A number of fees are attached to the home's closing, or final sale. These items vary from state to state, but one of them, the insurance on the property title, is often costly—and can be negotiated on with your lender. Brokers are unlikely to mention your right to negotiate, since at this point in the process they're just thinking about their paycheck.
In some places, "as much as 70 percent of the cost of title insurance represents a commission paid to lawyers or title agents handling the documentation," says Florida attorney Ansbacher. The buyer or the seller may be expected to kick in on these costs; whichever you are, find out if you're responsible, and instruct your own lawyer to push for a lower commission.