A New Hampshire home warranty will cover expensive repair or replacement costs when a major home system or appliance inevitably fails due to regular use. Not to mention, a home warranty saves you the hassle of having to find a trusted service contractor to complete covered repairs.
To make your search for a home warranty easier, the This Old House Reviews Team has compiled a list of the best home warranty companies in the Granite State. Keep reading this review to find the right home warranty plan for you.
New Hampshire’s Top 3 Home Warranty Companies
The highest rated home warranty companies in New Hampshire include:
- American Home Shield (AHS): Best Overall
- Choice Home Warranty: Best Service
- Home Service Club: Quickest Coverage
To determine the best home warranty companies in New Hampshire, we looked at plans, add-ons, and pricing, among other factors. Here are our top picks in more detail.
1. American Home Shield
American Home Shield (AHS) offers a range of coverage levels at flexible price points to satisfy individual home protection needs.
Pros and Cons of American Home Shield
|Comprehensive plans and customizable service fees||No plan to cover appliances only|
|Industry veteran with 50 years of experience||Only a few options for add-on coverage|
|Coverage of items regardless of age|
American Home Shield offers three plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. The ShieldSilver covers home systems, the ShieldGold adds protection for kitchen and laundry appliances, and the ShieldPlatinum protects all of the ShieldGold’s items while increasing coverage caps across the board.
To customize your plan further, consider adding on coverage for one of these optional add-ons:
- Guest unit under 750 square feet
- Electronics extended warranty
- Pool and spa
- Well pump
- Septic pump
Pricing of American Home Shield
American Home Shield plans cost on average between $40–$58 per month, and customers have the choice of choosing a service call fee of $75, $100, or $125. Choosing a higher service fee will result in a lower monthly premium.
2. Choice Home Warranty
Affordability is the biggest selling point for Choice Home Warranty (CHW). With one of Choice’s two plans, you can get coverage for your major systems and appliances for less than $45 a month.
Pros and Cons of Choice Home Warranty
|Customer service available 24 hours a day, seven days a week, 365 days a year||Can’t pick and choose items for a customizable plan|
|Low service fees||Low coverage caps|
|90-day repair guarantee|
Choice Home Warranty offers a Basic Plan and a Total Plan. The Basic Plan covers 14 of your home’s most important systems and appliances. For more comprehensive coverage, consider investing in the Total Plan, which covers everything under the Basic Plan in addition to an air conditioner, washer, dryer, and refrigerator.
Here are some optional add-ons you can include with your CHW plan for an additional cost:
- Pool and spa
- Central vacuum
- Limited roof leaks
- Second refrigerator
- Well pump
- Standalone freezer
- Sump pump
- Septic tank pumping
- Septic system
Pricing of Choice Home Warranty
Choice Home Warranty plans cost between $37–$44 per month and service fees cost between $60–$85 per claim. On average, service fees cost between $75–$125, so a $60 service call fee is great for those who are on a budget.
3. The Home Service Club
The Home Service Club (HSC) is known for providing quick coverage to customers and offering one of the shortest waiting periods in the home warranty industry.
Pros and Cons of Home Service Club
|Coverage waiting period of 10 days, instead of the industry average of 30 days||High premiums and service fee|
|Protection for unique items like doorbells and pest control||C rating from the Better Business Bureau|
|30-day labor guarantee and 90-day parts guarantee|
The Home Service Club has two plans—Standard Coverage and Comprehensive Coverage. While you pay a premium price for the Comprehensive Coverage, you’ll get protection for items not commonly found in home warranty plans, like pest control and alarm wiring.
Standard Coverage covers 18 major systems and appliances, but if you want to go above and beyond for protection, Comprehensive Coverage gives you protection for 12 more items, including a sump pump, gas leaks, telephone wiring, and more.
Here are the add-ons you can include with either plan:
- Jetted bathtub
- Well pump
- Sewage ejector pump
- Water softener
- Freestanding freezer
- Spa and spa heater
- Sprinkler system
- Freestanding additional refrigerator
- Built-in refrigerator with dual compressors
- Utility lines
Pricing of Home Service Club
The Home Service Club plans cost between $46–$61 per month and the service fee is $75 for all customers.
With one of these top-rated New Hampshire providers, you’ll get customizable, affordable, and unique coverage for your home. Before buying a home warranty plan, get a quote from all three companies to see how your specific location and type of coverage will affect the estimates in this review.
Frequently Asked Questions about New Hampshire Home Warranties
What is covered in a New Hampshire home warranty?
A home warranty covers major systems and appliances in your home, including the plumbing, electrical, heating system, air conditioning, water heater, refrigerator, dishwasher, washer, and dryer.
When does my home warranty coverage start?
Most home warranty companies provide coverage 30 days after the customer purchases a plan. However, some companies may start sooner or have exceptions. For example, The Home Service Club has a short waiting period of 10 days. Choice Home Warranty will eliminate the waiting period altogether if you recently had protection from a different provider.
Do home warranty plans have coverage caps or maximums?
Yes, most home warranty companies have coverage caps on certain items. A coverage cap is the total amount the provider will pay for a repair or replacement to a covered item. If the fix costs more than the coverage cap, the homeowner assumes the rest of the cost.
A coverage cap may vary by item or be the same across all covered items. Be sure to ask about coverage caps before purchasing a plan so that you’re satisfied with the level of coverage.
To share feedback or ask a question about this article, send a note to our Reviews Team at email@example.com.