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Best Home Warranty Companies in Nebraska

A home warranty can benefit seasoned homeowners, home sellers, real estate agents, and first-time home buyers and protect items that break down due to normal wear and tear. Read on to learn how to buy a home warranty in Nebraska and which top-rated home warranty companies we recommend.

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Home warranties offer peace of mind to homeowners who don’t want to spend their days worrying about how to afford an unexpected repair or replacement on a major home system or appliance. In addition to receiving coverage on essential items like your air conditioning, heating, and plumbing, Nebraska residents can even opt into protection for well pumps, roof leaks, and septic systems.

Since the home warranty industry is saturated with providers, the This Old House Reviews Team did the research for you and compared three of the best home warranty companies in Nebraska. Keep reading to learn which Nebraska home warranty is right for you.

Nebraska’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Nebraska include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. First American Home Warranty: Best Value

Our team scoured the home warranty market to find the best providers for your state. We narrowed down the choices to three companies based on factors like reputation, coverage, pricing, benefits, and more. Here’s a closer look at the three companies.

1. American Home Shield

American Home Shield (AHS) has served more than 1.8 million customers since its founding in 1971. The home warranty company prides itself on accepting most of the claims its customers file, having paid more than $2 billion in the last five years.

AHS offers three plans for its customers—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver protects important home systems, the ShieldGold covers 23 appliances and systems, and the ShieldPlatinum increases the ShieldGold’s coverage caps. The ShieldPlatinum is one of the most comprehensive plans in the home warranty industry, and it also offers roof leak coverage and a free HVAC tune-up.

AHS offers some coverage other home warranty companies don’t, like coverage for damage caused by rust and corrosion as well as duplicate items.

Unlike most home warranty companies, you can choose your service fee—between $75, $100, and $125—when you sign up for a plan. The lower the service fee, the more your monthly premium will be. Compare American Home Shield plan pricing below:

Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month

As an American Home Shield customer, you’ll receive the following benefits:

  • 30-day workmanship guarantee
  • Notable add-ons for electronics, guest units, and more
  • A claims center that’s open 24/7
  • No home inspection needed to start coverage

For a free quote from American Home Shield, fill out this online form or call 844-529-9298.

2. Choice Home Warranty

While Choice Home Warranty (CHW) has been around for only a fraction of the time as American Home Shield, the company has protected over one million homes and has a network of more than 15,000 service contractors that have handled more than three million service requests.

CHW has two plans—a Basic Plan and a Total Plan. The Basic Plan covers 14 major systems and appliances, while the Total Plan covers those 14 items plus air conditioners, washers, dryers, and refrigerators.

Here’s the monthly cost breakdown of each Choice Home Warranty plan:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

In addition to paying a monthly premium, Choice customers will have to pay a $60–$85 service call fee for every claim made.

Here are a few additional Choice Home Warranty benefits:

  • One month of coverage free if you sign up today
  • 24/7 customer service
  • 90-day repair guarantee
  • Most claims processed within 48 hours

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

3. First American Home Warranty

First American Home Warranty (FAHW) is another veteran in the home warranty industry with more than 35 years of experience. In the past year, 63% of its customers filed a claim and FAHW saved them more than $177 million.

Pricing of First American Home Warranty

First American has two plans—a Basic Plan and Premier Plan—that cost between $25–$40 per month. All First American customers pay a set service fee of $75.

Here are just a few First American Home Warranty benefits:

  • Affordable premiums and service fees
  • Coverage for improperly installed or maintained items
  • No coverage cap on cooling, heating, or ductwork
  • Member of the National Home Service Contract Association, which regulates service contractor standards

To get a free quote from First American Home Warranty, fill out this online form or call 833-777-0049.

Our Conclusion

American Home Shield, Choice Home Warranty, and First American Home Warranty offer the best home warranty coverage for Nebraska homeowners. Because plan pricing will depend on where you live, the type of plan you choose, and the square footage of your home, we recommend getting quotes from all three providers and comparing costs.

Frequently Asked Questions about Nebraska Home Warranties

How do I file a claim on my home warranty?

Most home warranty companies allow you to request service online via your customer portal or over the phone with a customer service representative. If your provider approves your claim, you will pay the service fee specified in your contract and a service technician will be sent to your home for a diagnosis and repair or replacement.

What does a home warranty cover?

A home warranty covers major home systems and appliances, like your air conditioner, water heater, refrigerator, and dishwasher, that break down due to normal wear and tear.

How long does home warranty coverage last?

Home warranty companies typically offer one-year contracts. Once this contract has expired, you can renew your plan. Some companies, like Select Home Warranty, allow you to buy several years of protection upfront.

What happens if I sell my home while a home warranty is still in effect?

Most providers allow you to transfer any remaining coverage to the buyer of your home. In fact, having a transferable home warranty could make your home more appealing to potential buyers because they know the home is guaranteed protection from potential breakdowns.

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