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Best Home Warranty Companies in North Carolina

Buying a home warranty will help protect your home systems and appliances when they fail due to normal wear and tear. Keep reading for the best home warranty companies in North Carolina.

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A North Carolina home warranty will cover repairs and replacements on home systems and appliances, like your air conditioning, heating system, and refrigerator, when they fail due to regular use. This can be helpful to a North Carolina homeowner, as the state is prone to extremely hot summers and cold winters, and it’s imperative that systems and appliances remain in good working condition all year round.

Because the NC home warranty market is saturated with provider options, the This Old House Reviews Team put together a review of the best home warranty companies in your state to help you narrow down your home protection choices.

North Carolina’s Top 5 Home Warranty Companies

We rated home warranty companies in North Carolina based on levels of coverage, pricing, industry experience, customer service, and more. These are the top rated home warranty companies in NC:

Here’s more information about each company:

American Home Shield

American Home Shield (AHS) has close to 50 years of experience, serving more than 1.8 million customers in 49 states. In the past five years, the home warranty company has used its network of 17,000 local technicians to make repairs totaling $2 billion.

Compare the advantages and disadvantages of American Home Shield below:

AHS Pros and Cons

Pros Cons
Pros Cons
Generous coverage caps No plan to cover appliances only
Covers items with undetectable pre-existing conditions Only five available add-ons
Covers items with damage due to rust and corrosion

AHS has three coverage options—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldPlatinum plan is among the most comprehensive in the industry and comes with roof leak coverage.

American Home Shield plans cost between $40–$58 per month and have service fees that range between $75–$125. The higher the service fee you choose, the cheaper your monthly premium. Here’s an overview of AHS plan pricing:

AHS Plan Pricing

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month
For a free quote from American Home Shield, fill out this online form or call toll free at 844-529-9298.

Choice Home Warranty

Choice Home Warranty (CHW) has 11 years in the home warranty business and has protected over one million homes. Because of its 24/7 customer service, Choice has been able to process more than three million claims in the years it’s been in business.

Here are some key benefits of Choice Home Warranty:

CHW Pros and Cons

Pros Cons
Pros Cons
90-day repair guarantee May offer you cash in lieu of a replacement if an item can’t easily be replaced
Guaranteed response time within 48 hours of receiving a claim Only two plan options to choose from
Customers get one month free when signing up for a plan

Choice Home Warranty offers two coverage plans—a Basic Plan and a Total Plan. The Basic Plan protects 14 home systems and appliances, while the Total Plan protects everything under the Basic Plan and adds coverage for an air conditioner, washer, dryer, and refrigerator.

Here are Choice Home Warranty estimates by month and year:

CHW Plan Pricing

Plans Price by Month Price by Year
Plans Price by Month Price by Year
Basic Plan $41.69 $470.25
Total Plan $50.00 $570.00

Customers will have to pay a service call fee between $60–$85 to repair a covered system or appliance.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Liberty Home Guard

Liberty Home Guard is a newer home warranty company started in 2019, but the company competes well on responsiveness with companies that have decades of experience. It offers an extensive number of add-ons, a claim response time of 24 hours, and a built-in live chat feature.

Review the pros and cons of Liberty Home Guard below.

Liberty Home Guard Pros and Cons

Pros Cons
Pros Cons
Responds to claims within 24 hours Not available in CA, IL, WA, WY, WI
30 add-on coverage options No flexible service fee option
Live chat feature -

Liberty Home Guard offers three packages, including a systems-exclusive and appliance-exclusive plan. The appliance-exclusive, Appliance Guard covers nine appliances, including your built-in microwave oven, ceiling fans, and dishwasher while Systems Guard covers six built-in systems. The Total Guard plan combines the coverage of each basic plan into one comprehensive plan.

