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Best Home Warranty Companies in New Mexico (2022)

Buying a home warranty can make repairing or replacing broken systems and appliances more affordable and give you peace of mind. In this review, we’ll help you find a home warranty that fits your home protection needs.

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With a New Mexico home warranty plan, you’ll be protected if a major system or appliance fails unexpectedly. A home warranty will also prevent you from paying expensive, out-of-pocket costs on necessary repairs or replacements.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of home warranty companies in New Mexico and chose five of the top providers in the state. Keep reading to determine which home warranty company is right for you.

New Mexico’s Top 5 Home Warranty Companies

When choosing the best home warranty companies in New Mexico, we took an in-depth look at plan specifics, pricing, unique benefits, and more. The highest rated home warranty companies in New Mexico include:

Here’s a closer look at our top picks.


American Home Shield

American Home Shield (AHS) is our top pick for home warranty coverage in New Mexico for its number of plans and customizability. Not only does American Home Shield have three standard coverage plans, but it offers add-on coverage and allows homeowners to choose their service fee.

Pros & Cons

✔ Offers coverage without requiring a home inspection
✔ Customers can cancel for free within 30 days of the contract start date
✔ Has a 90-day repair guarantee

✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans

Plans & Pricing

American Home Shield has three plan options to choose from: ShieldPlatinum™, ShieldGold™, and ShieldSilver™. To be eligible for coverage, all covered items must have broken down or failed due to normal wear and tear and be in proper working condition upon your warranty’s start date.

As if American Home Shield plans aren’t customizable enough, you can also add on coverage for the following items: Guest unit under 750 square feet, sump pump, well pump, pool and spa, electronic extended warranty

American Home Shield plan prices range between $40–$80 per month. You also have the ability to choose your service fee cost: $75, $100, or $125. The higher your service fee, the lower your monthly premium.

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

Learn more: American Home Shield Review


Choice Home Warranty

Choice Home Warranty (CHW) provides two coverage plans and offers relatively affordable premiums and service fees.

Pros & Cons

✔ Offers coverage without requiring a home inspection
✔ Customers can cancel for free within 30 days of the contract start date
✔ Has a 90-day repair guarantee

✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans

Plans & Pricing

CHW has a Basic Plan and a Total Plan, the first of which protects 14 home systems and appliances. The Total Plan covers everything under the Basic Plan and includes coverage for a washer, dryer, air conditioner, and refrigerator.

For an additional cost, you can add these optional items to either plan: Septic tank pumping, limited roof leaks, septic system, sump pump, stand alone freezer, well pump, second refrigerator, central vacuum, pool and spa

Customers can expect to pay between $41 and $50 per month for a plan. In addition to a premium, you’ll pay between $60–$85 per service call.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

Learn more: Choice Home Warranty Review


First American Home Warranty

First American Home Warranty (FAHW) is another top-rated home warranty company that provides extensive coverage for customers. One of its most valuable features is its First Class Upgrade that covers systems and appliances even if they’ve been improperly installed, modified, or maintained.

Pros & Cons

✔ Covers systems and appliances regardless of age
✔ Offers coverage without requiring a home inspection
✔ Has a 90-day repair guarantee

✘ Coverage cap of $1,500 is low
✘ Provides only two plans
✘ Customers can’t build their own plan

Plans & Pricing

First American offers two plans—a Basic Plan and a Premier Plan. The Basic Plan covers six kitchen appliances, along with the washer and dryer. The Premier Plan protects those eight appliances plus eight systems like your water heater and electrical.

Here are a few of the add-ons offered by First American: Secondary refrigerator, pool and spa, well pump, First Class Upgrade*, air conditioning

*In addition to protecting items that have been improperly installed, modified, or maintained, the First Class Upgrade gives you extra coverage for cosmetic damage and fees associated with installation, removal, and building permits of systems and appliances.

Typically, customers will pay between $28 and $44 per month for a plan, plus a $75 service fee for a contractor visit.

To get a free quote from First American Home Warranty, fill out this online form or call 833-777-0049.

Learn more: First American Home Warranty Review


Select Home Warranty

Select Home Warranty is a budget-friendly option for homeowners that want to prioritize affordability without sacrificing coverage.

