Peace of mind is the biggest selling point for a Tennessee home warranty. This type of home protection plan ensures that you can afford an expensive repair or replacement when one of your major home systems or appliances breaks down and that you’ll be able to easily get a fix in a matter of days.
The This Old House Reviews Team has put together a review of the best home warranty companies in the Volunteer State. Continue reading for an in-depth look at company plans, add-on options, and pricing.
Tennessee’s Top 3 Home Warranty Companies
The highest rated home warranty companies in Tennessee include:
- American Home Shield (AHS): Best Overall
- Choice Home Warranty: Best Service
- Liberty Home Guard: Most Trustworthy
Because of how saturated the Tennessee home warranty market is, we picked out the three best home warranty providers based on coverage, pricing, customer service, and industry experience.
1. American Home Shield
American Home Shield (AHS) has almost 50 years of experience providing warranty coverage to Tennessee homeowners. AHS is known for offering coverage for unknown pre-existing conditions and allowing customers to choose their own service fee.
Plans and Pricing of American Home Shield
AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver covers systems, while the ShieldGold and ShieldPlatinum plans cover the entire home. The ShieldPlatinum plan is very comprehensive, with some of the most generous coverage caps available to Tennessee homeowners.
To further customize your plan, you can add one or more of the following items to your plan for an additional cost every month:
- Guest unit under 750 square feet
- Electronics extended warranty
- Pool and spa
- Well pump
- Septic pump
American Home Shield plans typically range between $40–$58 per month, with the ShieldSilver as the cheapest and the ShieldPlatinum as the most expensive.
In addition to this monthly premium, customers are required to pay a service fee every time a technician comes to diagnose a broken system or appliance. Service fee options are $75, $100, or $125. If you choose a lower service fee, your monthly premium will be higher.
2. Choice Home Warranty
Choice Home Warranty (CHW) has over 11 years of home warranty experience and is known for its affordable plans and service fees for customers on a budget.
Plans and Pricing of Choice Home Warranty
CHW has two plans—a Basic Plan and a Total Plan. The Basic Plan protects 14 systems and appliances. For comprehensive coverage that includes air conditioners, refrigerators, washers, and dryers, consider signing up for the Total Plan.
Here are a few of Choice Home Warranty’s add-on options:
- Limited roof leaks
- Sump pump
- Well pump
- Second refrigerator
- Central vacuum
Here’s what you can expect to pay each month for a Choice Home Warranty plan:
- Basic Plan: $36.17 per month
- Total Plan: $43.85 per month
Customers pay between $60–$85 for every service request.
3. Liberty Home Guard
Liberty Home Guard (LHG) is newer to the home warranty industry with just two years of experience. However, its plans can be tailored to fit each homeowner’s needs with the 20 add-on options.
Plans and Pricing of Liberty Home Guard
LHG has three plans—Appliance Guard, System Guard, and Total Home Guard. Their names are self-explanatory with Appliance Guard protecting nine appliances, System Guard protecting six systems, and Total Home Guard protecting all 15 appliances and systems.
Here are a some of the LHG add-on options you can tack onto any plan:
- Pest control
- Limited roof leak
- Lawn sprinkler system
Here are monthly estimates for the plans:
- Appliance Guard: $39.99 per month
- System Guard: $49.99 per month
- Total Home Guard: $59.99 per month
Note: Customers pay $60 per service call.
Any Tennessee resident can find home warranty coverage with the customizable, affordable, and diverse plans from American Home Shield, Choice Home Warranty, and Liberty Home Guard. We recommend getting quotes from all three of the companies to compare pricing and find the best plan that fits within your budget.
Frequently Asked Questions about Tennessee Home Warranties
What other home warranty companies are available in Tennessee?
While American Home Shield, Choice Home Warranty, and 2-10 Home Buyers Warranty are your best options for Tennessee home warranty companies, there are other providers available, including First American Home Warranty, Select Home Warranty, America’s First Choice Home Club, and ServicePlus Home Warranty.
When can I start using my home warranty plan?
Most home warranty companies start coverage 30 days after you purchase a plan. However, some companies, like The Home Service Club, have a lower than average waiting period or make exceptions for certain situations.
For example, Choice Home Warranty will waive the waiting period if your home had coverage from a different provider immediately before purchasing a Choice Home Warranty plan. The Home Service Club has a low waiting period for all of its customers at 10 days.
Will a home warranty cover old systems and appliances?
A home warranty covers all systems and appliances, regardless of age, as long as the item is functioning properly at the time you purchase a plan.
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