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Best Home Warranty Companies in Tennessee (2022)

No home system or appliance is immune to breakdowns, especially older items. To avoid having to manage several repairs in one year, or pay expensive repair or replacement costs, consider purchasing a home warranty from one of the providers in this review.

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Peace of mind is the biggest selling point for a Tennessee home warranty. This type of home protection plan ensures that you can afford an expensive repair or replacement when one of your major home systems or appliances breaks down and that you’ll be able to easily get a fix in a matter of days.

The This Old House Reviews Team has put together a review of the best home warranty companies in the Volunteer State. Continue reading for an in-depth look at company plans, add-on options, and pricing.

Tennessee’s Top 4 Home Warranty Companies

The highest rated home warranty companies in Tennessee include:

Because of how saturated the Tennessee home warranty market is, we picked out the four best home warranty providers based on coverage, pricing, customer service, and industry experience.


American Home Shield

American Home Shield (AHS) has almost 50 years of experience providing warranty coverage to Tennessee homeowners. AHS is known for offering coverage for unknown pre-existing conditions and allowing customers to choose their own service fee.

Plans & Pricing

AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver covers systems, while the ShieldGold and ShieldPlatinum plans cover the entire home. The ShieldPlatinum plan is very comprehensive, with some of the most generous coverage caps available to Tennessee homeowners.

To further customize your plan, you can add coverage for the following items to your plan for an additional cost every month: Guest unit under 750 square feet, electronics extended warranty, pool and spa, well pump, septic pump

American Home Shield plans typically range between $40–$58 per month, with the ShieldSilver as the cheapest and the ShieldPlatinum as the most expensive.

In addition to this monthly premium, customers are required to pay a service fee every time a technician comes to diagnose a broken system or appliance. Service fee options are $75, $100, or $125. If you choose a lower service fee, your monthly premium will be higher.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Choice Home Warranty

Choice Home Warranty (CHW) has over 11 years of home warranty experience and is known for its affordable plans and service fees for customers on a budget.

Plans & Pricing

CHW has two plans—a Basic Plan and a Total Plan. The Basic Plan protects 14 systems and appliances. For comprehensive coverage that includes air conditioners, refrigerators, washers, and dryers, consider signing up for the Total Plan.

Here are a few of Choice Home Warranty’s add-on options: Limited roof leaks, sump pump, well pump, second refrigerator, central vacuum

In addition to a service fee between $60–$85, here’s what you can expect to pay monthly a Choice Home Warranty plan:

  • Basic Plan: $36.17 per month
  • Total Plan: $43.85 per month
For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review


Liberty Home Guard

Liberty Home Guard (LHG) is newer to the home warranty industry with just two years of experience. However, its plans can be tailored to fit each homeowner’s needs with the 20 add-on options.

Plans & Pricing

LHG has three plans—Appliance Guard, System Guard, and Total Home Guard. Their names are self-explanatory with Appliance Guard protecting nine appliances, System Guard protecting six systems, and Total Home Guard protecting all 15 appliances and systems.

Here are a some of the LHG add-on options you can add onto any plan: Pest control, limited roof leak, re-key, fixtures, lawn sprinkler system

Here are monthly estimates for LHG plans:

  • Appliance Guard: $39.99 per month
  • System Guard: $49.99 per month
  • Total Home Guard: $59.99 per month

Note: Customers pay $60 per service call.

For a free quote from Liberty Home Guard, fill out this online form or call 866-452-9107.

Learn more: Liberty Home Guard Review


Priority Home Warranty

Priority Home Warranty is an affordable home warranty provider for Tennessee residents, especially if you have an insured and licensed contractor that you would choose to work with as often as possible. Priority offers three plans under $50 a month, 20 additional coverage options, and availability in 23 states across the country.

Plans & Pricing

Priority Home Warranty offers three standard plan options, including a systems-only plan, an appliance-only plan, and a combination plan that covers most essential items in your home.

Priority offers an impressive list of 20 add-on options, some of which include: Second clothes washer and dryer, second dishwasher, septic pumping, water softener, well pump, limited roof leak

In addition to a $70 service call fee, these are the estimated monthly prices of Priority’s plans:

  • Systems Home Care: $33 per month
  • Appliance Home Care: $33 per month
  • Total Home Care: $47 per month

The This Old House Reviews Team pulled a quote for a single-family home smaller than 5,000 square feet in Knoxville, Tennessee.

To request your quick quote from Priority Home Warranty, call 954-228-2343 or fill out this personalized form.

Learn more: Priority Home Warranty Review


Our Conclusion

Any Tennessee resident can find home warranty coverage with the customizable, affordable, and diverse plans from American Home Shield, Choice Home Warranty, Liberty Home Guard, and Priority Home Warranty. We recommend getting quotes from all four of the companies to compare pricing and find the best plan that fits within your budget.

Frequently Asked Questions about Tennessee Home Warranties

What other home warranty companies are available in Tennessee?

While American Home Shield and Choice Home Warranty are your best options for Tennessee home warranty companies, there are other providers available, including First American Home Warranty, Select Home Warranty, America’s First Choice Home Club, and ServicePlus Home Warranty.

When can I start using my home warranty plan?

Most home warranty companies start coverage 30 days after you purchase a plan. However, some companies, like The Home Service Club, have a lower than average waiting period or make exceptions for certain situations.

For example, Choice Home Warranty will waive the waiting period if your home had coverage from a different provider immediately before purchasing a Choice Home Warranty plan. The Home Service Club has a low waiting period for all of its customers at 10 days.

Will a home warranty cover old systems and appliances?

A home warranty covers all systems and appliances, regardless of age, as long as the item is functioning properly at the time you purchase a plan.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.