A Georgia home warranty is a service agreement that provides peace of mind for homeowners by covering the cost of repair and replacement when major systems and appliances break down.
To help you choose the right home warranty provider for your needs, the This Old House Reviews Team reviewed multiple options and took into account the number and quality of plan options, customer service ratings, pricing, and more. Read on for the top home warranty providers in Georgia and tips to help you find the best home warranty for your home.
Georgia’s Top 5 Home Warranty Companies
The highest-rated home warranty companies in Georgia include:
- American Home Shield: Best Overall
- Choice Home Warranty: Best Basic Plan
- Liberty Home Guard: Most Responsive
- Select Home Warranty: Best Value
- Priority Home Warranty: Best for Choosing Your Own Contractor
American Home Shield
American Home Shield (AHS) is the top provider for Georgia homeowners. This is one of the oldest companies in the industry and has more than 45 years of experience.
Here are some quick highlights of American Home Shield:
✔ Approves and assigns contractors to a customer’s service request within the first 24 hours, 98% of the time
✔ Offers a 30-day workmanship guarantee
✔ Allows customers to choose their service fee ($75, $100, or $125)
Plans & Pricing
AHS offers three plan options: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™. The ShieldSilver plan covers 14 major home systems, such as your electrical and plumbing. The ShieldGold covers the same systems and adds protection for nine of your appliances. The ShieldPlatinum is American Home Shield’s most comprehensive, and it covers everything in ShieldGold and adds higher coverage limits and roof leak repairs.
In addition to paying a premium, customers also have to pay a service call fee of $75, $100, or $125. A higher service fee means a lower monthly premium and vice versa.
Here’s the monthly cost of each plan if you choose a $75 service fee:
- ShieldSilver: $49.99 per month
- ShieldGold: $59.99 per month
- ShieldPlatinum: $74.99 per month
Learn More: American Home Shield Review
Choice Home Warranty
If you live in an older Georgia home, Choice Home Warranty (CHW) is another great option by our standards. Appliances and systems can break down more often in older homes, and this provider is ideal for those who may have to make claims more frequently.
Here are some quick highlights of Choice Home Warranty:
✔ Provides after-hours service
✔ Claims center is open 24 hours a day, seven days a week
✔ Guaranteed response time within 48 hours or receiving a claim
✔ Awards from Best Company, Angie’s List, Consumer Affairs, and Trustpilot
Plans & Pricing
With Choice, you’ll have two plan options available—a Basic Plan and a Total Plan. The Basic Plan covers systems and appliances like your heating and garbage disposal, while the Total Plan provides comprehensive coverage of all major home items, including your air conditioning, and refrigerator.
CHW also provides optional coverage for items like your pool, spa, well pump, septic system, second refrigerator, and roof leaks.
In addition to a premium, Georgia homeowners are required to pay a $60–$85 trade service call fee per claim, regardless of repair or replacement costs for the covered item.
Here’s what plans cost for a single-family home in Atlanta, Georgia, that’s less than 5,000 square feet:
- Basic Plan: $41.69 per month
- Total Plan: $50.00 per month
Learn More: Choice Home Warranty Review
Liberty Home Guard
Liberty Home Guard is an excellent home warranty provider for Georgia homeowners. Founded in 2017, Liberty Home Guard has become a worthy competitor with decades-old companies by having responsive customer service, quick claims processing, and an extensive list of add-on coverage options.
Here are some quick highlights of Liberty Home Guard:
✔ Customers are eligible for a reduced service call fee when they enroll in multi-year plans
✔ Live chat feature built-in to the website for easy customer service outreach
✔ More than 30 optional add-ons for additional coverage
Plans & Pricing
Liberty Home Guard offers three plans: Appliance Guard, Systems Guard, and Total Home Guard. Appliance Guard is the most basic plan option and exclusively covers nine appliances, including your laundry machines, refrigerator, and dishwasher. The next step up is the systems-exclusive, Systems Guard which covers your household systems, including air conditioning, heating, and ductwork.
Customers will be responsible for an $80 service fee whenever they file a claim, but discounted service fees may be available for multi-year plans.
Here’s a breakdown of the monthly price for each plan:
- Appliance Guard: $64.99 per month
- Systems Guard: $69.99 per month
- Total Home Guard: $74.99 per month
Learn More: Liberty Home Guard Review
Select Home Warranty
If you’re looking for an affordable home warranty, consider signing up for a Select Home Warranty plan. Select has been in business for seven years and offers some of the lowest premiums in the home warranty industry.
Here are some quick highlights of Select Home Warranty:
✔ Offers free roof leak coverage to customers
✔ Provides discounts to customers who enroll in multi-year plans
✔ Gives two months of free coverage to customers who sign up for a plan
Plans & Pricing
Select Home Warranty has three plan options to choose from—Gold Care, Bronze Care, and Platinum Care. Gold Care covers essential home systems, Bronze Care covers appliances, and Platinum Care covers a combination of both.
