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Best Home Warranty Companies in New Mexico

Buying a home warranty can make repairing or replacing broken systems and appliances more affordable and give you peace of mind. In this review, we’ll help you find a home warranty that fits your home protection needs.

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With a New Mexico home warranty plan, you’ll be protected if a major system or appliance fails unexpectedly. A home warranty will also prevent you from paying expensive, out-of-pocket costs on necessary repairs or replacements.

To make your home warranty search easier, the This Old House Reviews Team compared a variety of home warranty companies in New Mexico and chose three of the top providers in the state. Keep reading to determine which home warranty company is right for you.

New Mexico’s Top 3 Home Warranty Companies

When choosing the best home warranty companies in New Mexico, we took an in-depth look at plan specifics, pricing, unique benefits, and more. The highest rated home warranty companies in New Mexico include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. First American Home Warranty: Best Value

Here’s a closer look at our top picks.

1. American Home Shield

American Home Shield (AHS) is our top pick for home warranty coverage in New Mexico for its number of plans and customizability. Not only does American Home Shield have three standard coverage plans, but it offers add-on coverage and allows homeowners to choose their service fee.

As if American Home Shield plans aren’t customizable enough, you can also add on coverage for the following items:

  • Guest unit under 750 square feet
  • Septic pump
  • Well pump
  • Pool and spa
  • Electronic extended warranty

American Home Shield plan prices range between $40–$58 per month, though the service fee you choose will affect the overall price. Take a look at how each service call fee will affect your monthly premiums:

Plans and Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

Choice Home Warranty (CHW) provides two coverage plans that protect major systems and appliances, has 24/7 customer service, and offers relatively affordable premiums and service fees.

CHW has a Basic Plan and a Total Plan, the first of which protects 14 home systems and appliances. The Total Plan covers everything under the Basic Plan and includes coverage for a washer, dryer, air conditioner, and refrigerator.

For an additional cost, you can add these optional items to either plan:

  • Septic tank pumping
  • Limited roof leaks
  • Septic system
  • Sump pump
  • Stand alone freezer
  • Well pump
  • Second refrigerator
  • Central vacuum
  • Pool and spa

Here are Choice Home Warranty premium estimates by month and year:

Plans and Pricing of Choice Home Warranty

Plans Price by Month Price by Year
Plans Price by Month Price by Year
Basic Plan $41.69 $470.25
Total Plan $50.00 $570.00

In addition to a premium, customers pay between $60–$85 per service call.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

3. First American Home Warranty

First American Home Warranty (FAHW) is another top-rated home warranty company that provides extensive coverage for customers. One of its most valuable features is its First Class Upgrade that covers systems and appliances even if they’ve been improperly installed, modified, or maintained.

First American offers two plans—a Basic Plan and a Premier Plan. The Basic Plan covers six kitchen appliances, along with the washer and dryer. The Premier Plan protects those eight appliances plus eight systems like your water heater and electrical.

If you want air conditioning coverage, you’ll have to add it onto one of the plans for an additional cost. Here are a few other add-ons offered by First American:

  • Secondary refrigerator
  • Pool and spa
  • Well pump
  • First Class Upgrade*

*In addition to protecting items that have been improperly installed, modified, or maintained, the First Class Upgrade gives you extra coverage for cosmetic damage and fees associated with installation, removal, and building permits of systems and appliances.

Take a look at how much First American customers pay for monthly and annual premiums:

Plans and Pricing of First American Home Warranty

Plans Price by Month Price by Year
Plans Price by Month Price by Year
Basic Plan $28.00 $336.00
Premier Plan $43.50 $522.00

Note: Customers pay $75 per service contractor visit.

To get a free quote from First American Home Warranty, fill out this online form or call 833-777-0049.

Our Conclusion

American Home Shield, Choice Home Warranty, and First American Home Warranty are the best options for New Mexico homeowners. Before signing up for a plan, we recommend getting quotes from all three home warranty companies since the estimates will vary based on where you live and the type of coverage you select.

Frequently Asked Questions about New Mexico Home Warranties

Do home warranties cover TVs?

A home warranty doesn’t usually provide coverage for electronics, like televisions. However, companies like American Home Shield offer an electronics extended warranty that protects televisions, laptops, computers, and more.

How do home warranties work?

If one of the covered items in your contract breaks down, simply file a claim with your provider either online or over the phone. Once your claim has been approved, a technician will be sent to your home for diagnosis and repair and you’ll pay the set service fee. The provider usually covers the appliance repair or replacement costs unless they’re more than the coverage cap, in which case the homeowner pays the remaining amount.

How long is a home warranty contract?

Most home warranties last for a year— you can pay the entire cost upfront or split the cost into monthly installments.

Can you buy a home warranty after something breaks?

No. The system or appliance in question must be functioning and installed at the time of purchase. If the covered item breaks down due to normal wear and tear after your coverage has kicked in, the repair will be covered under your warranty.

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