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Best Home Warranty Companies in Alabama

If you live in Alabama and are looking for extra protection for your home systems and appliances, consider investing in a home warranty. In this article, we’ll discuss our top three home warranty provider picks in your state.

Ranch-style home

As an Alabama resident, you’ll want air conditioning to keep your house cool in the summer and a washer and dryer to clean the clothes you sweat through. A home warranty will ensure these systems and appliances remain functioning, giving you peace of mind all year round.

The This Old House Reviews Team has put together information to make your search for an Alabama home warranty easier. In this review, we’ll break down the best home warranty companies in your state to ensure you find the best protection for your home.

Alabama’s Top 3 Home Warranty Companies

The highest rated home warranty companies in AL include:

  1. American Home Shield (AHS): Best Overall
  2. Choice Home Warranty: Best Service
  3. Select Home Warranty: Lowest Deductible

To determine the top three Alabama home warranty companies, the This Old House Reviews Team compared a variety of companies across the state and based our recommendations on factors such as pricing, plan options, claims process, home warranty reviews, and Better Business Bureau (BBB) ratings. Here are our top three picks:

1. American Home Shield

American Home Shield (AHS) has close to 50 years of experience in the home warranty industry. The company offers three plans to customers—ShieldSilver™, ShieldGold™, and ShieldPlatinum™—and customizable service fees between $75–$125.

Before determining if AHS is right for you, weigh the pros and cons of the company below:

Pros and Cons of American Home Shield

Pros Cons
Pros Cons
Offers customer service 24 hours a day, seven days a week Fewer options for add-on coverage than most companies
Covers damage due to rust and corrosion More expensive monthly premiums and service fees than other leading providers
Has over 45 years of industry experience
Doesn’t require a home inspection before providing coverage

Plan pricing will vary based on where you live in Alabama, the type of plan you choose, and the service fee you select. See how the service fee you choose will affect the monthly cost of each coverage plan in the table below:

Pricing of American Home Shield

Plan $75 Service Fee $100 Service Fee $125 Service Fee
Plan $75 Service Fee $100 Service Fee $125 Service Fee
ShieldSilver™ $54.99 per month $44.99 per month $39.99 per month
ShieldGold™ $64.99 per month $54.99 per month $49.99 per month
ShieldPlatinum™ $79.99 per month $69.99 per month $64.99 per month

The higher the service call fee, the lower the monthly payment, and vice versa.

For a free quote from American Home Shield, fill out this online form or call 888-751-6014.

2. Choice Home Warranty

Choice Home Warranty (CHW) remains a leading home warranty provider because of its competitive prices. While CHW only has two plan options, its large list of potential add-ons allow you to customize your plan to fit your coverage needs.

Like American Home Shield, CHW isn’t without its faults. Scan the table below and decide if the pros outweigh the cons:

Pros and Cons of Choice Home Warranty

Pros Cons
Pros Cons
Doesn’t require a home inspection before purchasing a plan Caps on covered items leave the remainder of repair costs to homeowner
Provide a long list of add-on options, including coverage for roof leaks Not accredited with the BBB
Comes with a 90-day repair guarantee Customers can’t choose their own service contractor
Doesn’t deny coverage based on the age of your home

Here’s a breakdown of what a monthly premium with CHW looks like for each plan offered:

Pricing of Choice Home Warranty

Basic Plan Total Plan
Basic Plan Total Plan
$36.17 per month $43.85 per month

Not only are Choice Home Warranty’s monthly payments affordable, its service fees are also relatively cheap. As a customer, you’ll pay between $60 and $85 per claim each time a service call is made.

For a free quote from Choice Home Warranty, fill out this online form or call 929-400-6165.

3. Select Home Warranty

Select Home Warranty has plan options similar to those of American Home Shield. Its Bronze Care Plan covers systems, its Gold Care Plan covers appliances, and its Platinum Care Plan protects both home systems and appliances.

Compare the pros and cons of Select Home Warranty below:

Pros and Cons of Select Home Warranty

Pros Cons
Pros Cons
Monthly premiums and service fees are at industry lows Has less than 10 years of experience
Offers free roof coverage Low coverage gaps force customers to pay the rest of repair or replacement costs
Offers discounts to customer who purchase several years of coverage

Here’s what a typical monthly premium would look like with one of Select’s plans:

Pricing of Select Home Warranty

Bronze Care Gold Care Platinum Care
Bronze Care Gold Care Platinum Care
$35.83 per month $35.83 per month $37.50 per month

In addition to Select’s relatively affordable monthly premiums, the company offers a service fee of $75 per claim, which is in line with the industry average.

For a free quote from Select Home Warranty, fill out this online form or call 888-370-3956.

Our Conclusion

While there are a variety of home warranty companies available in Alabama, we recommend American Home Shield above all the rest because of its extensive experience and comprehensive plan coverage.

Start the quotes process today with American Home Shield by filling out this online form or calling 888-751-6014.

If you’re still on the fence about buying a home warranty, consider getting several quotes from all three providers listed in this article. This way, you can find coverage that best fits your protection needs and budget.

Frequently Asked Questions about Alabama Home Warranties

Can you get a home warranty for a mobile home in Alabama?

Yes, most companies will offer protection for mobile homes. Your mobile home comes with many of the same systems and appliances as single-family homes, which means they require the same sort of protection. All three of the companies we reviewed offer mobile home warranty coverage.

Who pays for a home warranty?

The customer pays a monthly or yearly premium for protection and a service fee every time they file a claim for a repair. The home warranty company will pay the cost of labor and parts for the repair.

However, it’s important to read the fine print in your contract because many companies have coverage caps, which means the company will pay only a certain amount for the repair or replacement, leaving the rest of the cost to be paid for by the customer.

What does a home warranty cover?

A home warranty covers major home systems, such as your water heater, electrical, and plumbing, and appliances like refrigerators and ovens. Most companies offer three plan options: one for systems, one for appliances, and one for comprehensive coverage that protects both.

Home warranty companies also provide add-on coverage for items like septic tanks and pools to help you create a plan that works for your specific home.

To share feedback or ask a question about this article, send a note to our Reviews Team at reviews@thisoldhousereviews.com.