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19. Hire a Painter to do Interior Work in January or February

In cold climates, business typically slows down during the winter months, but it's actually an ideal time to paint. You won't need as many touch-ups later because the cold, dry air causes the wood in moldings to shrink and gaps to appear, so he can caulk to fill them.

The payoff: Since the painter is probably looking for work, you could get a 10 percent price cut—and a quicker turnaround.
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