As a homeowner in Hawaii, having a home warranty can protect your systems and appliances when they break down due to normal wear and tear and give you peace of mind by ensuring that your home items will be repaired or replaced when an issue arises.
To help you throughout your home warranty buying process, the This Old House Reviews Team reviewed the best home warranty companies in Hawaii so that you can skip the research and go straight to buying.
Hawaii’s Top 3 Home Warranty Companies
The highest rated home warranty companies in Hawaii include:
- American Home Shield (AHS): Best Overall
- Choice Home Warranty: Best Service
- Select Home Warranty: Lowest Deductible
Our team examined the leading home warranty providers in Hawaii and narrowed them down by looking at factors such as pricing, plans, reputation, customer service, and more. These are our top three picks in more detail.
American Home Shield
American Home Shield (AHS) is a veteran in the home warranty industry with more than 45 years of experience and 1.8 million customers nationwide.
Pros & Cons
✔ Customizable plans and service fee
✔ High coverage caps for systems and appliances
✔ 24/7 customer service
✔ No limit to the number of repairs during the coverage period
✘ Repairs are only guaranteed for 30 days
✘ Doesn’t offer many optional add-ons
Plans & Pricing
American Home Shield has three plan options to choose from: ShieldPlatinum, ShieldGold, and ShieldSilver. ShieldPlatinum is best for comprehensive coverage, ShieldGold is best for a basic combo plan, and ShieldSilver is best for covering major home systems.
AHS also provides coverage for the following optional add-ons: Electronics extended warranty, pool and spa, well pump, septic pump, guest unit under 750 square feet
In general, AHS plans cost between $40 and $58 per month. The company also allows customers to select a service fee of $75, $100, or $125. The higher the service call fee you choose, the lower your premium will be.
Learn more: American Home Shield Review
Choice Home Warranty
For Hawaii homeowners on a budget, consider Choice Home Warranty (CHW). Although CHW only offers two home warranty plans, a Basic Plan and Total Plan, its extensive list of add-ons still allows you to customize your coverage.
Pros & Cons
✔ Large number of add-on options
✔ Coverage for systems and appliances regardless of age
✔ 90-day repair guarantee
✘ Doesn’t let customers choose their own contractor
✘ Customers can’t customize their plans
Plans & Pricing
Choice Home Warranty has two plans: Basic and Total. Both plans cover major systems and appliances, but the Total Plan includes coverage for your air conditioning, refrigerator, clothes washer, and clothes dryer.
You can also add the following add-ons to your plan: Pool and spa, well pump, sump pump, central vacuum, limited roof leak, septic system, second refrigerator, stand alone freezer, septic tank pumping
Choice Home Warranty’s service call fee is $60–$85 per claim in addition to your plan’s monthly or annual cost. In general, customers will pay between $41 and $50 per month for a plan from Choice Home Warranty.
Learn more: Choice Home Warranty Review
Select Home Warranty
Select Home Warranty offers three plans that are all more affordable than similar plans offered by Choice Home Warranty and American Home Shield.
Pros & Cons
✔ Provides free roof coverage
✔ Offers discounts on purchases for several years of protection
✔ Has awards from Consumers Advocate, Consumer Affairs, and more
✘ Doesn’t cover fixtures
✘ Low coverage caps
Plans & Pricing
Select Home Warranty has three plans: Gold Care, Bronze Care, and Platinum Care. Bronze is best for appliances, Gold is best for major systems, and Platinum is best for comprehensive coverage.
You can also opt into getting additional coverage for these items: Second refrigerator, stand-alone freezer, central vacuum, refrigerator ice maker, septic system, lawn sprinkler system, well pump, sump pump, pool/spa equipment, plumbing fixtures, lighting fixtures, switches, outlets
If one of your covered items breaks down, you’ll pay a service fee of $75 when a service contractor visits your home and repairs or replaces the item. In general, customers will pay between $52 and $58 per month for a plan from Select Home Warranty.
Learn more: Select Home Warranty Review
The This Old House Reviews Team recommends American Home Shield, Choice Home Warranty, and Select Home Warranty for Hawaii homeowners looking for home warranty. Before purchasing a home protection plan, we recommend getting a quote from all three providers to see what coverage, pricing, and benefits each one can offer you and your home.
Frequently Asked Questions about Hawaii Home Warranties
Who is eligible for a home warranty in Hawaii?
If you’re a real estate agent, first-time home buyer, home seller, or seasoned homeowner you can buy a home warranty. As a real estate agent or home seller, including a warranty in the sale can act as an extra incentive for potential buyers to buy the home. Whether you’re moving to Hawaii for the first time or you’re a longtime homeowner in the Aloha State, a warranty will protect you from having to pay out of pocket for a repair or replacement on an important system or appliance.
Which home warranty company provides the best coverage in Hawaii?
American Home Shield is the best option for Hawaii homeowners. Its three plan options allow homeowners to find the package that fits their needs. We also recommend Choice Home Warranty and Select Home Warranty for their affordable pricing and extensive add-on options.
What is the difference between homeowners insurance and home warranty?
Home insurance offers protection for damage or loss of personal property due to emergencies, such as fires or theft. A home warranty covers the cost of repairs and replacements to appliances and systems that break down due to normal wear and tear.
How much does a home warranty cost?
The average home warranty costs between $300 and $600 per year. On top of a premium, customers pay a service call fee for every claim filed, which is usually between $75 and $125.
To share feedback or ask a question about this article, send a note to our Reviews Team at email@example.com.