Like Choice Home Warranty, Select also offers additional coverage for items like your pool, sump pump, roof leaks, and septic systems. Unlike other home warranty companies, Select offers optional coverage for lawn sprinkler systems.
Here’s a monthly pricing breakdown of Select Home Warranty plans:
- Bronze Care: $35.83 per month
- Gold Care: $35.83 per month
- Platinum Care: $37.50 per month
Learn More: Select Home Warranty Review
Priority Home Warranty
Priority Home Warranty is another newer home warranty company. Established in 2008, Priority Home Warranty currently serves 22 states, including Georgia.
Here are some quick highlights of Priority Home Warranty:
✔ Allows you to work with your own contractor as long they’re bonded and insured
✔ Reimburses customers if they pay for their own contractor out of pocket
✔ Service fee is lower than the industry average
Plans & Pricing
Priority Home Warranty offers three plans at affordable rates, in addition to a $70 service fee. The Systems Home Care and Appliance Home Care plans exclusively cover systems and appliances, respectively, while the Total Home Care plan provides comprehensive coverage for both.
Here’s a look at what each plan costs each month:
- Systems Home Care: $33 per month
- Appliance Home Care: $33 per month
- Total Home Care: $47 per month
Learn More: Priority Home Warranty Review
A Georgia home warranty can save you money on expensive repairs and replacements if a major system or appliance, such as your water heater, air conditioning system, or refrigerator, breaks down due to normal wear and tear. This home protection plan can even save you the time and hassle of locating a qualified repair technician.
Each of the home warranty companies mentioned—American Home Shield, Choice Home Warranty, Liberty Home Guard, Select Home Warranty, and Priority Home Warranty—are some of the best providers in the business. They offer comprehensive plans, affordable pricing, excellent customer service, and discounts on plans. We recommend getting a quote from all five companies so you can compare coverage and pricing and find a plan that fits within your budget.
Frequently Asked Questions About Georgia Home Warranties
How much is a home warranty in Georgia?
On average, a home warranty costs between $300–$600 annually, with more comprehensive plans costing a little more than basic plans. Where you live, the type of plan you choose, the square footage of your home, and the amount of add-ons you include in your plan will all affect plan pricing. Additionally, service fees range between $75–$125 per claim.
When should I buy a Georgia home warranty?
We recommend that all first-time home buyers purchase a home protection plan to cover major systems and appliances. Typically, a real estate agent will include a home warranty in the closing process to sweeten the deal. If you’re not buying a home, you can still sign up for a home warranty at any point during homeownership.
What’s the difference between homeowners insurance and a home warranty?
Exterior damage to your home due to weather and other acts of God are covered by your homeowners insurance policy, but system and appliance failures are not. A home warranty will cover your major home items when they break down due to normal wear and tear.
Our Rating Methodology
The This Old House Reviews Team is committed to providing comprehensive and unbiased reviews to our readers. This means earning your trust through transparency and having the data to back up our ratings and recommendations. With that in mind, we spent time creating an objective rating system to score each home warranty company. Here’s what that review process looks like:
- We call every home warranty provider, talking to sales agents and company representatives. We get quotes, ask questions, and fully understand the protection plan offerings.
- We test the customer service, including factors such as wait times, friendliness, and problem-solving ability.
- We analyze the sample contracts from each brand we review. This allows us to break down the industry jargon and see what is and isn’t covered so we can give readers straightforward information.
- We update all of this information on a continuous basis, storing it in a proprietary database that allows us to compare dozens of home warranty companies against each other.
With all of that data, we created a rating system to score each home warranty company. Our rating system is a weighted, 100-point scale on the following factors:
- Plan options (25): Every home and every family needs the right home warranty plan for them. Providers with more options and more flexibility were rated higher than those without.
- Coverage specifics (5): What does each plan and each provider cover? The more covered by the provider in their basic plans, the higher the score.
- Pricing (25): Both the monthly fee and the service fee play an important role in the selection process.
- Trustworthiness (25): There are a number of home warranty companies that aren’t reputable and don’t follow through on their agreements. We gauged trustworthiness based on customer feedback from the Better Business Bureau (BBB).
- State availability (5): Where you live plays a role in the options you have for a home warranty. Companies scored higher if they covered more states than their competitors.
- Customer service (10): This factor is based on our own research from calling providers, as well as their guarantees for responding to claims.
- Additional benefits (5): Some home warranty companies offer special promotions or will cover items in their plans that are usually considered optional coverage for most companies. Home warranty companies that offer these types of benefits were scored higher than competitors that didn’t.
In summary, the This Old House Review Team reviewed 45 companies to select this list of the seven best home warranty providers. To keep our ratings and data current, we have a full-time researcher who collects (and regularly updates) more than 100 specific data points from each company to help us compare them on key factors such as coverage, cost, service, and dependability.
To share feedback or ask a question about this article, send a note to our Reviews Team at email@example.com.