
Garage Door Opener
Ceiling and Exhaust Fans

Choice Home Warranty also offers a few additional coverage options than American Home Shield does.

  • Pool/spa
  • Well/sump pump
  • Central vacuum
  • Limited roof leaks
  • Septic system
  • Second refrigerator
  • Standalone freezer
  • Septic tank pumping

Choice Home Warranty Prices

With a deductible that can reach $85, the higher end of Choice Home Warranty’s service fee is more expensive than what some competitors offer. However, its premium prices are a bit lower than average.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $36.17 $397.87
Total Plan $43.85 $482.35

Keep in mind that home warranty prices may vary based on the size of your home and its location. For a free quote from Choice Home Warranty, call 929-400-6165 or fill out this form.

4. Liberty Home Guard

If customer reviews and Better Business Bureau ratings count the most in your search for a home warranty company, Liberty Home Guard is your best bet. We find it to be a thoroughly trustworthy provider.

Liberty Home Guard Plans

Liberty Home Guard also offers the standard three plans: one for systems, one for appliances, and one for both.

Plans

Plans System Guard Appliance Guard Total Guard
Plans System Guard Appliance Guard Total Guard
Air Conditioning
Heating
Ductwork
Plumbing
Electrical
Water Heaters
Clothes Washer
Clothes Dryer
Kitchen Refrigerator
Built-In Microwave
Dishwasher
Garbage Disposal
Range/Oven/Cooktop
Ceiling and Exhaust Fans
Garage Door Opener

Liberty Home Guard’s list of extra coverage options is fairly comprehensive, including a few items not covered by most other home warranty providers.

  • Pool and spa
  • Additional spa
  • Gutter cleaning
  • Floor/carpet cleaning
  • Sump pump
  • Septic system pumping
  • Limited roof leak
  • Pest control
  • Central vacuum
  • Standalone freezer
  • Re-key
  • Second refrigerator
  • Well pump

Liberty Home Guard Prices

With a deductible of $60, Liberty Home Guard is a good choice for people who anticipate getting a lot of use out of their home warranty. As a trade-off, the premium prices are a little higher than average.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
System Guard $49.99 $599.88
Appliance Guard $39.99 $479.88
Total Guard $59.99 $719.88

For a personalized quote from Liberty Home Guard, call 866-452-9107 or fill out this quick form.

5. First American Home Warranty

Finally, First American Home Warranty gets our vote for best value for the money. It offers a First Class Upgrade option that covers expenses from necessary permits, refrigerant recapture and disposal, and even some code upgrades.

First American Home Warranty Plans

In Ohio, First American offers the following three plans. The aforementioned First Class Upgrade comes standard with the Eagle Premier Plan, but it can be added to the other two plans for an additional fee.

Plans

Plans Basic Plan Value Plus Plan Eagle Premier Plan
Plans Basic Plan Value Plus Plan Eagle Premier Plan
Heating
Ductwork
Central Air Conditioning
Electrical System
Garage Door Openers
Attic, Ceiling, and Exhaust Fans
Central Vacuum System
Plumbing System and Stoppages
Toilet Tanks and Bowls
Water Heater
Circulating Pump
Sump Pump
Pressure Regulators
Built-In Microwave
Dishwasher
Oven/Range/Cooktop
Garbage Disposal
Instant Hot Water Dispenser
Trash Compactor
Kitchen Refrigerator
Clothes Washer and Dryer
First Class Upgrade

Here are First American’s offerings for extra coverage.

  • Additional refrigerators (up to 4)
  • Pool and/or spa equipment
  • Limited roof leak
  • Septic tank pumping/system
  • Well pump

First American Home Warranty Prices

First American’s $75 service call fee is accompanied by these premium prices.

Prices

Plans Monthly Premium Yearly Premium
Plans Monthly Premium Yearly Premium
Basic Plan $31.67 $380.00
Value Plan $40.83 $490.00
Eagle Premier Plan $46.25 $555.00

For more information on pricing, fill out this form or call 833-777-0049 to contact First American Home Warranty.

Our Conclusion

The best home warranty company for you may be different from the best one for your neighbor. Here are our superlatives for these top four companies.

Frequently Asked Questions

How much does a home warranty cost in Cleveland?

The specific cost of a home warranty will depend on how much coverage you want. Plans with the most basic coverage cost somewhere around $30-$40 a month or $360-$480 a year. Plans with more comprehensive coverage will range from about $50-$60 a month or $600-$720 a year.

What does a home warranty cover in Cleveland?

Unlike homeowners insurance and manufacturers warranties, a home warranty primarily covers wear-and-tear damage. This means that a well-maintained appliance or system that breaks down in the course of normal use is generally eligible for coverage. The age of the appliance and the age of the home aren’t usually factors in determining eligibility.

What are the benefits of a home warranty in Cleveland?

When your home repair budget is a concern, the biggest benefit of a home warranty is peace of mind. Although these contracts don’t cover everything, they do keep you from facing huge repair and replacement bills if something in your home wears out. You know you won’t be stuck with a broken refrigerator or heating system because the repair costs are too high.

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