a house in the South Historic District, Palatka, Florida
Photo: Courtesy of Roberta Correa
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South Historic District, Palatka, Florida

Once known as the "Gem of the St. Johns River," this north-state city of 11,000 people was Florida's original tourist destination. After a devastating fire in 1884, the farm town was swiftly rebuilt into a travelers' hot spot, with eight first-class resorts, including the still existing James Hotel. Among the personalities who kicked back here: Jimmy Stewart, Gary Cooper, Babe Ruth, Teddy Roosevelt, Thomas Edison, and Harriet Beecher Stowe. The city still thrives today, with many young families, students at the Florida School for the Arts and St. Johns River State College, and, of course, retirees drawn by the welcoming weather (and a municipal golf course designed in 1925 by links lord Donald Ross). "It's very Southern," says Roberta Correa, president of the Palatka Southside Historic Neighborhood Association. "People are friendly, and the homes are quaint."

The Houses
Palatka's most desired houses line the gaslit streets of the South Historic District. Formerly known as "The Hammock," this neighborhood below the downtown business district has long been one of Palatka's most affluent. House styles include Colonial Revival, Greek Revival, Stick, Queen Anne, Folk Victorian, and Craftsman bungalows (including several Sears kit homes). A large, fully restored house with a river view can command $500,000. Smaller options needing TLC can go for as little as $60,000.

Why Buy Here?
The Southside Historic Neighborhood Association has a program that grants eligible homeowners up to $20,000 toward exterior restorations within the Historic District. The town's Main Street revitalization campaign offers grants to new and existing businesses, meaning new jobs and amenities for residents and a boost to the real estate market.

Among the best for: The South, Bargains, Fixer-Uppers, College Towns, Waterfront, Retirees, Cottages & Bungalows, Victorians
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