clock menu more-arrow no yes

Best Home Warranty Companies in North Dakota (2022)

Instead of paying for expensive home repairs out of pocket, invest in a home warranty and have the provider cover most of the cost. In this review, we’ll discuss the best home warranty providers in North Dakota.

House Exterior iStock

Whether you live in Grand Forks or Bismarck, buying a home warranty can help cover repair and replacement costs on home systems and appliances that break down due to normal wear and tear. A home warranty will also help you find a trusted technician to complete repairs, providing peace of mind and making maintaining your North Dakota home both affordable and hassle-free.

The This Old House Reviews Team compared a variety of home warranty companies to help you narrow down your warranty coverage options. Read our review of the best home warranty companies in your state.

North Dakota’s Top 3 Home Warranty Companies

The highest rated home warranty companies in North Dakota include:

To determine the top home warranty companies in North Dakota, our team looked at third-party customer reviews, plan details, pricing, and more.

American Home Shield

American Home Shield (AHS) is a trusted home warranty company in the industry and has nearly 50 years of experience. It’s considered to be a home warranty veteran and is known for its extensive coverage, flexible service fees, and 24/7 customer service.

Pros & Cons

✔ Generous coverage caps
✔ Discounts on name brand appliances
✔ Unique add-on coverage for items like guest units and electronics

✘ Repairs are only guaranteed for 30 days
✘ Doesn’t offer many optional add-ons

Plans & Pricing

American Home Shield offers the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver plan covers home systems, and the ShieldGold plan covers all of the ShieldSilver’s coverage and adds protection for kitchen and laundry appliances. The ShieldPlatinum plan covers the entirety of the ShieldGold plan, adds coverage for your roof and an HVAC tune-up, and increases coverage caps.

AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet

When selecting your plan, you’ll also select a service fee between $75–$125. The higher the service fee, the lower your monthly premium will be. In general, American Home Shield customers can expect to pay $40 to $80 per month for a plan.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review

Choice Home Warranty

While Choice Home Warranty (CHW) provides half the number of plans as American Home Shield, it still covers the same major systems and appliances at a more affordable price.

Pros & Cons

✔ 90-day repair guarantee
✔ Add-on option for limited roof leaks
✔ 24/7 customer service

✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans

Plans & Pricing

Choice Home Warranty offers a Basic Plan and a Total Plan. The Basic Plan covers 14 home systems and appliances. For additional coverage on your air conditioner, refrigerator, washer, and dryer, consider signing up for a Total Plan.

You can also add the following add-ons to your plan: Pool and spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand alone freezer, septic tank pumping

Choice Home Warranty’s service call fee is $60–$85 per claim in addition to your plan’s monthly or annual cost. In general, customers can expect to pay $36 to $43 per month for a plan.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review

Select Home Warranty

Select Home Warranty has coverage comparable to American Home Shield. The plans are also more affordable than both of the other providers with monthly premiums less than $40.

Pros & Cons

✔ Customers get two months of coverage for free when signing up for a plan
✔ Offers optional septic system coverage
✔ Provides coverage for rental properties and mobile homes

✘ Only Platinum Care covers plumbing stoppages
✘ Has low coverage caps on systems and appliances
✘ Fewer years in business than other home warranty providers

Plans & Pricing

Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. Bronze Care protects eight appliances, Gold Care covers six systems, and Platinum Care covers all 14 items, plus garage door openers and plumbing stoppages.

You can also opt into getting additional coverage for these items: Second refrigerator, stand-alone freezer, central vacuum, refrigerator ice maker, septic system, lawn sprinkler system, well pump, sump pump, pool/spa equipment, plumbing fixtures, lighting fixtures, switches, outlets

Customers will pay a service call fee between $60–$75. In general, Select Home Warranty Customers will pay $35 to $37 per month for a plan.

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

Learn more: Select Home Warranty Review

Our Conclusion

American Home Shield, Choice Home Warranty, and Select Home Warranty offer North Dakota home warranty plans to fit your budget and coverage needs. Before deciding on a provider and purchasing a plan, get quotes from all three companies in this article so you can compare pricing.

Frequently Asked Questions about North Dakota Home Warranties

What is the difference between homeowners insurance and home warranty?

Homeowners insurance protects against structural damage and loss of personal property if an accident like fire, flood, or theft, were to occur. The lending institution you pay your mortgage to most likely requires insurance, making it common for homeowners to have. A home warranty is optional and helps manage the cost of repairs on home systems and appliances that break down due to normal wear and tear.

How does the home warranty claims process work?

When a covered item in your plan breaks down, you simply file a claim through your provider online or over the phone with a customer service representative. Once the claim is approved, you’ll pay the service fee listed in your contract and schedule an appointment for a service contractor to visit your home. The service contractor will then diagnose the problem and make the necessary repair or replacement.

Are there any age limitations on the items that can be covered under a home warranty?

While some companies have age restrictions on systems and appliances, there are other companies like Choice Home Warranty and First American Home Warranty that don’t factor in age when providing coverage. As long as the item is working properly at the time you purchase a plan, the item will be covered regardless of its age.

To share feedback or ask a question about this article, send a note to our Reviews Team at