Best Home Warranty Companies in Idaho

Under a home warranty contract, you pay a monthly or annual premium to protect your home’s systems and appliances from normal wear and tear. This means that you won’t have to break the bank if a repair or replacement is needed for one of those covered items. Since a large portion of Idaho’s population is located in rural communities, consider investing in a home warranty that covers commonly used systems in those areas, like wells and septic tanks.

The This Old House Reviews Team is here to help you during your home warranty search. We conducted research on a variety of home warranty companies and composed this review, detailing our recommendations for the best home warranty providers available in the Gem State.

Idaho’s Top 3 Home Warranty Companies

The highest rated home warranty companies in Idaho include:

1. American Home Shield (AHS): Best Overall
2. Choice Home Warranty: Best Service
3. First American Home Warranty: Best Value

To zero in on the best options for Idaho homeowners, our team looked at pricing, plans, add-on options, customer service, and other factors. Here’s a detailed look at our top three picks.

1. American Home Shield

American Home Shield (AHS) has over 45 years of experience in the home warranty industry. During its tenure, AHS has protected more than 1.8 million customers with its network of 17,000 service contractors nationwide.

AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver covers home systems, such as your electrical and plumbing. The ShieldGold also covers systems, and adds kitchen and laundry appliances, bringing the total number of items covered to 23. The ShieldPlatinum is among the most comprehensive in the industry, covering all of the ShieldGold and increasing coverage caps.

Scan this pricing table to see how different service fees affect each plan’s monthly premium:

Take a look at what else AHS has to offer:

• 24/7 customer service
• Generous coverage caps
• Unique add-ons, like coverage for electronics and guest units
• No limit to the number of home repairs during the contract period

2. Choice Home Warranty

Choice Home Warranty (CHW) is an affordable option for Idaho homeowners and is an ideal candidate for older homes, where appliances and systems may break down more often.

CHW offers two plans—a Basic Plan and a Total Plan. CHW’s Basic Plan covers 14 home systems and appliances, including your electrical, plumbing, water heater, and dishwasher. The Total Plan covers everything under the Basic Plan and adds coverage for your air conditioning, refrigerator, washer, and dryer.

Here’s what monthly and annual premiums for these plans look like for Idaho homeowners:

Choice Home Warranty service fees range between $60–$85, which is low compared to the industry average of $75–$125.

While affordability is CHW’s strong suit, it also has other benefits such as:

• A 90-day repair guarantee
• Coverage without a home inspection
• Coverage regardless of the age of your home, systems, or appliances
• Add-on options, including coverage for roof leaks and septic systems

3. First American Home Warranty

Like American Home Shield, First American Home Warranty (FAHW) is a veteran in the home warranty industry with over 30 years of experience. It’s accredited with the Better Business Bureau (BBB) and has a B rating. First American is also the cheapest of the three home warranty providers recommended for Idaho homeowners.

FAHW offers two plans—the Basic Plan and Premier Plan. FAHW’s Basic Plan covers home appliances, while the Premier Plan covers all the appliances in the Basic Plan and adds on protection for home systems. Here are the monthly and annual premiums for both:

Note: The service fee for First American customers is $75 per claim.

Along with affordable plans from a trusted provider in the industry, First American customers in Idaho will get:

• Customer service available 24 hours a day, seven days a week
• Option of a First Class Upgrade, which protects improperly installed or maintained systems and appliances
• A risk-free, 30-day money-back guarantee

Our Conclusion

The This Old House Reviews Team recommends these three home warranty providers for Idaho homeowners because of their ability to accommodate a wide range of customers in terms of budget and coverage. We suggest getting a quote from all three, since plan pricing will vary by region, type of plan, and square footage of your home.

Frequently Asked Questions about Idaho Home Warranties

What other home warranty companies are available in Idaho?

While American Home Shield, Choice Home Warranty, and First American Home Warranty are our top picks for home warranty coverage, there are some honorable mentions that also protect homes in Idaho. These include The Home Service Club, Select Home Warranty, and Landmark Home Warranty.

How much should I pay for a home warranty?

The average customer pays between $300 and $600 a year for home warranty. Pricing will depend on whether you want basic or comprehensive coverage for their home systems and appliances and where you live. In addition to a monthly premium, you’ll also have to pay a service call fee between $75–$125 whenever you submit a service request during the contract period.

Do home warranties cover pre-existing conditions?

Most home warranties will not cover pre-existing conditions for poorly installed or maintained systems and appliances. However, First American Home Warranty does offer a First Class Upgrade that would protect those items for an additional cost.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.