Best Home Warranty in Dallas, TX

If your trusty old air conditioner or refrigerator breaks down after years of use, don’t look to your homeowners insurance or the manufacturer’s warranty for help—you won’t be covered. For normal wear-and-tear damage, you need a home warranty. With one of these protection plans, you won’t be on the hook for huge, unexpected costs if, for example, your clothes dryer stops working. If the item is covered and the company can’t repair it, it will cover the cost of a replacement.

We’ve reviewed the best home warranty companies in Dallas, and we’re prepared to offer our recommendations to Texas homeowners. Here are four of our top choices based on what you’re looking for in a provider.

Top 4 Home Warranty Companies in Dallas

The highest-rated home warranty companies in Dallas, TX, include:

1. American Home Shield: Best Overall
2. Choice Home Warranty: Best Service
3. Liberty Home Guard: Most Trusted
4. First American Home Warranty: Best Value

1. American Home Shield

We found that American Home Shield offers the best overall value relative to coverage to the greatest number of Americans, and that includes homeowners in Dallas. Additionally, American Home Shield has 49 years in the industry, making it a trusted provider of residential service contracts.

American Home Shield offers three plans: one that covers systems, one that covers systems and appliances, and one that covers both with extra perks including coverage boosts.

With any of the plans, American Home Shield offers additional coverage for pools, spas, well pumps, septic pumps, and guest units.

American Home Shield Prices

To understand the pricing of any home warranty, you need to consider both the monthly premium and the per-visit service fee. You’ll pay the premium whether you use the contract or not, but you’ll only pay the service fee when a technician visits your home. American Home Shield offers service fee options of $75, $100, or $125 per visit. If you choose a higher service fee, your monthly premium will be lower and vice versa.

If you anticipate needing to use your home warranty frequently, you may want to choose the lowest service fee. If you choose the $75 fee, which is about the industry average, here are the prices for American Home Shield’s three plans.

2. Choice Home Warranty

Although Choice Home Warranty offers less customizable coverage, the company more than makes up for it with competitive pricing and excellent customer service. Choice Home Warranty guarantees its technicians’ repairs for up to 90 days, three times the length of many other providers.

As with many other service contract providers, Choice Home Warranty offers add-on coverage for some other common home systems.

• Pool/spa
• Well/sump pump
• Central vacuum
• Limited roof leaks
• Septic system
• Second refrigerator
• Standalone freezer
• Septic tank pumping

Choice Home Warranty Prices

Choice Home Warranty’s service call fee is a little higher than the industry standard at $85, but accordingly, the premiums are very reasonable.

While these are the usual prices, you’ll want to contact Choice Home Warranty with the specifics of your home to get an estimate.

3. Liberty Home Guard

Although Liberty Home Guard is new to the industry, the company has already distinguished itself by offering a 60-day workmanship guarantee and accepting direct customer feedback.

The three plans offered by Liberty Home Guard cover home appliances, systems, or both.

Liberty Home Guard also offers some additional coverage options, including add-ons not available from other providers on this list.

• Pool and Spa
• Additional Spa
• Gutter Cleaning
• Floor/Carpet Cleaning
• Sump Pump
• Septic System Pumping
• Limited Roof Leak
• Pest Control
• Central Vacuum
• Stand Alone Freezer
• Re-Key
• Second Refrigerator
• Well Pump

Liberty Home Guard Prices

Liberty Home Guard’s service fee is only $60 per visit, which is lower than average. Accordingly, the company’s premium prices are toward the high end of the spectrum.

Note that the price of your premium may vary based on your location and any additional coverage you choose.

4. First American Home Warranty

With 35 years in the business, First American Home Warranty has experience providing its customers excellent value for the money they pay. It also offers coverage for improperly installed or maintained appliances and systems.

First American offers two plans to its customers. The Basic Plan covers a variety of systems and appliances, and the Eagle Premier Plan also adds coverage for a washer, dryer, and kitchen refrigerator.

First American is somewhat unusual in the offering of its First Class Upgrade, which comes standard with the Eagle Premier Plan but can be added to the Basic Plan for an additional fee. If you have this option, your coverage will also apply to any damage from improper installation or repair, as well as some associated expenses for permits and upgrades. You can also purchase additional coverage for the following.

• Additional Refrigeration (up to 4 units)
• Central air conditioning
• Eco Upgrade
• Pool and/or Spa Equipment
• Pre-Season HVAC Tune-up
• Septic Tank Pumping/System (includes grinder pump)
• Well Pump

First American Home Warranty Prices

With a First American Home Warranty plan, you’ll pay a $75 service fee as well as the following premiums.

What Does a Home Warranty in Dallas Cover?

Your coverage options will vary based on the home warranty company you choose, but there are some systems and appliances that most residential service contracts cover.

Home warranty companies in the Dallas-Fort Worth area offer the same benefits as those in the rest of the country: financial protection and peace of mind. You won’t have to worry about unexpected expenses if properly maintained appliances or systems break down from normal wear and tear. If a covered item breaks, you simply file a claim with your home warranty provider, pay the service fee, and let the company take care of the rest.

Whichever company you choose, make sure you check the specifics of the coverage you’re buying. For example, some home warranties will cover your home’s plumbing but not the cost of fixing stoppages.

How Much Does a Home Warranty Cost in Dallas?

Prices vary by company and comprehensiveness, but generally, a home warranty will cost between $25 and $60 a month, or $300 and $720 a year. Generally speaking, more expensive plans cover more systems and appliances. Additionally, the service call fee for each technician visit is typically between $75 and $125.

Our Conclusion

When it comes to home warranty companies in Dallas, your best bet is American Home Shield for an overall combination of breadth of coverage, value, and service. However, if customer service is the most important aspect for you, Choice Home Warranty may be the better option.

Despite its newcomer status, we find Liberty Home Guard to be an extremely trustworthy choice to Dallas homeowners looking for home warranty coverage. Finally, with its First Class Upgrade option, First American Home Warranty offers superior value combined with comprehensive coverage.

Frequently Asked Questions

How is a home warranty different from homeowner’s insurance?

Homeowners insurance only applies to damage to your house and its systems from catastrophic events like fires, floods, and other natural disasters. It won’t cover damage sustained from normal use. This wear and tear on properly maintained appliances and systems is precisely what a home warranty is for.

Will a home warranty cover pre-existing conditions?

Most home warranty companies include language in their contracts specifying that pre-existing damage or problems are not covered, even if you aren’t aware of them at the time of the contract. However, a few providers will offer this coverage, though you may have to look hard to find them.

When does my home warranty coverage start?

Most residential service contracts include a waiting period of 30 days between the signing of the contract and the start of coverage. Talk to your provider to see if the home warranty you’re considering includes this waiting period.

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