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Re: Building material cost not dropped?
MLB Construction wrote:

and one last note.....my GL and WC insurance went up a total of almost $1,000 from last year and i've never made a claim.....maybe i should just give up and go live in a communist country.

Send me a PM and I can discuss that with you and may provide a little insight, but not from a sales perspective.

Re: Building material cost not dropped?


I feel your pain. When I was contracting, I sometimes had the feeling I only existed to keep the insurance company in business. Next to labor and materials, insurance was the next major categoy of business expense. Workmens Comp alone started at $16 per hundred of payroll. With a couple hundred thousand in payroll, that was $30K off the top!

One of the reasons I Incorporated was it allowed my business partners ( my brothers) and I to decline Workmen's Comp as officers of the corporation. It was cheaper to buy separate disabilty and medical insurance than to cover ourselves under the WC.

Re: Building material cost not dropped?

It still requires the same quantity of marble and the same period of your time and effort to generate that set of covers. and with the economic system in a volitile manner I wish I could cost more not less for that same set of covers.


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