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Select Home Warranty vs Choice Home Warranty (2021)

With a home warranty plan, homeowners don’t have to pay out of pocket for expensive repairs when their systems and appliances break down. In this article, we evaluate Select Home Warranty and Choice Home Warranty on a variety of criteria, including cost, reviews, coverage, and more.

American Home Adobe

Select Home Warranty and Choice Home Warranty are two prominent home warranty companies that offer comprehensive coverage plans at affordable prices. In this review, the This Old House Reviews Team compares Select Home Warranty and Choice Home Warranty to help our readers who are interested in purchasing a home warranty plan. Keep reading to learn which is the best home warranty company for you.

Select Home Warranty vs. Choice Home Warranty Overview

Provider Select Home Warranty Choice Home Warranty
Provider Select Home Warranty Choice Home Warranty
This Old House rating 8.9/10 9.1/10
Get a free quote Visit site Visit site
Promotional offer $100 off plus two months free $50 off plus one month free
Coverage options Bronze, Gold, Platinum, and optional add-ons Basic, Total, and optional add-ons
Monthly premiums $35.83–$37.50 per month $36–$44 per month
Service fee deductible $60–$75 $60–$85
State availability 49 states (all except Alaska) 48 states (all except California and Washington)
BBB rating B B
Years in business 8 12

Pros and Cons of Select Home Warranty

Pros Cons
Pros Cons
Offers more plan options and add-ons than Choice Home Warranty The Premium Plan covers two less items than Choice Home Warranty’s Total Plan
Provides coverage in 46 states, excluding Nevada, New York, Washington, and Wisconsin Has a $75 cancellation fee
Offers two months of coverage for free when signing up for a home warranty plan

Select Home Warranty offers some of the most affordable home warranty plans and service call fees in the industry and has a variety of optional add-ons to include with any plan. For full coverage of systems and appliances, we recommend signing up for the Platinum Care Plan.

To receive $100 off your plan and two months of coverage for free, call 888-370-3956 or fill out this easy form to get a free quote from Select Home Warranty.

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Has a 90-day repair guarantee Doesn’t let customers customize their coverage plan
Doesn’t deny coverage based on the age of your systems or appliances Doesn’t offer coverage in California or Washington
Received thousands more online customer reviews than Select Home Warranty

Choice Home Warranty is one of the leading home warranty companies in the industry and provides basic coverage at an affordable cost. Not only does Choice provide extensive coverage, it offers 24/7 customer service and will send a service contractor out to your home within two business days of receiving a claim.

To get $50 off your plan and one month of coverage for free, call 929-400-6165 or fill out this simple form to get a quote from Choice Home Warranty.

Note: In 2019, the Arizona Attorney General’s Office filed a lawsuit against Choice Home Warranty that remains ongoing. To read more about this lawsuit, click here.

Select Home Warranty vs. Choice Home Warranty Coverage

Select Home Warranty offers more coverage plans and optional add-ons than Choice Home Warranty, but Choice Home Warranty’s premium plan covers two more items than Select Home Warranty’s premium plan.

Select Home Warranty Coverage

Select Home Warranty has three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan offers coverage for eight appliances, and the Gold Care plan covers six home systems. The Platinum Care plan is the most comprehensive coverage plan, covering everything in the Bronze and Gold plans, plus plumbing stoppages and garage door openers.

Here’s an overview of what each plan covers:

Plans

Plans Gold Care Bronze Care Platinum Care
Plans Gold Care Bronze Care Platinum Care
AC/Cooling
Ductwork
Electrical System
Heating System
Plumbing System
Water Heater
Cooktop
Dishwasher
Garbage Disposal
Built-in Microwave
Refrigerator
Stove/Oven
Clothes Washer
Clothes Dryer
Garage Door Openers
Plumbing Stoppages

Select Home Warranty also offers 12 optional add-ons:

  • Stand alone freezer
  • Second refrigerator
  • Switches and outlets
  • Well pump
  • Sump pump
  • Plumbing fixtures
  • Refrigerator ice maker
  • Lawn sprinkler system
  • Lighting fixtures
  • Central vacuum
  • Septic system coverage
  • Pool and spa equipment

Choice Home Warranty Coverage

There are two Choice Home Warranty plans: a Basic Plan and Total Plan. The Basic Plan covers a few important appliances and systems in the home but notably excludes coverage for a dryer, washer, refrigerator, and air conditioning system. With the company’s Total Plan, you get coverage for all of these excluded items plus everything that comes with the Basic Plan.

