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Photo: Keller & Keller
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15. Furnace, Boiler Checkup

Hire an independent HVAC contractor instead of the oil company to change the filters and clean soot from your oil-burning furnace or boiler each year. Either way, you'll get a tune-up that could yield a 5 to 15 percent savings compared with untuned equipment.

The payoff: Some oil companies may set up your equipment to use more oil than is needed in order to bolster their business (selling oil). By using an efficiency-minded independent, you could see another 5 to 10 percent in savings.
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