Pros & Cons

✔ Free roof-leak coverage up to $400 is included with every plan
✔ All plans less than $50
✔ 24 hour claim response time which is shorter than many providers’ 48 hour time frame

✘ Long list of appliance brands excluded from coverage
✘ You may be charged more than one service call fee in a visit if you claim multiple items

Plans & Pricing

Select offers the standard suite of plan options. Bronze Care is Select’s appliance-only option. It covers items such as your cooktop, refrigerator, and oven. Gold Care offers coverage for systems exclusively, including your heating and cooling systems. Platinum Care covers all the items in those two plans plus plumbing stoppages and garage door openers.

Select Home Warranty’s add-on options include the following items: Central vacuum, lawn sprinkler system, pool, septic system, spa, stand-alone freezer, sump pump, well pump

According to our quote, Select’s monthly fees range from $41–$47. You will be responsible for a $75 service call fee each time you file a claim.

To request a personalized quote from Select Home Warranty, call 888-370-3956 or fill out this online form.

Learn more: Select Home Warranty Review


Liberty Home Guard

Liberty Home Guard is a compelling option for homeowners seeking a responsive customer service team, an unmatched suite of add-on options, and affordable plan prices.

Pros & Cons

✔ More add-on options than any other provider featured in this list
✔ Live-chat feature and 24/7 customer service allows customers to reach out at any time
✔ All plans $55 or less

✘ Items are limited to $1,600 in coverage which is lower than many of its competitors
✘ You have to speak to a representative directly to find out your assigned service call fee

Plans & Pricing

Customers can choose from three standard plan options: an appliance-only plan, a systems-only plan, and a combination plan that covers both major elements of the home. Appliance Guard covers items such as your garbage disposal, ranges/ovens/cooktops, and dishwashers. Systems Guard covers items such as water heater, ductwork, and plumbing. Total Home Guard covers all of the items in the two basic plans.

Liberty Home Guard also offers a large suite of add-on options: Pool and spa, sump pump, well pump, central vacuum, additional spa, septic system plumbing, stand-alone freezer, limited roof leak, lighting fixtures, re-key, gutter cleaning, pest control, floor/carpet cleaning, water softener, lawn sprinkler system, electronics protection, swamp cooler, ejector pump, second refrigerator, trash compactor, in-fridge ice maker, freestanding ice maker, wine cooler/fridge, saltwater pool, generator, plumbing fixtures, grinder pump, water dispenser water line, instant hot water dispenser, reverse osmosis system

Liberty Home Guard’s plans range from $45–$55 a month. This provider charges a variable service call fee and it is not made clear during the online quote process.

When we reached out to a representative for clarification, we were told that the service call fee will always fall between $65 and $125. It will be assigned to your account based on your plan selection, add-on options, and the location of your home.

To request a quick quote from Liberty Home Guard, fill out this simple form or call 866-452-9107.

Learn more: Liberty Home Guard Review


Our Conclusion

American Home Shield, Choice Home Warranty, and First American Home Warranty are the best options for New Mexico homeowners. Before signing up for a plan, we recommend getting quotes from all five home warranty companies since the estimates will vary based on where you live and the type of coverage you select.


Frequently Asked Questions About New Mexico Home Warranties

Do home warranties cover TVs?

A home warranty doesn’t usually provide coverage for electronics, like televisions. However, companies like American Home Shield offer an electronics extended warranty that protects televisions, laptops, computers, and more.

How do home warranties work?

If one of the covered items in your contract breaks down, simply file a claim with your provider either online or over the phone. Once your claim has been approved, a technician will be sent to your home for diagnosis and repair and you’ll pay the set service fee. The provider usually covers the appliance repair or replacement costs unless they’re more than the coverage cap, in which case the homeowner pays the remaining amount.

How long is a home warranty contract?

Most home warranties last for a year— you can pay the entire cost upfront or split the cost into monthly installments.

Can you buy a home warranty after something breaks?

No. The system or appliance in question must be functioning and installed at the time of purchase. If the covered item breaks down due to normal wear and tear after your coverage has kicked in, the repair will be covered under your warranty.


Our Home Warranty Review Methodology: How We Chose The Best Home Warranty Companies

The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:

  • We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
  • We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
  • We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
  • We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.

With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:

  • Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
  • Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
  • Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
  • Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the BBB.
  • State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
  • Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
  • Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.

In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.