Here’s what each Choice Home Warranty plan covers:

Plans

Plans Basic Plan Total Plan
Plans Basic Plan Total Plan
Air Conditioner
Refrigerator
Clothes Washer
Clothes Dryer
Heating System
Electrical System
Plumbing System
Plumbing Stoppages
Water Heater
Whirlpool Bathtub
Oven, Range, and Stove
Cooktop
Dishwasher
Built-in Microwave
Garbage Disposal
Ductwork
Garage Door Opener
Ceiling Fans and Exhaust Fans

Choice Home Warranty offers nine optional add-ons:

  • Well pump
  • Septic tank pumping
  • Limited roof leaks
  • Pool and spa
  • Central vacuum
  • Second refrigerator
  • Stand alone freezer
  • Sump pump
  • Septic system

Select Home Warranty vs. Choice Home Warranty Cost

Select Home Warranty and Choice Home Warranty offer plans at roughly the same premium and service fee cost, but the high end of Choice Home Warranty’s cost range is a bit pricier than that of Select Home Warranty.

Home Warranty Cost Comparison

Provider Select Home Warranty Choice Home Warranty
Provider Select Home Warranty Choice Home Warranty
Monthly Premium Cost $36–$38 per month $36–$44 per month
Service Fee Deductible $60–$75 $60–$85

Note: The cost of a home warranty plan depends on a variety of factors such as your location, the size of your home, and any optional coverage you choose to purchase. Because of this, we recommend getting quotes from both providers before making a final decision.

Select Home Warranty vs. Choice Home Warranty Reviews

Select Home Warranty received a slightly more positive rating from the Better Business Bureau (BBB) than Choice Home Warranty, but Choice Home Warranty reviews were more positive, on average, on Trustpilot.

Home Warranty Reviews Comparison

Provider Select Home Warranty Choice Home Warranty
Provider Select Home Warranty Choice Home Warranty
BBB rating B B
BBB accreditation No No
Number of customer reviews on BBB webpage 772 reviews 1,483 reviews
Average Trustpilot customer review rating (out of 5 stars) 3.3 stars 3.9 stars
Number of customer reviews on Trustpilot webpage 791 reviews 10,302 reviews

Our Conclusion

Choice Home Warranty and Select Home Warranty offer some of the most affordable home warranty plans in the industry and are some of the best home warranty companies available.

Select Home Warranty is slightly more affordable and offers more optional add-ons and plans than Choice Home Warranty, but Choice Home Warranty offers a few more coverage items in its comprehensive Total Plan compared to Select’s Platinum Care Plan.

We recommend getting quotes from both companies to compare coverage, pricing, and current promotions. For additional information on these providers, read our Select Home Warranty review and our Choice Home Warranty review.

Frequently Asked Questions About Home Warranties

Is there a waiting period for Choice Home Warranty and Select Home Warranty?

After you purchase your home warranty plan, both of these companies have a 30-day waiting period before you can request service on a system or appliance.

How do Select Home Warranty and Choice Home Warranty compare with American Home Shield?

American Home Shield received our highest overall ranking. If you’re looking for comprehensive plans, American Home Shield may be a good choice, but if you’re on a budget, we recommend Choice Home Warranty or Select Home Warranty for cheap home warranty options.

How does a home warranty plan work?

Homeowners with a home warranty plan pay a monthly premium of about $25 to $60 per month for their coverage. When a covered repair or replacement is needed, they only have to file a claim and pay a service call fee between $60–$125.

Does Select Home Warranty and Choice Home Warranty cover washers and dryers?

Yes. Select’s Bronze Care and Platinum Care plans cover washers and dryers, while Choice Home Warranty’s Total Plan covers washers and dryers.

Are Select Home Warranty and Choice Home Warranty available in my state?

Select Home Warranty offers coverage in every U.S. state except for Alaska, while Choice Home Warranty offers coverage in every U.S. state except for California and Washington.

Is a home warranty plan worth it?

A home warranty can provide peace of mind and potentially significant savings if a major system or appliance breaks down, so we recommend them for most homeowners. You can learn more on this topic by reading our article on whether home warranties are worth it.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.