Liberty Home Guard Plan Pricing

Plans Price by Month Price by Year
Plans Price by Month Price by Year
Appliance Guard $64.99 $649.99
Systems Guard $69.99 $699.99
Total Home Guard $74.99 $749.99

The service agreement outlines an $80 service call fee every time you make a claim, but Liberty Home Guard offers discounted service fees for multi-year plans.

To request a free and customized quote from Liberty Home Guard, call 866-452-9107 or fill out this easy form.

Select Home Warranty

Select Home Warranty has just eight years of industry experience, but the company knows how to please its customers and has received awards from several consumer review websites, like Consumer Affairs and Consumers Advocate.

Here are some benefits and drawbacks of choosing Select Home Warranty:

SHW Pros and Cons

Pros Cons
Pros Cons
Free roof coverage Has a $75 cancellation fee
Customers can receive discounts for enrolling in multi-year plans Low coverage caps
Covers rental properties, single-family homes, mobile homes, manufactured homes, and condos

Select Home Warranty offers three plans—Bronze Care, Gold Care, and Platinum Care—that offer appliance protection, system protection, and comprehensive coverage for both systems and appliances, respectively. Platinum Care also includes coverage for garage door openers and plumbing stoppages.

Paying an annual premium for one of Select’s plans is cheaper than paying monthly. Here’s a look at what you can expect to pay for a Select Home Warranty plan:

SHW Plan Pricing

Plans Price by Month Price by Year
Plans Price by Month Price by Year
Gold Care $52.00 $529.00
Bronze Care $52.00 $529.00
Platinum Care $58.00 $599.00

Note: Select charges customers a service call fee between $60–$75 per claim.

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

Complete Care Home Warranty

Complete Care Home Warranty has served homeowners since 2000, offering reasonably priced plans and service fees. In addition to its three plans under $50, Complete Care’s service call fee is well below the $75 industry average, at just $49.

Read our balanced review of Complete Care’s pros and cons below.

Complete Care Pros and Cons

Pros Cons
Pros Cons
Lower-than-average service call fee of $49 30-day waiting period
Available in all 50 states Lower coverage limits on professional-grade appliances
90-day guarantee on parts repairs and replacements -

Complete Care offers three standard plan options including an appliance-only plan, a systems-only plan, and a more comprehensive combination plan option.

The monthly and annual costs of each plan can be found in the table below.

Complete Care Plan Pricing

Plan Price by Month Price by Year
Plan Price by Month Price by Year
Systems Plan $43 $570
Appliances Plan $43 $570
Combo Plan $50 $650

Request a free and customizable quote by filling out this simple form.

Our Conclusion

American Home Shield, Choice Home Warranty, Liberty Home Guard, Select Home Warranty, and Complete Care Home Warranty are the best home warranty companies for North Carolina homeowners because they offer comprehensive choices in terms of coverage and budget. Before deciding on a plan for your home, get quotes from several companies, as pricing for your specific region and home may be different than the estimates included in this article.

Frequently Asked Questions About NC Home Warranties

Are home warranties worth the cost?

Repairing or replacing a broken system or appliance can cost hundreds of dollars, and you may not be able to afford that if you haven’t budgeted appropriately. Not only will a home warranty company cover most of the costs associated with a breakdown due to normal wear and tear, it will prevent you from having to find a trusted repair technician all on your own. The least home warranty protection does is give you peace of mind that you can afford a repair if one arises.

How long do home warranties last?

Home warranty providers usually sell plans that last one year. At the end of your contract term, you can decide whether or not to renew your protection. Select Home Warranty, Liberty Home Guard, and Complete Home Warranty allow customers to purchase several years of protection at one time and get a discount for doing so.

Which is better, Choice Home Warranty or American Home Shield?

We gave American Home Shield the top spot because the company is a veteran in the home warranty industry, offers three plans, and has rare coverage perks. If you’re on a budget or have an older home that will need more repairs, we recommend Choice Home Warranty. Both offer excellent customer service that’s available 24 hours a day, seven days a week, 365 days a year.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.