Most folks may tackle two or three houses in a lifetime. This Old House TV's crew has taken on 59—and counting. What they've discovered in the last three decades is sure to help any home improver
The owner of the 1999 Billerica house, Dick Silva (Tom's brother), had suffered a disaster when his house burned down. But thanks to advice he'd received from a good agent, he was covered by a "full replacement value" policy on the house and its contents, as opposed to "cash value," which is calculated based on the depreciated value of items lost. A replacement policy provides adequate funds for a proper rebuild, and it's only a bit more expensive to carry.
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